Banco De Credito Del Peru Sa · BVL:CREDITC1
Banco De Credito Del Peru Sa — Debt Investor Presentation (2015)
20 slides from Banco De Credito Del Peru Sa's debt investor presentation, 2015
Slide 1: Fixed Income Presentation Fourth Quarter 2014
Fixed Income Presentation Fourth Quarter 2014
Slide 2: Disclaimer
Disclaimer The information contained herein has been prepared by Banco de Crédito del Perú (“BCP”) solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities and should not be treated as giving investment or other advice. No representatio
Slide 3: Economic highlights
SBCP> Economic highlights Strong Economic Metrics 3-Year Average Real GDP Growth (%) f 1 181 s31 51 As : 3.9 st 31.30% 4.0 f 1 1 1 1 mn ' Peru} Chile ae Colombia Brazil w'1-'13) 14-16 ‘17E-"I9E 3-Year Average Public Debt (% of GDP) 42 44 pots 7 36 33 37 35 36 38 38 f f 21 3 : T i i i f f al 1 1 Peru
Slide 4: Social Indicators and Banking Penetration
Social Indicators and Banking Penetration
Slide 5: Peruvian Financial System
SBCP> Peruvian Financial System otal Loans & Deposits (PEN B CAGR ‘I-14 = 15% CAGR 'IF'14 = 13% 49.0% 47.6% 163% PDL & Coverage Ratios 244% 217% 1.04% 2.64% 2011 2012 2013 2014 2011 2012 2013 2014 mmm Loans mmm Deposits mame Ref. & Restr. Ratio mmm PDL Ratio Loans Dollarization =e Deposits Dollariza
Slide 6: BCP's Competitive Position in Peru
BCP’s Competitive Position in Peru
Slide 7: BCP Highlights
BCP Highlights 1,907 1,506 1,649 1,441 2011 2012 2013 2014
Slide 8: Assets and Liabilities Structure
Assets and Liabilities Structure
Slide 9: Asset Quality
Asset Quality 2011 2012 2013 2014
Slide 10: Funding Structure & Maturity Profile
Funding Structure & Maturity Profile Short Term Local Currency Short Term Foreign Currency Long Term Local Currency Long Term Foreign Currency 9,064 3,185 3,012 2,695 1,875 2,195 1,419 1,754 1,211 773 56 56 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2025+
Slide 11: Capital Management
Capital Management 8.6 7.2 6.1 5.1
Slide 12: P&L Highlights
P&L Highlights 35.00% 30.00% 25.00% 20.00% 15.00% 10.00% 5,921 3,921 4,577 3,258 5.00% 0.00% 2011 2012 2013 2014 ROAA ROAE
Slide 13: BCP's Strategy
SBCP> BcP’s Strategy SPTeTeaetecee ott eet 2. Efficient Growth: * Identification and segmentation of SME clients. = Evaluation and design of new business models. = Network expansion (Mibanco). = Continuous improvement: productivity management, establishment of new committees, and process improvement
Slide 14: Anexos
Anexos
Slide 15: BCP's / Credicorp's History
SBCP> BcP’s / Credicorp’s History on ge ay : BancodeCrédito » BCP. Nationalization attempt Release of the new EDYFICAR corporate identity Acquisition of Changes its name to mips Financiera Edyficar Banco de Crédito del POPULAR Pert BCP acquires Banco Popular Acquisition of ve Mibanco de Bolivia Foun
Slide 16: Credicorp Ltd
Credicorp Ltd Assets: PEN 135 billion Net Income attributable to Credicorp: PEN 2,388 million Employees: 32,313 Assets: PEN 116 billion AuM: US$ 6.1 billion Assets: PEN 8.7 billion FuM: PEN 36.7 billion AuM: PEN 25.6 billion NII: PEN 5,998 million Deposits: US$ 1.6 billion Net Earned Premiums: Colle
Slide 17: Selected Financial Information
Selected Financial Information
Slide 18: Selected Financial Information
Selected Financial Information
Slide 19: BCP's ratings
SBCP> BcP’s ratings Sona atts Local Credit Rating Agencies Internacional Credit Rating Agencies BCP AAI Equilibrium BCP Fitch S&P Moody’s Date of last review Jun-14 Sep-14 Date of last review May-14 Oct-14 Jul-14 Institution A+ At+ Outlook Stable Negative Stable Issuer rating A- BBB+ Baal Bank stren
Slide 20: >BCP>
>BCP>
Banco de Crédito del Perú — Debt Investor Presentation (2015) on 6ix