Provident Financial Holdings, Inc. · NASDAQ:PROV

Provident Financial — FY2022 Earnings Presentation

21 slides from Provident Financial's earnings presentation, Jul 26, 2022

  1. Slide 1: Provident Financial Holdings, Inc.

    PROVIDENT A. Provident Financial Holdings, Inc.

  2. Slide 2: PROVIDENT A.

    PROVIDENT A. Provident Financial Holdings, Inc.

  3. Slide 3: PROVIDENT A.

    PROVIDENT A. Provident Financial Holdings, Inc.

  4. Slide 4: PROVIDENT A.

    PROVIDENT A. Provident Financial Holdings, Inc.

  5. Slide 5: PROVIDENT A.

    PROVIDENT A. Provident Financial Holdings, Inc.

  6. Slide 6: PROVIDENT A.

    PROVIDENT A. Provident Financial Holdings, Inc.

  7. Slide 7: PROVIDENT A.

    PROVIDENT A. Provident Financial Holdings, Inc.

  8. Slide 8: PROVIDENT A.

    PROVIDENT A. Provident Financial Holdings, Inc.

  9. Slide 9: PROVIDENT A.

    PROVIDENT A. Provident Financial Holdings, Inc.

  10. Slide 10: PROVIDENT A.

    PROVIDENT A. Provident Financial Holdings, Inc.

  11. Slide 11: PROVIDENT A.

    PROVIDENT A. Provident Financial Holdings, Inc.

  12. Slide 12: PROVIDENT A.

    PROVIDENT A. Provident Financial Holdings, Inc.

  13. Slide 13: The interest rate described in the rate column is the weighted-average interest rate or

    (1) The interest rate described in the rate column is the weighted-average interest rate or yield of all instruments, which are included in the balance of the respective line item.

  14. Slide 14: PROVIDENT A.

    PROVIDENT A. Provident Financial Holdings, Inc.

  15. Slide 15: Deposits and Borrowings

    (1) The interest rate described in the rate column is the weighted-average interest rate or yield of all instruments, which are included in the balance of the respective line item. As of June 30, 2022 2021 Balance Rate (1) Balance Rate (1) DEPOSITS: Checking accounts – non interest-bearing $ 125,089

  16. Slide 16: The interest rate described in the rate column is the weighted-average interest rate or

    (1) The interest rate described in the rate column is the weighted-average interest rate or cost of all instruments, which are included in the balance of the respective line item.

  17. Slide 17: PROVIDENT A.

    PROVIDENT A. Provident Financial Holdings, Inc.

  18. Slide 18: Selected Average Balance Sheets

    (1) The interest rate described in the rate column is the weighted-average interest rate or yield/cost of all instruments, which are included in the balance of the respective line item. Fiscal Year Ended Fiscal Year Ended June 30, 2022 June 30, 2021 Balance Rate (1) Balance Rate (1) SELECTED AVERAGE

  19. Slide 19: (1) The interest rate described in the rate column is the weighted-average

    (1) The interest rate described in the rate column is the weighted-average interest rate or yield/cost of all instruments, which are included in the balance of the respective line item.

  20. Slide 20: PROVIDENT A.

    PROVIDENT A. Provident Financial Holdings, Inc.

  21. Slide 21: Non-Performing Loans

    (1) The non-performing loans balances are net of individually evaluated or collectively evaluated allowances, specifically attached to the individual loans and include fair value adjustments.

Provident Financial Holdings — FY2022 Earnings Presentation on 6ix