Slide 1: IR Presentation
Innovative Software Solutions IR Presentation 17 April 2026
Slide 2: Disclaimer
Disclaimer This document has been created by Profile Software (Profile) in order to be used for specific purposes in corporate presentations. The information included in this presentation has not been reviewed by an independent authority. No belief, position or opinion expressed should be based on t
Slide 3: Agenda
Agenda Overview Financials Industry Strategy Stock info 1 2 3 4 5 3
Slide 4: Overview
&Profile Software Overview
Slide 5: Profile at a Glance
Profile at a Glance Delivering Strong YoY Growth Specialized technology 2.4x Revenue & EBITDA solutions Growth €m +18% % founded in 1990 since 2021 AGR 24 C +33% Addressing the Financial Services M&A +20% Industry & Enterprises 4 acquisitions in Europe, +25% with 2 advanced cases in +33% 47.5 Missio
Slide 6: Presence in 50+ Countries
Presence in 50+ Countries 12 Entities • Athens (HQ) • Thessaloniki • Patras • London • Leicester • Paris • Stockholm • Oslo • Dubai • Nicosia • Miami • Singapore Offices Presence 6
Slide 7: Solutions Portfolio
Solutions Portfolio Investment Banking Large-Scale Management Workflow / Doc. Mgt Wealth management Digital banking systems Software Platforms & Custody Core banking Onboarding Asset and Fund Payments & Pension Treasury management management systems Shareholders Debt & Property Risk management manag
Slide 8: Key Milestones
8 Key Milestones 2003 2024 Listed in the Launch of the Athens 2021 new RegiStar - Stock Exchange Euronext Centevo Shareholder 2013 (Nordics) 2026 Management Launch of Next- Acceleration of Acquisition – Acquisition of gen Investment International Asset & Fund Launch of the Contemi & Management Expan
Slide 9: Update on Recently Closed M&A: Strong Strategic Fit in Profile's Suite
Update on Recently Closed M&A: Strong Strategic Fit in Profile’s Suite 1 ALGOSYSTEMS Deal status: Closed end-January 2026 Cybersecurity AlgoSystems brings MSSP, cybersecurity and cloud services to €11.0m Revenue 2026E (11 months) Profile’s ecosystem — a fast-growing, Revenue mix: Recurring · Managed
Slide 10: Update on Recently Closed M&A: Strong Strategic Fit in Profile's Suite (Cont'd)
Update on Recently Closed M&A: Strong Strategic Fit in Profile’s Suite (Cont’d) 2 CONTEMI Deal status: Closed end-January 2026 UK Expansion Contemi enhances Profile’s UK €2.5m Revenue 2026E (11 months) footprint with cloud-first, front-to- Revenue mix: Recurring licensing · Maintenance · Professiona
Slide 11: New Initiatives: Broadening Profile's Reach
New Initiatives: Broadening Profile’s Reach 1 2 3 Profile Properties ProfileOne CentevoNet Platform Agentic AI orchestrated Direct-access SIP Pension AI-first property management ecosystem accelerating banking fund distribution platform centralising asset data, & investment management connecting fun
Slide 12: ProfileOne Platform: AI-Orchestrated Banking & Investment Platform
ProfileOne Platform: AI-Orchestrated Banking & Investment Platform Unified Financial Services Ecosystem One interoperable layer across banking, investment, digital, treasury and risk, with connectivity to CRM, ERP and reporting tools. AI-powered Orchestration Single UI/UX, shared AI engine, workflow
Slide 13: CentevoNet: SIPP Fund Distribution Platform - Norway
CentevoNet: Self-Invested Personal Pension (SIPP) Fund Distribution Platform - Norway Norwegian Pension Market Opportunity Direct Pension Market Access First-mover platform connecting fund managers directly to Norway's €55bn self-selected pension market — a capability most funds lack today. 3-Stage
Slide 14: Profile Properties Platform: AI-Driven Real Estate Management Platform
Profile Properties Platform: AI-Driven Real Estate Management Platform Unified Asset Lifecycle Management Profile Properties Platform Interface Full portfolio coverage from acquisition to disposition; centralised data governance across assets, contracts, financials and documents. AI-Powered Analytic
Slide 15: Industry Recognition
Industry Recognition Recognised among the top global software solutions providers AWARDS REPORTS Gartner® Magic AI & Data Awards AI & Data Awards Banking Tech Awards 2025 MEA Finance Awards Quadrant™ 2026 2026 Finalist: Best Digital Solution 2025 Retail Core Banking Best in BFSI Best Combination Pro
Slide 16: Indicative Clientele
Indicative Clientele 20 new clients and another 26 re-licensings & upgrades in 2025 Europe MEA, APAC Americas 16
Slide 17: Client Testimonials
Client Testimonials “Finuevo Core will allow us to modernise and streamline our “Partnering with Profile is a strategic move in our efforts lending operations, supporting our mission to provide cost- to enhance bespoke Wealth Management services.” efficient and sustainable financing solutions to our
Slide 18: Financials
&Profile Software Financials
Slide 19: 2025 Key Financial Highlights
2025 Key Financial Highlights 1 €47.5m +18% • Accelerate and optimize customer acquisition Clients • Drive digital upselling and cross-sell efficiency Revenues Growth 2 • Accelerate recurring and subscription-based revenue growth Revenue • Convert one-time deals into recurring revenue streams c. 28%
Slide 20: Profitability Metrics
Profitability Metrics Y-o-Y €m FY-2024 FY-2025 reported Revenue 40.1 47.5 18% EBITDA 10.3 13.1 27% Margin 26% 28% EBT 7.3 8.2 13% Net profit 5.6 6.4 14% EPS 0.2282 0.2577 14% 20
Slide 21: Solid Balance Sheet
Solid Balance Sheet Net Cash €6m €11m €15m Balance €88m Key Balance Sheet Ratios Remain Stable €68m Total €56m 1.7x 1.7x 31.2 1.6x Assets 21.2 12.3 1.2x 12.2 13.9 0.9x 11.6 21.6 0.8x 11.4 10.7 0.4x 20.6 21.8 22.6 0.2x 0.3x 2023 2024 2025 Cash & equivalents Trade receivables Other Current Assets Non
Slide 22: Liquidity
Liquidity €m 11.1 6.4 0.6 31.2 -0.8 -1.6 -0.4 -3.6 -0.6 -1.1 21.2 15.2 -16.0 4) ns Ta x pe x s r es t ng s nd s g 5) bt as h 2/2 ti o Ca are e wi i de i ti e si n 2/2 De tC /1 ra sh Int o Di v ti v Le a /1 (31 o pe ur y o rr ga c (31 Ne s B ti n le nts fro m rea es nts i va sh ta l /T Inv iv ale qu
Slide 23: Industry
&Profile Software Industry
Slide 24: IT Spending: Banking Industry
IT Spending: Banking Industry €bn Banking Trends AGR Composable technologies 12.9% C 45.0 Ecosystems 39.7 35.2 31.3 AI APIs Cloud, SaaS Cyber 2026e 2027e 2028e 2029e Source: Gartner 24
Slide 25: IT Spending: Investment Services Industry
IT Spending: Investment Services Industry €bn Investment Trends Hyperautomation AGR 14.8% C 56.9 Cloud, SaaS 49.3 43.0 37.6 Personalisation AI CX and analytics ESG 2026e 2027e 2028e 2029e Source: Gartner 25
Slide 26: Strategy
&Profile Software Strategy
Slide 27: Forward Looking Strategy
Forward Looking Strategy Commercial Innovation M&A Transformation Expansion • Multiple projects through a • Committed to R&D • Accelerate Growth: investment - c.15% of 4 acquisitions completed single platform • Solutions focused on the revenues since 2017 fastest-growing fintech • Extensive use of A
Slide 28: Differentiation: Profile Delivers the Best of Both Worlds
Differentiation: Profile Delivers the Best of Both Worlds vs Traditional Vendors vs Neo Vendors Established in high value markets Functionality breadth Profile offers 30+ years of production- while maintaining a flexible cost base grade financial software — proven at given Profile’s structural cost
Slide 29: Stock info
&Profile Software Stock info f 4 a ee < et S: \ i, = Ss alin pee
Slide 30: Shareholder Structure & Listing Details
Shareholder Structure & Listing Details Listing Treasury Shares ATHEX General Index, 1% FTSE ΧΑ MID CAP Retail Investors 18% Number of shares 24.823.934 Founder Greek Founder Free Float: 48% Management Institutional 42% Investors Foreign Institutional Investors 8% Symbol Greek Institutional Investor
Slide 31: Comparative Multiples
Comparative Multiples Profile Key Valuation Multiples Peers EV/EBITDA MSCI Europe IT 20.5 21.0 17.0 Financial Solutions 13.5x 11.0x High Growth / Margins / 9.5x Recurring Rev Financial Solutions 3.6x 2.5x Peers EV/Sales 2.2x 6.0 MSCI Europe IT 4.8 4.3 Financial Solutions 2025 2026F 2027F EV / EBITDA
Slide 32: Historical Share Price Performance & Consensus Forecast
Historical Share Price Performance & Consensus Forecast 32
Slide 33: Thank you!
&Profile Software Thank you! @& profilesw.com inv fe