Slide 1: Kristjan Kajakas, Tribe CEO, Ferratum
Kristjan Kajakas Tribe CEO, Ferratum FE-Classification: General\Anyone
Slide 2: FE-Classification: General\Anyone
• • • • • • • • • • • • FE-Classification: General\Anyone
Slide 3: FE-Classification: General\Anyone
FE-Classification: General\Anyone
Slide 4: FE-Classification: General\Anyone
FE-Classification: General\Anyone
Slide 5: Self Service, Agent Support and Customer Satisfaction
330 100% 93% 93% 94% 94% 94% 310 90% 22% 21% 32% 31% 290 80% 45% 270 70% 250 60% 230 50% 210 40% 78% 79% 190 68% 69% 30% 55% 170 20% 150 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 10% 2020 2021 2021 2021 2021 2022 2022 2022 2022 2023 2023 2023 0% H1 - 2021 H2 - 2021 H1 - 2022 H2 - 2022 H1 - 2023 Net AR Lin
Slide 6: Allowing app users to earn loyalty points convertible into cash
Allowing our app users to earn loyalty points, that can be converted • Loan amounts up to EUR 15,000 for 6 years into cash, shopping, purchases, in • Fixed monthly payments app actions, payment behaviour, referrals, etc. • Available in 5 markets A debit account with a virtual Mastercard (ApplePay/Go
Slide 7: Select Sweep, Install the app, KYC
Select Sweep Install the app KYC Money instantly available FE-Classification: General\Anyone
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FE-Classification: General\Anyone
Slide 9: EBIT
EBIT 70.0 60.0 50.0 40.0 30.0 20.0 10.0 0.0 2020 2021 2022 2023 EBIT actual 5% target FE-Classification: General\Anyone
Slide 10: FE-Classification: General\Anyone
FE-Classification: General\Anyone