National Securities Depository Limited · BSE:NSDL
National Securities Depository — Investor Presentation (July 2023)
38 slides from National Securities Depository's investor presentation, July 2023
Slide 1: Understanding Different Asset Classes
Understanding Different Asset Classes Be A Prudent Investor
Slide 2: Indian Securities Market - Overview
Indian Securities Market - Overview Market Regulator SEBI Stocks and Commodities Other Depositories Derivative Intermediaries Exchanges Stock Brokers, RTAs, Mutual NSE, BSE, MSE, NSDL, CDSL Funds, MCX etc. Investment Advisors etc.
Slide 3: Starting Investment in Securities Market
Starting Investment in Securities Market Accounts Required Bank Account Trading or Broking Account Demat Account Many DPs offer a 3-in-1 account opening facility which gives you the convenience of opening a trading, demat and bank account – all together. Now many DPs are offering online demat accoun
Slide 4: About NSDL
About NSDL 1996 Demat accountholders First One of the leading present in 99.27% of Depository in Depositories in the world pincodes in India India Wide service network – all States and UTs No. of Service Centres – 59,682
Slide 5: Growing Custody Value
Growing Custody Value > 89% 294.45 337.39 Market Share 227.51 119.30 67.56 Dec. Dec. 2015 Dec. 2020 Dec. June 2023 2010 2021 Total Value of All Assets Held In All NSDL Demat Accounts in ₹ Lakh Crore
Slide 6: NSDL’s Progress
NSDL’s Progress 350 Bank deposits and 302 300 NSDL Custody Value 250 244 200 186 172 169 160 155 146 150 140 Aggregate Bank Deposits 129 of All Scheduled Banks (in 117 ₹ Lakh Crore) 110 100 NSDL Demat Custody Value (in ₹ Lakh Crore) 50 Bank Deposit Source : RBI 0 Bulletins Mar. 31, 2017 Mar. 31, 201
Slide 7: NSDL’s Progress
NSDL’s Progress GDP and NSDL GDPCustody Value and NSDL Custody Value 350 302 300 250 244 237 201 198 GDP at Market Price (in ₹ Lakh Crore) 200 190186 NSDL Demat Custody Value (in ₹ Lakh 171172 Crore) 154 160 146 150 100 50 GDP Source : https:// dbie.rbi.org.in/ 0 2016-17 2017-18 2018-19 2019-20 2020
Slide 8: Indian Securities Market - Depository System
Indian Securities Market - Depository System Issuer Company / RTA Clearing Corporation (NSE Clearing Other Depository Limited/ Indian Clearing Corporation Limited) DP 1 DP 2 Stock Broker / Stock Broker / Trading Member 1 Investor 1 Investor 2 Clearing Member 2
Slide 9: Services offered by Depository Participant
Services offered by Depository Participant Account Opening Change in account details Demat*, Remat of Account freeze securities, (Account level, ISIN Conversion & Redemption level of Mutual Fund Units and Quantity level) Transfer of securities** Pledge and Margin Pledge of securities *Even unlisted
Slide 10: Key points on Anti-Money Laundering
Key points on Anti-Money Laundering Legislative and Regulatory References • Prevention of Money Laundering Act, 2002 • Prevention of Money Laundering (Rules), 2005 • SEBI Master Circular – October 15, 2019 What is Money Laundering (ML)? • Money Laundering is “the process in which the proceeds of cri
Slide 11: Key points for all Investors
Key points for all Investors Individuals: • Provide officially valid documents for proof of identity and address • Furnish correct information on income, occupation, business, marital status, etc. • Provide accurate financial information – salary or business income as applicable • Inform about any c
Slide 12: Be a Prudent Investor
Be a Prudent Investor Keep record of documents signed, account statements, contract notes received and payments made. Save important emails and take periodic back up of data. Change password of your online accounts frequently. Never share your passwords, OTP, CVV and PIN with any one. Never click on
Slide 13: Be a Prudent Investor
Be a Prudent Investor Inform your DP about any change in your Personal Information such as address, bank account immediately. Always mention your Mobile Number and email ID in account opening form and keep them updated. NSDL publications and presentations are available in Hindi, English and other la
Slide 14: Be a Prudent Investor – Don’ts
Be a Prudent Investor – Don’ts Never deal with any unregistered or unauthorised market intermediary. Check on the SEBI’s website that your stock broker / authorised person, mutual fund distributor, investment advisor are registered with SEBI. Never invest with borrowed money. Avoid unnecessary loans
Slide 15: Be a Prudent Investor
Be a Prudent Investor Nominate Karo - Surakshit, Samajhdaar, | a NSDL aur Atmanirbhar Niveshak Bano! Tecate Hurry!! Last date is 30% September, 2023 ; r NOMINATE YOUR LOVED ONES TODAY!! Opting-in/Opting-out of nomination is mandatory in your Demat Account to avoid your account becoming inactive SCAN
Slide 16: Be a Prudent Investor
| Be a Prudent Investor @ NSDL Technology, Trust & Mawel (er Do Not Fall Prey To Stock Tips, Hot Picks etc. Circulated on Twitter, Instagram, WhatsApp, Telegram, Unsolicited SMS, YouTube Channels etc. Be a Prudent Invest nsult a SEB/ intsgiist red Investment Advisor and D i e Investing
Slide 17: Be a Prudent Investor
| Be a Prudent Investor @ NSDL Technology, Trust & Mawel (er Do Not Invest In Any Ponzi Scheme, Unregistered Collective Investment Scheme or Any Other Schemes Promising Unrealistic Returns
Slide 18: NSDL Newsletter for Investors
NSDL Newsletter for Investors The Financial Kaleidoscope – Free monthly newsletter Newsletter – The www.nsdl.co.in Education Financial Kaleidoscope
Slide 19: SEBI’s Mobile App for Investor Education
SEBI’s Mobile App for Investor Education
Slide 20: If You are holding Securities in Paper form
If You are holding Securities in Paper form 1. Provide PAN, KYC information and Nomination to RTA / Company for all joint holders. 2. Get PAN and Aadhaar linked for all joint holders. 3. Folio may be frozen if not complied. 4. Electronic interface provided by company / RTA for various service reques
Slide 21: Grievances Redressal
Grievances Redressal Read Investor Charter at www.nsdl.co.in Education 1. Lodge your complaint with SEBI at www.scores.gov.in/ or SEBI Mobile App - SCORES 2. SEBI Toll free helpline - 18002667575 / 1800227575 3. NSDL helpline - 022-48867000/022- 24997000 4. Online submission of Grievances at www.n
Slide 22: Understanding Different Asset Classes
Understanding Different Asset Classes
Slide 23: Why Do We Invest?
Why Do We Invest? Investment is necessary to support your financial needs when you do not earn money. 1. By investing a portion of your income you allow money to grow and work for you. 2. 3 parameters to assess suitability of any investment avenue are – i. Return potential ii. Safety iii. Liquidity
Slide 24: What is meant by Asset Class?
What is meant by Asset Class? 1. An Asset Class is a group of different financial assets or instruments which have some common ground in terms of safety, returns and liquidity. 2. Typically various investment avenues under one asset class respond similarly to market conditions. 3. Historically, asse
Slide 25: Type Of Asset Classes
Type Of Asset Classes Cash and Cash Fixed Income Real Estate Gold Equity Equivalent
Slide 26: How to Decide Asset Allocation?
How to Decide Asset Allocation? 3 Classical Questions 1. Which are the appropriate Asset Classes for one investor? 2. How much money one should invest in one particular Asset Class? 3. How much money one should invest in one particular financial asset or instrument (within one Asset Class)? There
Slide 27: Factors Affecting Asset Allocation
Factors Affecting Asset Allocation Time Horizon Risk Tolerance Risk versus Reward Tax saving In real life, there are many assets which can not be fit into a single Asset Class, meaning they are Hybrid Assets.
Slide 28: A Basic Approach for Asset Class Selection
A Basic Approach for Asset Class Selection Its not the case that all salaried persons should have similar Asset Mix. Even same salaried person will need to reconfigure his / her portfolio with advancing age, changes in family composition, etc.
Slide 29: Importance of Portfolio Diversification
Importance of Portfolio Diversification 1. An Investment Portfolio means combination of various financial assets belonging to different asset classes. 2. A well diversified portfolio reduce the overall risk and ensure optimal returns. 3. It ensures that portfolio performance is not affected by poor
Slide 30: Some Important Asset Classes – Fixed Income
Some Important Asset Classes – Fixed Income 1. Typically have fixed return attached. 2. Time horizon is pre-defined generally. 3. Examples – i. Bank Deposits – Fixed and Recurring - (FDs / RDs) ii. Government securities iii. Corporate debentures or bonds
Slide 31: Some Important Asset Classes – Equity
Some Important Asset Classes – Equity 1. Equity offers typically high but uncertain returns. 2. Examples - i. Equity shares ii. (Equity) Mutual funds
Slide 32: Some Important Asset Classes – Gold
Some Important Asset Classes – Gold 1. It is the oldest form of holding assets. 2. It is popular across the world. Even central banks do hold some portion of their reserves in gold. 3. Various forms of investment in gold – i. Physical gold – coins, bars, jewellery ii. Digital gold
Slide 33: Some Important Asset Classes – Cash
Some Important Asset Classes – Cash 1. Cash earns typically the lowest returns, yet essential component of portfolio. 2. A thumb rule – keep 3 to 6 times of your monthly expenses in Cash or Cash like assets as Emergency Funds. 3. Examples – i. Hard cash or bank balance ii. Foreign exchange
Slide 34: Characteristics of Different Financial Assets
Characteristics of Different Financial Assets Financial Asset or Instrument Returns Liquidity Safety Government Bonds, Treasury Bills, National Saving Certificates, Fixed Deposits with Scheduled Banks, Saving Bank and Low Medium High Recurring Deposits Deposit schemes of PSUs / Infrastructure Compan
Slide 35: Remember
Remember 1. Always remember your financial goals and investment timeframe. 2. Review your financial goals periodically, at least once in 5 years. 3. Risk and Return profile of various assets are not constant. 4. Consider taking help from a registered and qualified Investment Advisor.
Slide 36: Investing money quote
“Investing money is the process of committing resources in a strategic way to accomplish a specific objective.” Alan Gotthardt
Slide 37: Follow us on
Demat Ki Paathshala - An initiative by NSDL for Investor Education Follow us on
Slide 38: Thank You
THANK YOU We welcome your feedback and suggestions about this program at www.nsdl.co.in / info@nsdl.com
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