Stock Yards Bancorp, Inc. · NASDAQ:SYBT
Stock Yards Bancorp — Merger or Acquisition (January 2026)
12 slides from Stock Yards Bancorp's merger presentation, Jan 27, 2026
Slide 1: Acquisition of Field & Main Bancorp, Inc.
Acquisition of Field & Main Bancorp, Inc. January 27, 2026
Slide 2: Forward-Looking Statements
Forward-Looking Statements Forward-Looking Statements Certain statements contained in this communication, which are not statements of historical fact, constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements include, but are no
Slide 3: Important Additional Information
Important Additional Information Additional Information Regarding the Proposed Transaction This communication in respect of the proposed merger transaction between Stock Yards and Field & Main is for informational purposes only and is neither an offer to purchase nor a solicitation of an offer to se
Slide 4: Solidifying Position as Kentucky’s Premier Community Banking Franchise
Solidifying Position as Kentucky’s Premier Community Banking Franchise Enhancing Scale with a Like-Minded Partner Pro Forma(1) #1 Bank by Total Assets Headquartered in Kentucky $9.5B $0.9B ~$10.4B Assets Assets Assets #1 Wealth & Trust Assets Under Management(2) $7.6B $0.8B ~$8.4B AUM AUM AUM #1 Com
Slide 5: Expanding the Franchise Into Western Kentucky
Expanding the Franchise Into Western Kentucky #1 in Henderson & Opportunity to Scale In Evansville Accelerating the Push Into Western Kentucky Number of Deposits in Market Rank Institution (ST) Branches Market ($M) Share (%) SYBT (75) F&M (6) Henderson, KY - MSA Indianapolis OHIO 1 Field & Main Banc
Slide 6: Transaction Highlights
Transaction Highlights ► Complementary Combination of New & Overlapping Markets − #1 market share in Henderson, KY, opportunity to scale in Evansville, IN, and enhances Lexington & Cynthiana markets Strategic ► Accelerates Growth in Long-Desired Western Kentucky Market Fit − Paired with the announce
Slide 7: Overview of Field & Main Bancorp, Inc.
Overview of Field & Main Bancorp, Inc. Company Overview Bank-Level Financial Highlights Balance Sheet $ in millions ► Privately held and headquartered in Henderson, KY, Field & Main Bancorp, Inc. “F&M” has roots dating back to 1887 Total Assets $861 Gross Loans 652 ► F&M’s predecessor entity, Ohio V
Slide 8: Complementary Franchises: Deposit and Loan Composition
Complementary Franchises Pro Forma(1) Farm & Ag. Other Const. & Land Farm & Ag. Other Const. & Land Farm & Ag. Other Const. & Land 1% 4% 11% 1% 7% 1% 4% 10% 9% C&I C&I 20% C&I 20% Loan Composition Resi. 14% Resi. Resi. Mortgage Mortgage Mortgage 18% 25% 19% Multifamily $7.0B Multifamily $0.7B Multif
Slide 9: Comprehensive Due Diligence
Comprehensive Due Diligence ► Stock Yards is an experienced acquiror – fifth transaction since 2012 and first transaction since 2022 Disciplined Acquiror ► Long track record of growing earnings and tangible book value ► Comprehensive and collaborative process including business, operational, credit,
Slide 10: Transaction Highlights
Transaction Highlights Solidifies Stock Yards’ positioning as Kentucky’s v #1 community banking franchise Accelerates growth in Western Kentucky with immediate market share Strengthens and broadens wealth management business Shared values – culture, leadership and strategic familiarity Posit
Slide 11: Transaction Summary
Transaction Summary ► Aggregate transaction value of approximately $105.7 million, or $44.55 per Field & Main share Structure & ► 100% stock consideration Pro Forma Financial Impacts Consideration(1) ► 0.6550 SYBT shares for each Field & Main share outstanding ► Pro forma ownership of approximately
Slide 12: TBV Dilution and Pro Forma EPS Accretion Reconciliation
TBV Dilution and Pro Forma EPS Accretion Reconciliation Illustrative Tangible Book Value Per Share Impact Illustrative Earnings Per Share Impact Millions of $ per $ Millions Shares Share ($ in millions, except per share) 2027E GAAP EPS Accretion SYBT Tangible Book Value at Close (6/30/2026) $926.8 2
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