China Minsheng Banking Corp., Ltd. Class A · SSE:600016

China Minsheng Banking Corp., Ltd. Class A — Q1 2020 Earnings Presentation

10 slides from China Minsheng Banking Corp., Ltd. Class A's earnings presentation, April 2020

  1. Slide 1: Q1 2020 Results Announcement

    China Minsheng Banking Corp., Ltd. Q1 2020 Results Announcement April 2020

  2. Slide 2: Disclaimer

    Disclaimer This presentation contains forward-looking statements that involve risks and uncertainties. These statements are generally indicated by the use of forward-looking terminology such as believe, expect, anticipate, estimate, plan, project, target, may, will or other similar words that expres

  3. Slide 3: Agenda

    Agenda I Business Overview II Financial Indicators 2

  4. Slide 4: Increased profitability and improved operating results

    Increased profitability and improved operating results Net profit attributable to equity shareholders of ROAA and weighted ROAE1 the Company (RMB mn) 18,000 16,650 1.20% 15.09% 14.53% 16.00% 15,792 1.05% 0.99% 15,000 12.00% 12,000 0.80% 9,000 8.00% 6,000 0.40% 4.00% 3,000 0 0.00% 0.00% Jan-Mar 2019

  5. Slide 5: Steady growth of business scale and further optimised business structure

    Steady growth of business scale and further optimised business structure Total assets and total liabilities Total deposits from customers (RMB mn) (RMB mn) 8,000,000 6,961,952 4,000,000 3,604,088 3,759,851 6,681,841 6,151,012 6,413,312 6,000,000 3,000,000 4,000,000 2,000,000 2,000,000 1,000,000 0 0

  6. Slide 6: Steady revenue growth with sound cost control

    Steady revenue growth with sound cost control Operating income Cost-to-income ratio (RMB mn) 60,000 30% 49,333 43,859 21.29% 40,000 20% 18.90% 22,409 21,837 20,000 10% 26,924 22,022 0 0% Jan-Mar 2019 Jan-Mar 2020 Jan-Mar 2019 Jan-Mar 2020 Interest income Non-interest income Source: Company's Q1 repo

  7. Slide 7: Stable asset quality and strong risk control capabilities

    Stable asset quality and strong risk control capabilities Core tier-one CAR and CAR NPL ratio Core tier-one CAR up by 7bps CAR down by 7bps 13.17% 13.10% 12% 2.00% 12.00% 1.56% 1.55% 8.89% 8.96% 9% 10.00% 1.60% 8.00% 1.20% 6% 6.00% 0.80% 4.00% 3% 0.40% 2.00% 0% 0.00% 0.00% Dec 31 2019 Mar 31 2020 De

  8. Slide 8: Agenda

    Agenda I Business Overview II Financial Indicators 7

  9. Slide 9: Overview of key financial indicators

    Overview of key financial indicators Income statement highlights Jan-Mar Jan-Mar Growth rate Balance sheet highlights Mar 31 Dec 31 Growth rate (RMB mn, except per share data) 2020 2019 (%) (RMB mn) 2020 2019 (%) Operating income 49,333 43,859  12.48 Total assets 6,961,952 6,681,841  4.19 Of which

  10. Slide 10: Thank you!

    S TaRARE Thank you!

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