Paymentus Holdings, Inc. · NYSE:PAY
Paymentus — Q1 2026 Earnings Presentation
18 slides from Paymentus's earnings presentation, May 4, 2026
Slide 1: First Quarter 2026 Earnings Conference Call
May 4, 2026 FIRST QUARTER 2026 Earnings Conference Call DUSHYANT SHARMA SANJAY KALRA President & CEO CFO
Slide 2: Disclaimer
EARNINGS REPORT Disclaimer This presentation and the accompanying webcast contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All such statements, other than statements of historical facts, are forward-looking statements. Generally, you can
Slide 3: Q1 2026 Financial Highlights
EARNINGS REPORT Q1 2026 Financial Highlights FINANCIAL METRIC Q1 2026 YoY GROWTH % ($ Millions) REVENUE $358.4 30.2% CONTRIBUTION PROFIT (1) $109.7 25.2% ADJUSTED EBITDA (1) $42.4 41.5% 1 Non-GAAP financial measures: For definitions, reconciliation to the nearest GAAP measures and additional informa
Slide 4: Key Q1 2026 Highlights & Accomplishments
EARNINGS REPORT Key Q1 2026 Highlights & Accomplishments • Excellent financial performance in all three key metrics • Continue to serve non-discretionary, essential domestic U.S. economy • Exited the quarter with strong backlog, pipeline and solid bookings • Continued demand momentum across several
Slide 5: Q1 2026 vs Q1 2025 Performance
EARNINGS REPORT Q1 2026 vs Q1 2025 Performance FINANCIAL METRIC Q1 2026 Q1 2025 CHANGE CHANGE % ($ Millions | except EPS) TRANSACTIONS 203.4 173.2 30.2 17.4% REVENUE $358.4 $275.2 $83.2 30.2% CONTRIBUTION PROFIT(1) $109.7 $87.6 $22.1 25.2% CONTRIBUTION PROFIT % (1) 30.6% 31.8% - (1.2%) ADJUSTED GROS
Slide 6: Q1 2026 Balance Sheet and Liquidity Highlights
EARNINGS REPORT Q1 2026 Balance Sheet and Liquidity Highlights FINANCIAL METRIC Q1 2026 Q4 2025 CHANGE CHANGE % ($ Millions) CASH AND CASH EQUIVALENTS $342.1 $324.5 $17.6 5.4% FREE CASH FLOW(1) $20.9 $35.7 $(14.8) (41.5%) DEBT - - - - DAYS SALES OUTSTANDING 29 28 1 3.6% WORKING CAPITAL $365.4 $342.5
Slide 7: Q2 2026 & FY 2026 Financial Guidance
EARNINGS REPORT Q2 2026 & FY 2026 Financial Guidance FY 2026 FY 2026 FY 2026 FINANCIAL METRIC Q2 2026 REVISED PRIOR MIDPOINT ($ MILLIONS) GUIDANCE GUIDANCE GUIDANCE RAISED REVENUE $340 - $350 $1,425 - $1,440 $1,390 - $1,410 2.3% CONTRIBUTION $108 - $111 $450 - $457 $442 - $452 1.5% PROFIT(1) ADJUSTE
Slide 8: Unlocking A New Horizon Of Growth: Patented Agentic Service Commerce
PAYMENTUS Q1 2026 Earnings Report Unlocking A New Horizon Of Growth: Patented Agentic Service Commerce
Slide 9: © 2026 | PROPRIETARY & CONFIDENTIAL
9 © 2026 | PROPRIETARY & CONFIDENTIAL | 9
Slide 10: billeo by Paymentus
billeo®️ By Paymentus 4 10 © 2026 | PROPRIETARY & CONFIDENTIAL | 10
Slide 11: Investment Highlights
EARNINGS REPORT Investment Highlights • Sustainable Revenue Growth and Expanding Profitability • Large, Non-Discretionary and Growing Bill Payment Market • Innovative and Differentiated Technology Platform • Proprietary and Unique IPN Ecosystem • Scalable and Flexible Business Model with Substantial
Slide 12: Appendix
PAYMENTUS Q1 2026 Earnings Report APPENDIX
Slide 13: Use and Definitions of Non-GAAP Measures
EARNINGS REPORT Use and Definitions of Non-GAAP Measures In addition to disclosing financial measures in accordance with accounting principles generally accepted in the United States, or GAAP, this presentation contains certain non-GAAP financial measures set forth below. We use non-GAAP measures to
Slide 14: Contribution Profit, Adjusted Gross Profit
EARNINGS REPORT CONTRIBUTION PROFIT ADJUSTED GROSS PROFIT © 2026 | PROPRIETARY & CONFIDENTIAL | 14
Slide 15: Adjusted EBITDA and Adjusted EBITDA Margin
EARNINGS REPORT ADJUSTED EBITDA AND ADJUSTED EBITDA MARGIN © 2026 | PROPRIETARY & CONFIDENTIAL | 15
Slide 16: Non-GAAP Net Income and Non-GAAP EPS
EARNINGS REPORT NON-GAAP NET INCOME AND NON-GAAP EPS Non-GAAP financial information for the periods shown reflects an assumed provision for income taxes based on our long-term projected tax rate of 25%. Due to the differences in the tax treatment of items excluded from non-GAAP earnings, our long-te
Slide 17: Non-GAAP Operating Expense, Free Cash Flow
EARNINGS REPORT NON-GAAP OPERATING EXPENSE FREE CASH FLOW © 2026 | PROPRIETARY & CONFIDENTIAL | 17
Slide 18: Thank You
THANK YOU Dushyant Sharma Sanjay Kalra President & CEO CFO EMAIL: ir@paymentus.com | Website: ir.paymentus.com @PAYMENTUSCORP PAYMENTUS PAYMENTUS PAYMENTUSCORPORATION @PAYMENTUSCORPORATION @PAYMENTUSCORP PAYMENTUS PAYMENTUS @PAYMENTUSCORPORATION