Slide 1: FY 2026 Results Investor Presentation
FY 2026 RESULTS I NT E GRI T Y T RUST E XPE RT I SE INVESTOR PRESENTATION 30 years of delivering Indy Singh – Executive Chairman, Fiducian Group Rahul Guha – Executive Chairman, Fiducian Services value for shareholders and clients Sydney, 17 August 2026 1
Slide 2: Agenda
Agenda FY2026 Full Year Update • Business Overview • Financials • Key Dates and Contacts 2
Slide 3: FY2026: Platform Administration
FY2026: Platform Administration • Net Inflows $264 million in FY2026 from our salaried and franchisee advisers • Almost 100% of Inflows from our Aligned dealer-group are invested through Fiducian platform and in Fiducian multi-manager funds • Independent Financial Advisers (IFA) net outflows from Co
Slide 4: Platform Administration – Net Flow and Revenue
Platform Administration – Net Flow and Revenue • Gross Revenue 62 basis points on average FUAdm including margins from cash held in the platform and expense recovery fee • Both Salaried and Franchised networks contributing to the Net Inflows • Combination of organic flows from active referrals and i
Slide 5: Platform Administration – Auxilium and Badges
Platform Administration – Auxilium and Badges • IFA products starting to build scale • Low-cost value proposition, Auxilium, directly competing to disrupt the existing disruptor platforms through in-house technology, extensive product menu, advanced reporting capabilities and high standard of servic
Slide 6: FY2026: Funds Management
FY2026: Funds Management • Funds Under Management (FUM): • $5,794 million as at June 2025 ($5,512 million average) • $6,055 million as at June 2026 ($5,951 million average) • Comprehensive offerings of Manage-The- Manager funds: 10 Managed Investment Schemes and 12 Separately Managed Accounts BUSINE
Slide 7: Funds Management
Funds Management • Disciplined multi-manager process targeting above-average returns by taking below average risks • Consistent results over long term against the world’s best fund managers in the Australian market • Over 20 years, the four Fiducian diversified funds ranked in the top half in 41 out
Slide 8: Funds Management
Funds Management • Highly defensible products for Advisers • Fiducian fund fees are market competitive to other single manager funds fees • Added benefits for clients are access to multiple managers whose fees are paid by Fiducian through the relevant Fiducian Funds • As volumes increase Fiducian ma
Slide 9: FinTech Capabilities
FinTech Capabilities • Proven and time-tested Fintech capabilities underpin Fiducian’s successful business model • Market leading in-house systems: • ‘Fastrack’ Platform Administration System • ‘FORCe’ Adviser driven Financial Planning Software • ‘Fiducian Online’ Holistic Client reporting • Cyber s
Slide 10: FY2026: Financial Planning
FY2026: Financial Planning • Enabler of steady flows to Funds and Platform • 2 new offices opened (Norwest and Brisbane) – offices in all States • 75 Financial Advisers numbers across 45 offices • Revenue targets raised 10% to 20% per annum for Salaried Advisers BUSINESS OVERVIEW 10
Slide 11: Financial Planning
Financial Planning • Funds Under Advice (FUA): • $4,970 million as at June 2025 • $5,510 million as at June 2026 • $1,730 million in external platforms including recent acquisitions – work underway to transition clients to proven & successful compliant Fiducian process where in their best interest •
Slide 12: Staffing
Staffing • June 26 headcount 177 • Staff loyalty and knowledge base remain high. Continuing training and professional development assist with growth, efficiency and motivation • Staff retention is key – salaries reviewed in July 2026 to remain competitive BUSINESS OVERVIEW 12
Slide 13: Regulatory matter update: ASIC DSAF case
Regulatory matter update: ASIC DSAF case • ASIC commenced civil proceedings in relation to Fiducian Diversified Social Aspirations Fund (DSAF) in October 2025. Fiducian has fully cooperated with ASIC’s investigations to date. • Following Fiducian Investment Management Services Ltd (FIMS – a subsidia
Slide 14: Regulatory matter update: APRA additional licence conditions
Regulatory matter update: APRA additional licence conditions • Following platform industry thematic review post Shield and First Guardian funds failure, APRA imposed additional licence conditions on several Trustees including Fiducian Portfolio Services Limited (FPSL – a subsidiary of Fiducian Group
Slide 15: Financials
Financials 15
Slide 16: FY 2026 Financial Highlights
FY 2026 Financial Highlights Five Years Performance FINANCIALS 16
Slide 17: Segment Reporting FY2026 Growth
Segment Reporting FY2026 Growth • Funds Management ✓ Net revenue up 8.7% ✓ EBITDA up 10.2% • Financial Planning ✓ Net revenue up 10.3% ✓ EBITDA up 5.3% • Platform Administration ✓ Net revenue up 8.3% ✓ EBITDA up 8.1% • Corporate Services ✓ Net revenue up 10.9% ✓ EBITDA up 4.2% FINANCIALS 17 1. Earni
Slide 18: FID outperformance against All Ords Accum Index
FID outperformance against All Ords Accum Index • Since June 2012, FID has outperformed All Ords by 1322% (including dividend reinvestments) • Dividend pay-out policy revised to 60-80% of Underlying Net Profit After Tax • H2 2026 dividend is 28.2 cents per share • FY 2026 full year dividends 53.70 c
Slide 19: Dividends – $1,000 invested on 1 July 2012
Dividends – $1,000 invested on 1 July 2012 • The graph shows that $1,000 invested in FID on 1 July 2012 delivered a fully franked dividend of $553.61 in FY2026 • Double digit EPS growth (based on UNPAT) in 20 out of 26 years since listing FINANCIALS 19
Slide 20: Funds Under Management, Administration and Advice (FUMAA) Growth
Funds Under Management, Administration and Advice (FUMAA) Growth ✓ Consistent FUMAA growth from organic and inorganic inflows Explanatory Notes: • FUA includes assets held in Fiducian and External platforms • FUM includes cross holdings from diversified funds into sector/specialised funds. Excluding
Slide 21: Projecting the Potential: Conceptual Representation
Projecting the Potential: Conceptual Representation The following is a conceptual extrapolation of how increasing scale could lift UEBITDA at an accelerating rate above a corresponding increase in cost base: • This is not a projection or Funds under Management, Administration and Advice (FUMAA) & UE
Slide 22: Key Dates and Contacts
Key Dates and Contacts Retail Investor Presentation (Online) • Time / Date: 12:30 to 1.30 pm AEST, Monday 17 August 2026 • Registration link: https://eur.cvent.me/wzBWEZ Key Dates • Final Dividend Record Date: 31 August 2026, Payment Date: 14 September 2026 • Annual General Meeting (Hybrid) date: 15
Slide 23: Disclaimer
Disclaimer Information in this document and given in the presentation is of a general nature. It is not intended to be, nor does it, constitute financial, legal or tax advice. The information is given in good faith and, although care has been exercised in compiling it, Fiducian Group Limited and the
Slide 24: Disclaimer
Disclaimer Source: Zenith funds survey. © FE fundinfo (Australia) Pty Limited ABN 18 601 868 311 (FE fundinfo), Authorised Representative of Zenith Investment Partners Pty Ltd ABN 27 103 132 672, AFSL 226872 under AFS Representative Number 1297668. Data provided by FE fundinfo does not constitute fi