Uniqa Insurance Group Ag · VIE:UQA
Uniqa Insurance — Investor Day (December 2024)
29 slides from Uniqa Insurance's investor day presentation, Dec 11, 2024
Slide 1: Additional information – Capital Markets Day
Additional information Capital Markets Day December 11, 2024 London
Slide 2: Our Journey to Date
@ UNIGA UNIQA Our Journey to Date
Slide 3: UNIQA Group Then and Now
UNIQA AT A GLANCE UNIQA Group Then and Now 2024 Exit Russia (a) 3 (a) Announced sale of UNIQA in Albania, North Macedonia & Kosovo – closing expected in 2025
Slide 4: UNIQA Today
UNIQA AT A GLANCE UNIQA Today UNIQA Group is one of UNIQA is active in 17 (b) In 2020, UNIQA acquired the leading insurance UNIQA's market share European countries: three AXA companies groups in its core in Austria is over Bosnia and Herzegovina, (in Poland, the Czech markets of Austria and 21%. Wit
Slide 5: Our Identity & Brand
@ UNIGA Our Identity & Brand
Slide 6: Our roots go back a long way
OUR IDENTITY Our roots go back a long way: people have been trusting us and insuring themselves with us since 1811. Our mission has remained unchanged ever since: Risks that individuals cannot bear alone are spread across the shoulders of the community. UNIQA is the custodian of this risk community.
Slide 7: Our Guiding Principles
OUR GUIDING PRINCIPLES Our Guiding Principles Our Guiding Principles form the basis of our corporate culture and guide us in our daily activities. By following them, we ensure that everyone works in the same direction and contributes to the success of the company. We will be the best service provide
Slide 8: UNIQA - ONE brand & ONE brand promise across all markets
UNIQA - ONE brand & ONE brand promise across all markets żyjmy razem lepiej жити краще разом Our vision UNIQA is the promise for a better life. We will be lepší život společně the best service provider for safety, health and lepší život spoločne prevention in people´s lives. Gemeinsam besser leben e
Slide 9: Customer & Markets Insight
@ UNIGA Customer & Markets Insight
Slide 10: Our Two Core Markets at a Glance 2023 (1/2)
FY23 Our Two Core Markets at a Glance 2023 (1/2) Austria International Customers 3.7m 15m (b) Customer Satisfaction 4.6 out of 5 4.6 out of 5 GWP (EURb) 4.3b 2.8b GWP Growth 5% 14% EBT (EURm) 289m (a) 230m Employees (FTE) 6.010 8.732 (a) Austria EBT includes dividends from international companies (b
Slide 11: Our Two Core Markets at a Glance 2023 (2/2)
FY23 Our Two Core Markets at a Glance 2023 (2/2) Diversified business mix Austria (a) (b) Strong prevalence of P&C business in International (a) (b) Life 21% Life 25% EUR 0.9b EUR 0.7b P&C 49% EUR 2.1b P&C 71% 2.0b Health 30% Health 4% EUR 1.3b 0.1b • Strong brand & strong regional positioning • One
Slide 12: Mavie Holding
MAVIE HOLDING Goal: Health services (beyond insurance) strategically under one umbrella UNIQA Österreich Versicherungen AG Health Insurance Health services Mavie Holding Health beyond Insurance insurance Mavie Next PremiQaMed Holding UNIQA Health Services 12
Slide 13: First Impact for a Healthier Society Delivered
FIRST IMPACT FOR A HEALTHIER SOCIETY DELIVERED 1 2 3 4 5 Telemedicine as part of the Healthy employees for Healthcare made simple and Age independently and Leading operator of private health journey with Mavie healthy companies convenient from home with dignity healthcare facilities Achieving more t
Slide 14: Telemedicine and Mavie Work
Telemedicine is an important component Mavie Work is the market leader for corporate of future medical care. Majority stake in healthcare solutions in Austria. It supports more Polish company Telemedi acquired. Roll than 170 companies and their over 140,000 out in CEE and Austria planned. employees
Slide 15: Blood and Microbiome Tests from Home
BLOOD AND MICROBIOME TESTS FROM THE Together with Cura Domo, we develop innovative solutions COMFORT OF YOUR OWN HOME for individualized care models & care at home. Health check with detailed findings Explained in simple language and with recommendations Biggest owner-managed agency for 24-hour care
Slide 16: Private Clinics
PRIVATE CLINICS EUR 245M INVESTMENTS IN CLINICAL EXCELLENCE • EUR 180m in the joint new construction of the private clinics Confraternität and Goldenes Kreuz • EUR 65m in the ongoing expansion and modernization of Privatklinik Döbling LEADING OPERATOR OF PRIVATE HEALTHCARE FACILITIES • 51,000 inpati
Slide 17: UNIQA ESG Business Card
@ UNIGA UNIQA ESG Business Card
Slide 18: Group ESG Dashboard
UNIQA AT A GLANCE Group ESG Dashboard Weighted Average Carbon Emission Financed Emissions (t CO2e) & Sustainable Investments Intensity (WACI) (t CO2e / m€) Share of Financed Emissions with SBTi (%) (Mio. €) -27% %-SBTi t CO2e € 2.174 ESG-Ratings 35 409.714 450.000 € 65 99 383.746 400.000 CDP B 96 30
Slide 19: UNIQA's Active Role in Decarbonization
SUSTAINABILITY & CLIMATE STRATEGY UNIQA’s Active Role in Decarbonization Interim targets on our way to net-zero emissions 2040 (AT: Underwriting, Operations) 3 pillars of the climate transition & 2050 (Group-wide: Investments, Underwriting, Operations) Investments: We have aligned with SBTi framewor
Slide 20: Performance of our Investment Portfolio
INVESTMENT POLICY Performance of our Investment Portfolio Sustainable Investments Sustainable Investments in Mio. € Sustainable Investments • UNIQA Group’s sustainable investments increased by 67 % to €2.17 billion 2,174 € from 2021 to 2023. The company was able to exceed the set target of €2 billio
Slide 21: Decarbonisation Strategy
INVESTMENT POLICY Decarbonisation Strategy Fossil Phase-Out Oil Coal • Orderly withdrawal from oil by 2030 • Implementation of coal exclusion criteria since 2019; applies to all UNIQA Group assets for our own account • From 2025: • From 2024, no new direct investments in companies with more than 5 %
Slide 22: Science Based Targets (SBTi) for our Investment Portfolio
INVESTMENT POLICY Science Based Targets (SBTi) for our Investment Portfolio Climate targets Required activities accounted for 23 % of total investments by AuM according to SBTi guidance, for investments while optional activities accounted for 19 % and out-of-scope activities accounted for 58 %. Asse
Slide 23: Corporate Carbon Footprint (CCF)
OPERATIONAL MANAGEMENT Corporate Carbon Footprint (CCF) For our own operations The corporate carbon footprint quantifies the GHG emissions from our international headquarters and Austrian regional offices, and it includes company-specific and other relevant emissions, measured in CO2 equivalents. 20
Slide 24: Operations Management in Austria
OPERATIONS MANAGEMENT Operations Management Planned PV output at sales locations (Austria) in Austria kWp 700 kWp 600 kWp 500 kWp 400 kWp 300 kWp 200 The sustainability management concerning our own operations kWp 100 is based on our commitment to the Paris climate targets.* kWp 0 2019 (baseline) 20
Slide 25: UNIQA's Sustainability Performance in Key ESG-Ratings
REPORTING UNIQA‘s Sustainability Performance in Key ESG-Ratings ESG Ratings – Status 10/2024 & Industry average Key Results D- D C- C B- B A- A Disclosure Awareness Management Leadership D- D D+ C- C C+ B- B B+ A- A A+ +57% Low Risk poor medium good excellent improvement in S&P status achieved accor
Slide 26: People & Culture
PEOPLE & CULTURE People & Culture Customer first Simplicity Ownership Community We are relent- Integrity We take action We empower We collaborate lessly focused on We keep and learn from our each other to take beyond conventional the needs of our our promises mistakes. responsibility. boundaries. cu
Slide 27: Justice, Equity, Diversity & Inclusion: KPIs
PEOPLE & CULTURE Justice, Equity, Diversity & Inclusion: KPIs Gender Diversity Gender Pay Gap Women in management positions* 2022 2023 Gender pay gap 2021 (base year) 2022 2023 Women in the entire workforce** 57.8 % 57.9 % Adjusted gender pay gap* 1.4 % 0.6 % 0.6 % Percentage of women among managers
Slide 28: Our Employees
PEOPLE & CULTURE Our Employees Holding Austria International Total Number of employees (HC)* 2022 2023 2022 2023 2022 2023 2022 2023 Total 707 752 5,887 6,010 8,702 8,732 15,296 15,494 male 392 409 2,825 2,870 3,249 3,250 6,466 6,529 female 315 343 3,062 3,140 5,453 5,482 8,830 8,965 back office 707
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