DBS — Q4 2022 Earnings Presentation

5 slides from DBS's earnings presentation, Feb 13, 2023

Slide 1: CEO Observations
X DBS | sanciess CEO Observations 13 Feb 2023
Slide 2: Record performance in 4Q
Record performance in 4Q ▪ Record quarterly total income, net profit and ROE - Commercial book NIM up 31bps. Group NIM highest in a decade - ROE of 17% is 4%pt higher than when NIM was last at current levels ▪ Sustained underlying loan momentum, pipeline healthy - 4Q decline due to repayment of oppo
Slide 3: Record performance in 4Q
Record performance in 4Q ▪ Underlying expenses well controlled. Underlying cost-income ratio at 41% ▪ Asset quality resilient ▪ Ordinary quarterly dividend increase to 42 cents per share and special dividend of 50 cents per share reflect improved earnings profile and strong capital position - Combin
Slide 4: Outlook
Outlook ▪ Interest rate increases to moderate, rate cuts not envisaged in 2023 ▪ Maintaining full-year 2023 guidance for mid-single digit loan growth, double- digit fee income growth - China’s reopening to benefit regional operating environment ▪ Downside risk of 5-7 bps to peak group NIM guidance o
Slide 5: Thank You
Thank You DBS