Stewart Information Services Corporation · NYSE:STC
Stewart Information Services — Q2 2026 Earnings Presentation
13 slides from Stewart Information Services's earnings presentation, Jul 23, 2026
Slide 1: Investor Presentation Summer 2026
Investor Presentation Summer 2026 1
Slide 2: Cautionary Statements
Company Overview Performance Opportunity Cautionary Statements Cautionary statement regarding forward-looking statements. Certain statements in this presentation are "forward-looking statements", including statements related to Stewart’s future business plans and expectations, including our plans to
Slide 3: What Drives Us
Company Overview Performance Opportunity What Drives Us 1. Develop value-based relationships with clients and agents 2. Create market leading products & services 3. Build an organization that attracts and develops the most responsive and entrepreneurial team 4. Drive winning financial performance •
Slide 4: STC By The Numbers
Company Overview Performance Opportunity STC By The Numbers Overview • A global real estate services company and leader in title insurance and closing and Financial Results settlement services in the US • Additional operations in Canada, 2024 2025 Australia, and the United Kingdom • ‘A-’ financial s
Slide 5: Reported Segments
Company Overview Performance Opportunity Reported Segments Title Segment Real Estate Solutions Segment ~80% of Total Revenues in 2026 ~20% of Total Revenues in 2026 Core Capabilities Core Capabilities The real estate solutions segment supports the real estate Title insurance and related services inc
Slide 6: Core Businesses
Company Overview Performance Opportunity Core Businesses DIRECT OPERATIONS Escrow, title services and underwriting for residential purchase, new build, residential refinance and commercial transactions with a focus on local realtor, builder, lender, and consumer relationships NATIONAL COMMERCIAL SER
Slide 7: Growth Plans by Business
Company Overview Performance Opportunity Growth Plans by Business National Direct Agency Lender Commercial Operations Services Services Services Further penetrate Leverage industry leading Use improved technology Use improved portfolio target MSAs through underwriting and invest platform and commerc
Slide 8: Multi-Phase Strategic Journey
Company Overview Performance Opportunity Multi-Phase Strategic Journey Sustain Performance Focus & Fortify Position Expand & Innovate & Position 2020-2023 2024-2028 2029 & beyond Win share across all Invest in the company to core business lines create long-term value • Grow Direct Operations in key
Slide 9: Margin Improvement On The Journey
Company Overview Performance Opportunity Margin Improvement On The Journey We have stabilized our margin since beginning our journey in 2019, and our margin is stronger than it was the 10 years prior to the journey in even harsher market conditions. Q1 2026 existing home sales were 15.0% -1% compare
Slide 10: Strong Financial Performance & Solid Balance Sheet
Company Overview Performance Opportunity Strong Financial Performance & Solid Balance Sheet Adjusted Revenues ($m) Adjusted Pretax Margin $3,282 13.2% $3,032 $2,916 $2,477 9.9% $2,290 $2,257 9.5% +18% $1,897 6.8% 5.4% 5.8% 4.8% +17% 4.3% $778 $609 1.8% +28% +139% 2019 2020 2021 2022 2023 2024 2025 Q
Slide 11: Stewart is Well Positioned to be a Long-term Leader
Company Overview Performance Opportunity Stewart is Well Positioned to be a Long-term Leader Top 4 Underwriters Net Revenue Growth (2019 to 2025) Stewart is Well Positioned to Be a Long-Term Leader STC FAF $4,578 ✓ Primary focus on title insurance and the real estate $1,868 $3,746 closing process +7
Slide 12: Appendix
Appendix Reconciliation of Financials from 2019 – Q1 2026 12
Slide 13: Reconciliation of Non-GAAP Financial Metrics
Appendix Reconciliation of Non-GAAP Financial Metrics ($ in millions) 2019 2020 2021 2022 2023 2024 2025 Q1 2025 Q1 2026 GAAP total revenues $ 1,940 $ 2,288 $ 3,306 $ 3,069 $ 2,257 $ 2,490 $2,922 $612 $781 Non-GAAP adjustments: Net realized and unrealized (gains) losses (43) 2 (24) 2 0 (13) (6) (3)
Stewart Information Services — Q2 2026 Earnings Presentation on 6ix