Huntington Bancshares Incorporated · NASDAQ:HBAN
Huntington Bancshares — Morgan Stanley U.S. Financials, Payments, & CRE Conference 2021
11 slides from Huntington Bancshares's conference presentation, Jun 15, 2021
Slide 1: Morgan Stanley U.S. Financials, Payments, & CRE Conference
Morgan Stanley U.S. Financials, Payments, & CRE Conference June 15, 2021 The Huntington National Bank is Member FDIC. ®, Huntington® and Huntington. Welcome.® are federally registered service marks of Huntington Bancshares Incorporated. ©2021 Huntington Bancshares Incorporated. Exhibit 99.1
Slide 2: Disclaimer: Caution Regarding Forward-Looking Statements
Morgan Stanley US Financials, Payments, & CRE Conference Disclaimer 2 CAUTION REGARDING FORWARD‐LOOKING STATEMENTS This communication may contain certain forward‐looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements that are not historical
Slide 3: Huntington Overview
Morgan Stanley US Financials, Payments, & CRE Conference Huntington Overview Over 150 years of serving the financial needs of our customers 3 Density and Scale in Attractive Markets See Notes on Slide 11 Commercial Consumer Well‐Diversified Balance Sheet #1 in Customer Satisfaction with Mobile Banki
Slide 4: Building the Leading Bank
Morgan Stanley US Financials, Payments, & CRE Conference Building the Leading People‐First, Digitally Powered Bank Creating a sustainable competitive advantage with focused investment in customer experience, product differentiation, and key growth initiatives 4 We are a Purpose‐driven company Our
Slide 5: What Digitally Powered Means to Huntington
Morgan Stanley US Financials, Payments, & CRE Conference What People‐First, Digitally Powered Means to Huntington 5 Leveraging technology to expand channel capabilities, enhance experiences for all customer segments, and enable scale efficiencies Differentiated products and experiences Easy and in
Slide 6: Building a Best-in-Class Customer Experience for Consumers
Morgan Stanley US Financials, Payments, & CRE Conference People‐First, Digitally Powered Building a Best‐in‐Class Customer Experience for Consumers 6 **June 2021 Product Launches** Digital‐only Unsecured Line of Credit Early Access to Direct Deposit 2,144 2,180 2,264 2019 2020 2021 YTD Checking Hous
Slide 7: Building a Best-in-Class Customer Experience for Businesses
Morgan Stanley US Financials, Payments, & CRE Conference 30% 50% 70% 90% Feb‐20 May‐21 Line Utilization C&I ex‐Floorplan Floorplan +3.6B loan increase if utilization rates return to normalized levels People‐First, Digitally Powered Building a Best‐in‐Class Customer Experience for Businesses 5% Incre
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Slide 9: Paycheck Protection Program (PPP) Update
Morgan Stanley US Financials, Payments, & CRE Conference $225 $2,275 $5 $45 4Q20 1Q21 2Q21 QTD Forgiveness / Repayment Activity Forgiveness Forgiveness Accelerated Fees Paycheck Protection Program (PPP) Update 9 PPP Loans as of 5/31/2021 Loans Total program: $8.6 billion (58,900) of total loans ap
Slide 10: 2Q21 Mid-Quarter Update: Balance Sheet Trends
Morgan Stanley US Financials, Payments, & CRE Conference 4.1 6.1 6.2 5.8 5.2 2Q20 3Q20 4Q20 1Q21 2Q21 QTD Average Loans, ex‐PPP PPP 2Q21 Mid‐Quarter Update Balance sheet trends 10 Average DepositsAverage Loans $ billions Commercial balances lower due to PPP forgiveness further decline in dealer fl
Slide 11: Notes
Morgan Stanley US Financials, Payments, & CRE Conference Notes 11 Slide 3: 1. Total assets were calculated by adding the corresponding HBAN and TCF Financial Corporation amounts from their 3/31/21 filings and do not include any purchase accounting adjustments. 2. For J.D. Power 2021 award informatio
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