Anz Group Holdings Limited · ASX:ANZ

Anz — Australia and New Zealand Banking Group — Macquarie Equities Conference (May 2011)

12 slides from Anz's conference presentation, May 6, 2011

  1. Slide 1: A Clear, Differentiated Strategy Delivering Consistent Returns

    A Clear, Differentiated Strategy Delivering Consistent Returns Philip Chronican CEO Australia 6 May 2011

  2. Slide 2: Australia region - 70% of Group profit

    Australia region - 70% of Group profit Pro Forma Net Profit After Tax 1H11 revenue by business1 $m 10% 2,150 Retail 29% 1,950 Commercial 22% 1,750 Wealth 671 Institutional 1,550 Institutional 38% 1,350 1,150 434 Commercial 1H11 NPAT by business1 950 1,927 1,962 1,733 186 Wealth 750 9% 34% Retail 550

  3. Slide 3: Retail – pre provision profit up 7% with interest income up 8%, strong growth in deposits

    Retail – pre provision profit up 7% with interest income up 8%, strong growth in deposits 1H11 v 1H11 v 2H10 1H10 Profit before credit impairment and income tax 7% 5% Net profit after tax 2% 3% 1H11 Growth v System HOH1 PBP growth (HOH) 15% 14% 1.6x 10% 7% 1.2x 5% 5% 0% -2% -2% -5% Mortgages Househo

  4. Slide 4: Wealth – integration progressing well, strong insurance result

    Wealth – integration progressing well, strong insurance result Insurance in-force premiums Funds Under Management $m $m Up 2% Up 12% 1,381 44,608 44,493 45,456 1,230 1,320 1H10 2H10 1H11 1H10 2H10 1H11 General Insurance Individual Group ANZ Trustees Ppty & Inf ra'ure. Cash and FI Global Equities Aus

  5. Slide 5: Good outcomes for Business Bank & Small Business, tougher conditions in Regional Commercial

    Good outcomes for Business Bank & Small Business, tougher conditions in Regional Commercial Net interest income SBB & BB Net loans and advances incl. acceptances & customer deposits $m SBB Business Banking $b NLA Deposit 550 580 600 524 50.0 44.5 45.7 46.2 40.0 37.2 33.2 33.7 400 30.0 200 20.0 10.0

  6. Slide 6: Mortgage market observations

    Mortgage market observations Credit Quality • Increase in 90 day delinquencies  South East Queensland – higher than national average unemployment, impacted by stronger AUD (tourism), natural disasters  2008 vintage greater propensity for stress  Credit underwriting tightened considerably at the e

  7. Slide 7: Regional Commercial Banking – impacted by higher provisioning

    Regional Commercial Banking – impacted by higher provisioning Regional Australia Significant pay down of debt occurring • Normal seasonality impact on lending more after high agri cash inflows pronounced due to weather conditions Productive Loans v. Deposit FUM • Stress not homogenous, some areas im

  8. Slide 8: ANZ Australia has a clear growth agenda

    ANZ Australia has a clear growth agenda Priorities • Growth in target segments  Service led delivery and innovation  Acquire high quality customers and increase SOW 1 Drive value  Drive value from brand equity and customer advocacy • Integrate and grow wealth • Grow commercial Leverage Super • Ba

  9. Slide 9: Super Regional capabilities providing differentiated sources of growth across the bank

    Super Regional capabilities providing differentiated sources of growth across the bank Retail Banking across Asia Commercial Banking across Pacific: Asia Pacific: • From Asia Pacific: • More than $200b in trade flows between Aust/NZ and Asia  20% of new-to-bank customers • Experts in cash-flow  Bi

  10. Slide 10: Affluent segment represents a major growth opportunity for ANZ

    Affluent segment represents a major growth opportunity for ANZ ANZ aspires to be the financial provider of choice for affluent customers for their banking and wealth needs • Affluent Program launched 2 May  Dedicated customer manager  Priority access to leading specialists and products  Premium s

  11. Slide 11: Personalised service and Super Regional presence provides clear differentiator in small business

    Personalised service and Super Regional presence provides clear differentiator in small business A targeted proposition for small business • 250 dedicated small business specialists • Needs-based assessments with A-Z Reviews • Small Business Hub online • Small Business Insights online • Trade opport

  12. Slide 12: Executing a coherent plan

    Executing a coherent plan • Good result for 1H 2011 despite challenging environment  On track to deliver full year result Long-term objective – to be a Super Regional bank with a market leadership position in Australia Executing on a coherent plan  Grow in key customer segments  Bring whole-of-ba

Australia and New Zealand Banking Group — Macquarie Equities Conference (May 2011) on 6ix