Mcb Bank Limited · PSX:MCB
Mcb Bank — H1 2018 Earnings Presentation
14 slides from Mcb Bank's earnings presentation, Jun 30, 2018
Slide 1: MCB Bank Limited Investors Briefing
MCB Bank Limited Investors Briefing June 30, 2018 Presented by: Hammad Khalid Head Investor Relations, Financial Reporting & Taxation
Slide 2: Group Structure
Group Structure MCB is one of the oldest banks of Pakistan, incorporated in 1947. It was privatized in 1991. To accede to international capital markets, the Bank launched Global Depositary Receipts (GDRs) in 2006. It was the first Pakistani Bank that got its GDRs listed on the London Stock Exchange.
Slide 3: MCB Key Historical Milestones
MCB Key Historical Milestones 1947 Incorporation Nationalization 1974 Privatization 1991 Change of name from Muslim Commercial Bank to MCB Bank 2005 1st Pakistani Bank to issue Global Depository Receipts 2006 Strategic Acquisition by Maybank – Largest private sector transaction 2008 Total Deposits o
Slide 4: Bank for Life: Strategic pillars
Strategic pillars MARKET LEADERSHIP > Amongst top 3 Banks in Pakistan > Maintain first-mover’s advantage in new businesses > Socially Responsible Organization > Strong Brand Recognition PRODUCTS & SERVICES Bank PEOPLE FOCUS > Continuous & sustainable earnings growth > Customer centricity in sales &
Slide 5: One of the largest Commercial Bank in Pakistan
One of the largest Commercial Bank in Pakistan Financial Strength Domestic and International footprint PKR 1,422 bn Domestic Assets 1,349 (US$ 11.7 bn) Branches 11 PKR 1,019 bn Foreign Deposits (Sri Lanka : 8, Bahrain : 1, EPZ : 1, UAE : (US$ 8.4bn) Branches 1) 1 Rep Office in Dubai PKR 555 bn MCB F
Slide 6: Distinguishing Financial Factors
Distinguishing Financial Factors MCB Bank carries the highest CASA base of around 93% of its total deposit base; MCB Bank has maintained one of the highest spreads in the industry over the last many years; MCB Bank has one of the highest return on assets of 1.42% as at June 30, 2018; One of
Slide 7: Statement of Financial Position
Statement of Financial Position Rs. in mln Unconsolidated Consolidated June 2018 Dec 2017 YTD % June 2018 Dec 2017 YTD % Assets 1,421,724 1,327,311 94,413 7% 1,487,103 1,373,430 113,673 8% Advances - net 510,735 469,356 41,380 9% 563,944 500,966 62,978 13% Investments 689,109 656,964 32,146 5% 694,2
Slide 8: Non Performing Loans (NPLs)
Non Performing Loans (NPLs) Rs. in mln Jun 18 Mar 18 Dec 17 Sep 17 Jun 17 Total NPLs 47,131 48,377 48,753 49,251 22,478 QoQ (1,246) (376) (498) 26,773 1,316 QoQ % variance -3% -1% -1% 119% 6% Substandard 520 381 552 929 3,140 QoQ 140 (171) (377) (2,211) 2,817 QoQ % variance 37% -31% -41% -70% 872% D
Slide 9: Investments
Investments Rs. In mln Increase of Rs. 68.07B in Market Treasury Bills and decrease of Rs. 30.26B in Pakistan Investment Bonds. June 2018 Dec 2017 Var. % var. June 2017 Var. % var. Treasury Bills 452,439 384,367 68,072 18% 8,012 2% 444,427 Pakistan Investment Bonds 192,574 222,838 (30,264) -14% 252,
Slide 10: Deposits
Deposits Rs. in mln Q2 18 Q1 18 Q4 17 Q3 17 Q2 17 Volume Mix Volume Mix Volume Mix Volume Mix Volume Mix Deposits - Volume 1,018,740 1,005,027 968,483 962,500 891,551 Current deposits 399,611 39% 395,346 39% 377,083 39% 368,553 38% 368,779 41% Savings deposits 546,769 54% 536,095 53% 522,281 54% 530
Slide 11: Profit and Loss Statement
Profit and Loss Statement Rs. In mln Unconsolidated Consolidated June 2018 June 2017 +/- % June 2018 June 2017 +/- % Mark-up Income 37,715 35,966 1,749 5% 39,272 36,797 2,475 7% Mark-up Expense 15,162 15,918 (756) -5% 16,014 16,267 (253) -2% Net Mark-up Income 22,553 20,048 2,505 12% 23,259 20,531 2
Slide 12: Key Performance Ratios
Key Performance Ratios Coverage Non- EPS Infection Coverage (incl. benefit BV ROA ROE CAR ADR markup/Total (annualised) ratio ratio* of liquid Rev sec)** Jun 2018 115.40 1.42% 14.29% 16.48 16.56% 54.49% 8.49% 94.07% 97.18% 26.82% Dec 2017 115.18 1.89% 17.65% 19.56 16.44% 53.18% 9.47% 93.74% 97.31% 2
Slide 13: International Recognition Awards / Accolades
International Recognition Awards / Accolades Ranked among the Top 25 Companies in Pakistan Winner – Best Presented Annual “Winner -Best Corporate Report Accounts 2014 Award 2017 – Banking Sector” Best bank in Pakistan - 2016 1st Runner Up Best Presented Winner” - Best Corporate Report Award 2016 Bes
Slide 14: Thankyou
MCB Bank Limited Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e-mail investor.relations@mcb.com.pk