Heartland Group Holdings Ltd. · NZX:HGH
Heartland — Shareholder Meeting (November 2019)
20 slides from Heartland's shareholder meeting presentation, Nov 12, 2019
Slide 1: 2019 Annual Meeting
2019 Annual Meeting 12 November 2019
Slide 2: Agenda
Agenda o Welcome and formalities o Chair’s address o Chief Executive Officer’s address o Shareholder discussion o Voting and conduct of poll o Other business 2
Slide 3: Board of Directors
Board of Directors Heartland Group Board o Geoff Ricketts Chair and Independent Non-Executive Director o Jeff Greenslade Executive Director and Chief Executive Officer o Ellie Comerford Independent Non-Executive Director o Sir Chris Mace Independent Non-Executive Director o Greg Tomlinson Non-Execut
Slide 4: Strategic Management Group
Strategic Management Group o Jeff Greenslade Chief Executive Officer, Heartland Group o Chris Flood Chief Executive Officer, Heartland Bank o Cherise Barrie Chief Financial Officer o Laura Byrne Group Chief of Staff o Grant Kemble Chief Risk Officer o Rochelle Moloney Chief Culture & Communications
Slide 5: Other formalities
Other formalities o Proxies and postal votes received o Meeting procedures o Voting procedures and declaration of poll o Notice of meeting o Minutes of last Annual Meeting 5
Slide 6: Chair's Address
Chair’s Address Geoff Ricketts 6
Slide 7: Financial overview
Financial overview Focus on customers and community support at the heart of our growth. NPAT ($m) o Net profit after tax of $73.6 million, up 9% o Growth in gross finance receivables of 10% to $4.4 billion As at 30 June 2019 7
Slide 8: Doing the right thing for customers
Doing the right thing for customers o Doing the right thing for customers is reflected in one of Heartland’s refreshed values – mahi tika o Heartland is proud to offer products that contribute to positive social outcomes o In March 2019, as required of all banks, Heartland submitted a workplan to th
Slide 9: The year in review
The year in review o Strong growth across the business o Focus on core growth areas – reverse mortgages, small business loans, motor vehicle finance, intermediated business lending Dividend per share (cps) o Completion of the corporate restructure and listing on the ASX o Fully-imputed final dividen
Slide 10: Community sponsorship
Community sponsorship $617.3k Paid towards sponsorship and community activities this year by the Heartland Trust. 10
Slide 11: CEO Address
CEO Address Jeff Greenslade 11
Slide 12: 2019 financial highlights
2019 financial highlights Net operating income Net profit after tax Gross finance receivables 12 months to 30 June 2019 12 months to 30 June 2019 12 months to 30 June 2019 $205.8m $73.6m $4.4b up 4.6% from FY2018 up 9.0% from FY2018 up 10.5% from FY2018 o Three strategic pillars: • New Zealand banki
Slide 13: Digital
Digital “Digging down, digital is about two things: speed and agility – externally to your customers and market and internally within your organisation.” – John Rossman o Being digital is about always evolving – mahi tipu. o The purpose of Heartland’s digital strategy is to deliver great customer ou
Slide 14: Group capital
Group capital SHAREHOLDERS NZX LISTED DEBT FACILITIES HEARTLAND ASX LISTED GROUP REGULATORY (BBB) CAPITAL AS AND WHEN REQUIRED DEBT FACILITIES HEARTLAND HEARTLAND AUSTRALIA BANK (BBB-) (BBB) NON BANKING BANKING GROUP GROUP 14
Slide 15: Return on equity
Return on equity CONTRIBUTION “SUPERIOR” “IN LINE” “INFERIOR” TO GROUP ROE (ABOVE 15% ROE) (11% - 15% ROE) (1) ( 0% - 11% ROE) ASSET 1089m SIZE ($M) 758m 693m 561m 535m 512m 425m 206m 133m 122m Motor Harmoney and Open for Reverse Reverse Business Livestock Business Rural Other Assets other personal
Slide 16: Our business
Our business As at 30 June 2019 16
Slide 17: Outlook for FY20
Outlook for FY20 o Forecast range of $77 to $80 million. o Expect continued growth in core product areas. o Investing in TV advertising in Open for Business and Reverse Mortgages. o Increased emphasis on growth in Australia with support from New Zealand. o The Open for Business Australia website has
Slide 18: Shareholder discussion
Shareholder discussion HEARTLAND 18 — Group ——
Slide 19: Voting
Voting 19
Slide 20: Thank you
Thank you HEARTLAND GROUP
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