Yes Bank Limited · NSE:YESBANK
Yes Bank — Shareholder Meeting (July 2006)
17 slides from Yes Bank's shareholder meeting presentation, Jul 24, 2006
Slide 1: Presentation on YES BANK Second Annual General Meeting
Presentation on YES BANK Second Annual General Meeting July 24, 2006
Slide 2: Important Notice
Important Notice No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of such information or opinions contained herein. The information contained in this presentation is only current as of its date.
Slide 3: Contents
Contents Executive Summary YES BANK – Evolution Board of Directors Human Capital Business & Market Segmentation Knowledge Banking Retail Banking & Wealth Management Technology Financial Performance Shareholding Rewards & Recognition 3
Slide 4: Executive Summary
Executive Summary The only ‘greenfield’ private sector bank to be set up in the last decade Owner - Managers Professional mgmt. team with the highest ownership levels among all banks Knowledge Banking – key differentiator for Corporate & Business Banking Integrated product offering with ‘One-Bank’ c
Slide 5: YES BANK – Evolution
YES BANK – Evolution RBI grants license Successful listing of FY2006 A1+ Rating by ICRA Incorporation of to commence the Yes Bank stock (first fully (Moody’s affiliate) the Bank banking; through an IPO of operational year) for the Bank’s CD (company limited Board of pedigree USD 72 mn (issue PAT: IN
Slide 6: Distinguished Board
Distinguished Board Name Designation Occupation Mr. Ashok Kapur Chairman (Non Executive) Promoter Mr. Hans ten Cate Director Member – Executive Board, Rabobank Nederland Mr. Rana Kapoor Managing Director & CEO Promoter Mr. H. Srikrishnan Executive Director Whole-time Director Former Vice Chairman, M
Slide 7: Human Capital – execution focussed
Human Capital – execution focussed Name Designation Previous assignment Rana Kapoor Managing Director & CEO CEO & Managing Director, Rabo India H. Srikrishnan Executive Director Country Head – Transaction Banking & Operations, HDFC Bank Anuratna Chadha President – Corporate & Institutional Banking H
Slide 8: Business & Market segmentation
Business & Market segmentation Corporate & Institutional Banking Business Banking • Large Corporates with more than INR 5 • Small & Emerging corporates with less Customers bn turnover & MNCs than INR 7.5 bn turnover • Government companies & PSUs • ELC (INR 1.0 bn to INR 7.5 bn) • SME (INR 0.05 bn to
Slide 9: Knowledge Banking – creating mind-space
Knowledge Banking – creating mind-space Knowledge Initiatives Knowledge Reports Member of the Technical Screening Committee for SBIRI-Department of Biotechnology (supports emerging technology development) Advisors to the Government of Maharashtra on Bio Tech & Life Science parks in Mumbai Members of
Slide 10: Knowledge Banking – enabling cross-sell
Knowledge Banking – enabling cross-sell ‘One Bank’ approach and superior product structuring / delivery has ensured cross sell of products Asset Portfolio (Mar 06) Knowledge Clients Credit Financial Transaction Advisory Sectors segment products Markets Banking Services Focus sectors identified on th
Slide 11: Retail Banking & Wealth Management
Retail Banking & Wealth Management Focus on Liabilities & Distribution Target Client Base Customer Acquisition Strategy Initial focus is on ‘Affluent’ segment (income b/w Develop ‘YES’ as a service mark INR 2.5 mn and INR 5.0 mn) Offer Choice & Convenience Subsequent focus will be on ‘Mass Affluent’
Slide 12: Unique Technology Proposition
Unique Technology Proposition New Entrant Advantage No Legacy Systems Latest technology Customer Focus Outsourcing Approach High Degree of Automation Strategic tie up with Wipro Straight through processing IT infrastructure and network (STP) enabling improved management outsourced process accuracy a
Slide 13: Strong financial performance
Strong financial performance Revenue and profit highlights Performance highlights Net Profit after Tax of INR 553.24 mn in FY06 compared to Rs. million FY06 FY05 Growth (%) a Net Loss of Rs. 37.60 mn in FY05 NII 854.65 181.30 371% RoA of 2.0% and RoE of 14.0% in FY06 Other income 997.39 181.70 449%
Slide 14: Strong financial performance
Strong financial performance Growth in advances and deposits Performance highlights Business Banking advances constitute approximately 30,000 32% of the Bank’s total advances as at Mar 06 25,000 20,000 Proportion of low cost CASA at 10% of total deposits as Rs mn 15,000 at Mar 06 from 1% as at Mar 0
Slide 15: Shareholding
Shareholding Original Private Equity Other Investors Held by Citigroup Venture Capital, Fidelity & GIC among large shareholders ChrysCapital II LLC and Asia Invested through the maiden IPO at the Infrastructure Fund top end of the price band, have increased Investment at premium of 25-40% prior to s
Slide 16: Rewards & Recognition
Rewards & Recognition In a relatively short time span since commencement, YES BANK has achieved some significant recognition: Ranked as the 105th most valuable company in the private sector and the 7th most valuable private bank in India (Business Today – Nov 2005) YES BANK Financial Markets ranked
Slide 17: Thank You
YES / BANK EXPERIENCE OUR EXPERTISE Thank You 17