China Minsheng Banking Corp., Ltd. Class A · SSE:600016
China Minsheng Banking Corp., Ltd. Class A — H1 2019 Earnings Presentation
21 slides from China Minsheng Banking Corp., Ltd. Class A's earnings presentation, September 2019
Slide 1: 2019 Interim Results Announcement
China Minsheng Banking Corp., Ltd. 2019 Interim Results Announcement September 2019
Slide 2: Disclaimer
Disclaimer This presentation contains forward-looking statements that involve risks and uncertainties. These statements are generally indicated by the use of forward-looking terminology such as believe, expect, anticipate, estimate, expectation, or plan, project, target, may, will or other similar w
Slide 3: Agenda
Agenda 1 Overview 2 Operational Performance 3 Outlook 2
Slide 4: Overview of business operation
Overview of business operation Adhering to the customer-centric principle and the three major strategic positionings of becoming “a bank for the NSOEs, a fintech-based bank and a bank of comprehensive services”, in 1H2019, the Group formulated the business strategies of “developing light-capital bus
Slide 5: Operating income continued to grow with steadily enhanced profitability
Operating income continued to grow with steadily enhanced profitability Operating income Breakdown of operating income 1H2019 (RMB million) 87,083 Net non- interest Net interest income income 48% 52% 74,287 Jan-Jun 2018 Jan-Jun 2019 Net interest margin Net profit attributable to equity shareholders
Slide 6: Stable shareholder return and continuous improvement of operating efficiency
Stable shareholder return and continuous improvement of operating efficiency Return on average assets (annualised) Return on weighted average equity (annualised) 1.2% 1.00% 1.04% 20.0% 15.81% 14.86% 0.8% 10.0% 0.4% 0.0% 0.0% Jan-Jun 2018 Jan-Jun 2019 Jan-Jun 2018 Jan-Jun 2019 Basic earnings per shar
Slide 7: Coordinated growth of assets and liabilities and continuously optimised return/cost ratios
Coordinated growth of assets and liabilities and continuously optimised return/cost ratios Total assets and total liabilities Total loans and advances to customers and total deposits from customers (RMB million) (RMB million) 8,000,000 4,000,000 3,183,961 3,427,515 5,994,822 6,340,658 5,851,986 3,05
Slide 8: Strengthened capital strength for business development
Strengthened capital strength for business development Capital adequacy ratio1 15.0% 12.81% 3 Issued RMB40 billion Tier-two capital bonds 11.75% 12.0% 9.95% 9.16% 9.0% 3 Issued RMB40 billion undated capital bonds 6.0% Capital constraints were significantly eased and capital 3.0% 3 increased, providi
Slide 9: Strengthened risk prevention and management and stable asset quality
Strengthened risk prevention and management and stable asset quality Take measures actively to manage asset quality Non-performing loan (“NPL”) ratio The Group continued to implement its strategy to focus on NSOEs and actively provided support to strategic NSOE customer groups, supply chain niche
Slide 10: Agenda
Agenda 1 Overview 2 Operational Performance 3 Outlook 9
Slide 11: Corporate banking business was continuously expanded with enhancing competitiveness
Corporate banking business was continuously expanded with enhancing competitiveness In active response to the new changes and challenges in market and regulatory environment, the Company captured the crucial opportunities arising from the shift in growth drivers of corporate banking business and ado
Slide 12: Retail banking reforms and transformation began to generate sound results
Retail banking reforms and transformation began to generate sound results In accordance with the strategic deployment of reform and transformation for its retail banking, the Company strove for business development while carrying out its reform and transformation. Reform tasks were implemented in an
Slide 13: Further promoting upgrading of small business finance and community finance business
Further promoting upgrading of small business finance and community finance business The Company promoted the new development path of small business finance and improved its online and comprehensive services. Based on the steady growth of small business finance, the Company broadened its scope of se
Slide 14: Solid progress in credit card business; transforming private banking business
Solid progress in credit card business; transforming private banking business with improved efficiency The Company enhanced both of the development and quality of its credit card business to improve quality of its customers and facilitate business innovations, in response to the needs of small and m
Slide 15: Optimising treasury business with continuous improvement in profitability
Optimising treasury business with continuous improvement in profitability The Company was prudent in maintaining the growth of its investment business in order to achieve higher efficiency, optimised the interbank business structure, deepened the reform of its custody and wealth management business,
Slide 16: Promoting internet finance business to build an fintech ecosystem
Promoting internet finance business to build an fintech ecosystem Further consolidating the strategic positioning to become “a fintech-based bank”, the Company actively explored cutting-edge fintech and upgraded its internet financial platform. Continuous innovations were made in products and servic
Slide 17: Further promoted the international development strategy
Further promoted the international development strategy to facilitate establishment of overseas branches Under the tough market environment and regulatory requirements, Hong Kong Branch actively followed the Company’s development strategy, implemented reform and transformation as well as the three-y
Slide 18: Agenda
Agenda 1 Overview 2 Operational Performance 3 Outlook 17
Slide 19: Development outlook
Development outlook In the coming three years, the Company will commit to becoming a benchmark bank with distinctive features, increased value and continuous innovation. It will also strategically position itself as a bank for NSOEs, a fintech-based bank and a bank of comprehensive services A bank o
Slide 20: Appendix: Overview of key financial indicators
Appendix: Overview of key financial indicators Statement of profit and Jan-Jun Statement of financial loss highlights Jan-Jun 2018 position highlights 30 Jun 31 Dec (RMB million, except per share data) 2019 (restated) Growth（%） (RMB million) 2019 2018 Growth（%） Operating income 87,083 74,287 17.23
Slide 21: THANK YOU!
7) . THANK YOU! |
China Minsheng Banking — H1 2019 Earnings Presentation on 6ix