Citizens Financial — Merger or Acquisition (May 2021)

5 slides from Citizens Financial's merger presentation, May 27, 2021

Slide 1: Citizens' Acquisition of East Coast Branches and National Online Deposits from HSBC
Citizens’ Acquisition of East Coast Branches and National Online Deposits from HSBC May 26, 2021 Expanding the Footprint in Key Strategic Markets with Significant Opportunity for Growth
Slide 2: Forward-looking statements "Safe Harbor" Statement
2 Forward-looking statements “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: This communication contains “forward‐looking statements” — that is, statements related to future, not past, events. In this context, forward‐looking statements often address our expected
Slide 3: Acquisition of HSBC East Coast Branches & Online Deposits
3 Savings 56% Checking 42% CDs 2% New York Metro 63% Mid-Atlantic 3% Florida 3% Online Deposits 31% Acquisition of HSBC East Coast Branches & Online Deposits  Citizens to acquire East Coast branches and national online deposit business from HSBC ─ ~$9.0B deposits ─ ~$2.2B loans; ~80% residential re
Slide 4: Acquisition of HSBC East Coast Branches & Online Deposits: Pro-forma geographic footprint
4 Acquisition of HSBC East Coast Branches & Online Deposits HSBC acquired branches MD PA VA NJ DE FL Pro-forma geographic footprint NY PA NH VA NJ ME WV OH DE MI VT MA CT MD RI HSBC Branches Acquired CFG Footprint New York Metro Southeast Florida Mid-Atlantic/D.C. Southeast Florida Source: SNL Finan
Slide 5: 3< Citizens
3< Citizens Financial Group, Inc.”