Huntington Bancshares Incorporated · NASDAQ:HBAN

Huntington Bancshares — Deutsche Bank Global Financial Services Conference 2018

9 slides from Huntington Bancshares's conference presentation, May 30, 2018

  1. Slide 1: Welcome - Huntington Bancshares Incorporated

    Exhibit 99.1 Welcome Huntington Bancshares Incorporated Deutsche Bank Global Financial Services Conference May 30, 2018 ©2018 Huntington Bancshares Incorporated. All rights reserved. (NASDAQ: HBAN)

  2. Slide 2: Disclaimer - Caution Regarding Forward-Looking Statements

    Disclaimer CAUTION REGARDING FORWARD-LOOKING STATEMENTS This communication contains certain forward-looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements, which are not historical facts and are subject to numerous assumptions, risks, and u

  3. Slide 3: Huntington Bancshares Overview

    Huntington Bancshares Overview Huntington is a $104 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington 1Q18 National Bank and its affiliates provide Total Loans consumer, small business, commercial, treasury management, capital markets, wealt

  4. Slide 4: Strategic Planning Process

    Strategic Planning Process Initiated the strategic planning process in 1Q18 which will yield new long-term goals for the company Initial areas of focus 2014 Strategic Plan Outcomes: for the 2018 Strategic ✔ Improved scale Planning Process: ✔ Accelerated achievement of long-term financial goals Top-L

  5. Slide 5: Driving Toward a Best-in-Class Return Profile

    Driving Toward a Best-in-Class Return Profile Actions taken since 2009 accelerated performance Focused the Business Model Built the Brand Invested in the Franchise Disciplined Execution Aggregate Moderate-to-Low Risk Appetite Strong Management / Shareowner Alignment (1) Peer data on a core basis, So

  6. Slide 6: Positioned for Strong Relative Performance Through-the-Cycle

    Positioned for Strong Relative Performance Through-the-Cycle Note: Ranking among 19 traditional commercial banks 6 (1) Non-GAAP financial metric; see Reconciliation on slide 9; (2) Annualized; (3) 1Q18 average balances; (4) projected minimum in the Federal Reserve Severely Adverse Scenario

  7. Slide 7: 2018 Expectations

    2018 Expectations 2018 Outlook Average Loan Growth 4% - 6% Balance - Assumes $500 MM Auto securitization Sheet Average Deposit Growth 3% - 5% Revenue 4% - 6% - Assumes no additional rate hikes in 2018 Net Interest Margin (GAAP) Flat - Core NIM up modestly Income - New money yields above portfolio yi

  8. Slide 8: Important Messages

    Important Messages  Strategic focus on Customer Experience, extending our industry- leading position through targeted investments in business lines and technology, Optimal Customer Relationship (OCR), and “Do the Right Thing” culture  Building long-term shareholder value, through adherence to aggr

  9. Slide 9: Reconciliation - Pretax Pre-Provision Net Revenue (PPNR)

    Reconciliation Pretax Pre-Provision Net Revenue (PPNR) ($ in millions) 1Q18 1Q17 2017 2016 2015 2014 Net interest income – FTE $777 $743 $3,052 $2,412 $1,983 $1,865 Noninterest income 314 312 1,307 1,151 1,039 961 Total revenue 1,091 1,055 4,359 3,563 3,022 2,826 Less: Significant Items 0 2 2 1 3 1

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