Ptc India Financial Services Limited · NSE:PFS
Ptc India Financial Services — 9M FY2023 Earnings Presentation
33 slides from Ptc India Financial Services's earnings presentation, Feb 7, 2023
Slide 1: Cover letter to stock exchanges
Dated: February 07, 2023 Manager Manager Listing Department Listing Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Dalal Street, Exchange Plaza, C-1, Block G, Mumbai- 400001 Bandra- Kurla Complex, Bandra (East), Scrip Code : 533344 Mumbai- 400051 Scrip Sym
Slide 2: We Bring Lifeline to Clean, Sustainable Infrastructure
WE BRING LIFELINE TO CLEAN, SUSTAINABLE INFRASTRUCTURE 9MQ3 - FY23 Investor Presentation
Slide 3: Table of Content
PFS at a Glance 03 Our Purpose 08 Products and Services 09 TABLE OF CONTENT Business Model 11 Navigating the Next Strategy 13 Risk Management System 14 Our Clientele & Lenders 17 -18 Financials 19 Corporate Social Responsibility 30 Shareholder Information 31
Slide 4: PFS at a glance
PFS at a glance SANCTIONS FOR 9MFY23 Rs. 2,291 Crore CAPITAL ADEQUACY RATIO FOR 9MFY23 DIVERSIFYING INTO.. 33.30% Sunshine sectors like Electric Vehicle Mobility (350 EV), DEBT TO EQUITY FOR 9MFY23 Water Treatment Projects (362 million liters per day), 2.24 Times Renewable Projects (around 15,000 MW
Slide 5: Quarterly Snapshot
Quarterly Snapshot PBT & PAT (Rs. in Cr) Sanctions & Disbursements Return on Assets % (Rs. In Cr) 48.97 1.64 1,852 1,821 36.17 1,131 9.49 609 6.93 0.29 PBT PAT Sanctions Disbursements Q3FY22 Q3FY23 Q3FY22 Q3FY23 Q3FY22 Q3FY23 Interest Spread % • PFS has provided financial assistance for renewable pr
Slide 6: About PFS
About PFS PTC India Financial Services Limited (PFS) is an infrastructure finance company which provides a vast array of services to the entities in energy value chain. The Company invests in equity VISION MISSION and/or extending debt to power projects in generation, transmission, distribution, and
Slide 7: Board of Directors
Board of Directors DR. RAJIB KUMAR DR. PAWAN SINGH MISHRA SH. PANKAJ GOEL MD & CEO Non Executive Chairman Nominee Director MR. NAVEEN BHUSHAN MS. PV BHARATHI MS. SEEMA BAHUGUNA GUPTA Independent Director Independent Director Independent Director 6 Investor Presentation
Slide 8: Milestones Over The Years
Milestones Over The Years 2017 Preferential allotment to PTC India Limited 2011 PFS completes Initial 2008 Public Offer (IPO), ECBs 2021 Goldman Sachs and from DEG and IFC Foray into EV Sector Macquarie acquired stake in PFS 2019 Diversified into water treatment and waste management sector 2010 PFS
Slide 9: Our Purpose
Our Purpose GREENER We extend our support to FINANCE ENVIRONMENT-FRIENDLY PROJECTS which contribute towards SUSTAINABLE STRONGER 8 Investor Presentation
Slide 10: Products & Services
Products & Services PFS offers various investment and financing products/solutions to infrastructure and power projects, the details are illustrated in the graphic below: Debt Financing Fee Based Services Advisory Services PFS provides debt finance in the form of Long PFS team assists companies in s
Slide 11: Key Functions of the Company
Key Functions of the Company Interest Rate Mechanism 01 02 Asset Liability Management Treasury and Resource 03 04 Early Warning System Mobilization Business Development and Underwriting and Syndication 05 06 Credit Credit Appraisal and Monitoring 07 08 Advisory Services Risk Management 09 10 Corpora
Slide 12: Business Model
Business Model Robust credit appraisal Seamless Maintain adequate liquidity management system and operational risk and focus on cash flow processes management system generation System for effective Enhanced focus on Early monitoring of compliance of Warning Signal and Stress loan conditions Resoluti
Slide 13: What makes PFS a unique Investment case
What makes PFS a unique Investment case We have been the first movers in established and emerging green infrastructure finance sectors like renewable energy, wastewater treatment plant, e-mobility, e-vehicle manufacturing which are long-term sustainable in the future Focus on Sustainable High Operat
Slide 14: Navigating the next strategy
Navigating the next strategy Financing a number of green Implementation of integrated infrastructure projects to framework systems and processes Strategize and adopt support growth with technical capabilities alternative sources of funding Adopting a customer-centric Enhancing financial performance
Slide 15: Risk Management System
Risk Management System Credit Risk Management • Implementation of Internal Credit Grading mechanism which captures sector specific risk related parameters during the entire loan-life cycle (i.e. pre-construction and post construction). • Implementation of Early Warning System which has been integrat
Slide 16: Management Outlook
Management Outlook PFS is focused on its stance of progressive growth and stability through the enhancement of its products and quality of the portfolio. We are focused to sustainable green infrastructure finance, sunshine sectors and retail green financing. This reiterates our resolve of achieving
Slide 17: Carbon Neutral; Marching Towards Sustainability
Carbon Neutral; Marching Towards Sustainability Renewables Assisted in clean energy Road and Railways Assisted in generation through 14858 MW 1571km of Rail & Road network Rs. 30,233 Crore Rs. 3,798 Crore E-Mobility 350 Electric Buses Water Assisted in 362 MLD of for public transportation water trea
Slide 18: Our Key Lenders (International And Domestic)
Our Key Lenders (International And Domestic) Established relationship with Leading Development Financial Institutions (DFIs) and Banks 17 Investor Presentation
Slide 19: Our Marquee Clients
Our Marquee Clients Partnering with leading players in green infrastructure development 18 Investor Presentation
Slide 20: Financials
FINANCIALS
Slide 21: Comfortable Cash Flows
Comfortable Cash Flows As on 1st January 2023 Company is having liquid funds of Rs.740 crore including HQLA of around Rs. 454 Crore . 2,988 2,660 789 733 680 670 478 470 402 342 278 286 Upto 3M 3M-6M 6M-1Y 1Y-3Y Total Inflows Total Outflows Cummulative Mismatch (Positive) 20 Investor Presentation
Slide 22: Key Balance Sheet Indicators
Key Balance Sheet Indicators Quarter ended 31st Quarter ended 30th Quarter ended 31st 9 Months Ended 31st 9 Months Ended 31st Particulars December, 2022 September, 2022 December, 2021 December, 2022 December, 2021 1,131 1,160 1,852 Loan Sanctioned (Rs. Crs) 2,291 4,150 609 1,041 1,821 Loan Disbursed
Slide 23: Key Operational Indicators
Key Operational Indicators Quarter ended 31st Quarter ended 30th Quarter ended 31st 9 Months Ended 31st 9 Months Ended 31st Particulars December, 2022 September, 2022 December, 2021 December, 2022 December, 2021 82.84 84.00 88.56 Net Interest Income (Rs. Crs) 252.61 257.47 10.35 10.58 10.34 Yield on
Slide 24: Results Overview
Results Overview Quarter ended 31st Quarter ended 30th Quarter ended 31st 9 Months Ended 31st 9 Months Ended 31st Particulars December, 2022 September, 2022 December, 2021 December, 2022 December, 2021 190.76 190.78 224.39 Interest Income 580.30 702.44 194.32 195.94 241.09 Total Income 597.38 737.38
Slide 25: Operational Performance – Sector Wise Outstanding
Operational Performance – Sector Wise Outstanding 3,199 2,911 2,352 2,193 1,990 2,039 1,879 1,806 1,836 1,680 1,617 1,430 1,366 1,309 1,313 1,257 1,2671,225 1,201 1,196 1,017 875 425 497 477 476 244 244 287 191 209 189 187 30 30 3Q 2022 4Q 2022 1Q 2023 2Q 2023 3Q 2023 Renewable Transmission Sustaina
Slide 26: Operational Performance – Corporate Loan under respective sector
Operational Performance – Corporate Loan under respective sector 2,516 2,864 2,633 2,516 2,353 621 621 625 481 498 374 225 228 229 143 143 213 143 179 142 3Q 2022 4Q 2022 1Q 2023 2Q 2023 3Q 2023 Renewable State Power Utility Thermal & Hydro Other* Total 3,960 3,507 3,082 3,810 3,928 * Other Sector -
Slide 27: Portfolio Shift – Sector Wise Credit Portfolio %
Portfolio Shift – Sector Wise Credit Portfolio % 4% 2% 3% 2% 4% 10% 7% 6% 7% 13% 21% 23% 26% 25% 19% 15% 17% 13% 16% 14% 3% 0% 2% 3% 0% 15% 16% 17% 17% 22% 33% 34% 31% 31% 28% 3Q 2022 4Q 2022 1Q 2023 2Q 2023 3Q 2023 Renewable Transmission Sustainable Infra Road State Power Utility Thermal & Hydro Ot
Slide 28: Key Ratio Movement
Key Ratio Movement 10.34 10.54 10.50 10.58 10.35 7.54 7.60 7.52 7.46 7.66 4.30 4.23 4.34 4.02 4.00 2.92 2.98 3.14 2.80 2.69 Q3 FY22 Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Yield Cost of funds Spread NIM 27 Investor Presentation
Slide 29: Stage 3 as on December 2022
Stage 3 as on December 2022 Loan Account Gross Loan Provision Net Exposure Impairment Reserve Athena Chhattisgarh Power Limited 0.76 0.76 - Danu Wind Park Private Limited 308.62 43.62 265.00 69.34 ICOMM Tele Ltd 1.45 0.73 0.72 0.28 IL&FS Tamil Nadu Power Company Limited 237.27 94.07 143.20 143.20 Ko
Slide 30: Credit Standing Snapshot
Credit Standing Snapshot Company is having adequate liquidity in the form of HQLA, 1,362 1,375 01 liquid assets and undrawn credit lines to meet any contingency and growth. 1,056 Relationship enhanced with existing bankers and establishing 02 with new lenders, domestic as well as international. 938
Slide 31: Corporate Social Responsibility
Corporate Social Responsibility HLFPPT– MHC (Awareness Session) HLFPPT– MHC (OPD) CIIF-CRM (Awareness Van) CIIF-CRM (Machinery In the field) FORCE– Rainwater Harvesting FORCE– Rainwater Harvesting CIIF-Community waste Management CIIF-Community waste Management (Rain Water Harvesting Structure- (D6 S
Slide 32: Shareholder Information
Shareholder Information Stock Information (As on 3rd Feb, 2023) Top Shareholders (As on 31st Dec,2022) Market Cap 1,043 Cr PTC India Limited 64.99 Stock Price 16.25 52 Week (High/Low) 20.60/12.40 Life Insurance Corporation of India 2.11 NSE/BSE Symbol PFS/533344 Quant Money Managers Ltd 1.54 No of s
Slide 33: Thank You
THANK YOU Abhinav Goyal - Vice President PTC India Financial Services Ltd Email: abhinav.goyal@ptcfinancial.com 7th Floor Telephone Exchange Building, Fax: +91 11 26737373 / 26737374 Tel: +91 11 2673 7300 / 2673 7400 8 Bhikaji Cama Place, New Delhi - 110 066 INDIA Email: info@ptcfinancial.com Contac
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