Temenos Ag · SIX:TEMN
Temenos — Temenos Regional Forum London 2019
37 slides from Temenos's conference presentation, Jul 4, 2019
Slide 1: Information in this document is subject to change without notice. No part of this
Information in this document is subject to change without notice. No part of this document may be reproduced or transmitted in any form or by any means, for any purpose, without the express written permission of TEMENOS HEADQUARTERS SA. COPYRIGHT 2019 TEMENOS HEADQUARTERS SA. All rights reserved.
Slide 2: Temenos Regional Forum
TEMENOS REGIONAL FORUM
Slide 3: Temenos Regional Forum London
TEMENOS rs FORUM London -— 4 July 2019 TEMENOS LAAT AAA AT = + >> = + = + BD) = —=—- O) eee He Ree =| [om i ) ee EOCOOOCC IRENE SE | lets teHis a 2aePQere : ‘i as oait_| “
Slide 4: Information in this document is subject to change without notice. No part of this
Information in this document is subject to change without notice. No part of this document may be reproduced or transmitted in any form or by any means, for any purpose, without the express written permission of TEMENOS HEADQUARTERS SA. COPYRIGHT 2019 TEMENOS HEADQUARTERS SA. All rights reserved.
Slide 5: R19 Update
| R19 Update QW TEMENOS == dg <"* | REGIONAL FORUM
Slide 6: Temenos Software APIs
Temenos Software Temenos Infinity APIs Retail Corporate Wealth Markets Product Builder APIs DDA Securities TFO APIs Accounts Embedded Analytics Portfolios FX & Money Deposits Cash Mngmt Market Unsecured Corporate Workflow Structured Positions & Lending Lending Products Blotters Secured Trade Securit
Slide 7: Pricing Programs & Benefits
Pricing Programs & Benefits Pricing Program Pricing Benefit £2.5K Min Arrangement Waive Service Charge Balance Tom £25K Min Total Increase rate by 0.5% Household Deposits Kate Channel Mobile Banking 50 txns for free Region South East 10% Fee Discount
Slide 8: Bundle Enhancements
Bundle Enhancements Solution Description Bundles now support fees and processing rules that enable the creation and servicing of retail product packages
Slide 9: Pricing Programs & Benefits – Bundle Fees
Pricing Programs & Benefits – Bundle Fees Pricing Program Pricing Benefit £2.5K Min Arrangement Waive Service Charge Balance Household £25K Min Total Increase rate by 0.5% Deposits Tom Channel Mobile Banking 50 txns for free Kate Region South East 10% Fee Discount Package >3 Products £5 Fee Discount
Slide 10: Bundle Arrangement Rules
Bundle Arrangement Rules Activity Tom closes his Savings Account (1 Current Account Or Pass 1 Current Account Close 1Business Account) 1 Payroll Account Package And Fail 1 Savings Account
Slide 11: Information in this document is subject to change without notice. No part of this
Information in this document is subject to change without notice. No part of this document may be reproduced or transmitted in any form or by any means, for any purpose, without the express written permission of TEMENOS HEADQUARTERS SA. COPYRIGHT 2019 TEMENOS HEADQUARTERS SA. All rights reserved.
Slide 12: Temenos Liquidity and Cash Management
Temenos Liquidity and Cash Management
Slide 13: Advanced Sweeps
Advanced Sweeps Manual & automatic sequencing of sweeps Surplus rule priority allow different priorities for surplus and maintenance Sweeping in increments Sweep with float transfer Maximum concentration amount on link account Partial transfer Suspend cash pool External sweeps
Slide 14: Multi-Level Cash Pooling
Multi-Level Cash Pooling Characteristics: Accounts grouped together to form a pool for the purpose of moving funds to a high interest account while ensuring other accounts maintain a minimum balance Sweep types discussed earlier are used for Pooling funds Features: Multi-Customer, Multi-Branch
Slide 15: Multi-Level Cash Pooling
| Multi-Level Cash Pooling ae Top Account A * >= Top Account ; f sub-o : $ ee TEMENOS
Slide 16: Liquidity Management – Highlights and Benefits
Liquidity Management – Highlights and Benefits Features Centralization/ consolidation of account balance information across several accounts of a corporate Business Benefits Combination of Visibility and control over cash account sweeps, balances on a daily basis cash pooling and notional pooling Mu
Slide 17: Hybrid Cash Pooling
Hybrid Cash Pooling New Product
Slide 18: Highlights
Highlights A hybrid cash pool Provides advantages of physical cash concentration whilst records of individual account transaction and balances maintained All external transactions for accounts within a pool are transparently diverted to a concentration account per currency whilst transaction a
Slide 19: Hybrid Cash Pool - Accounts
Hybrid Cash Pool - Accounts Off-balance sheet, virtual, Transaction Accounts with account numbers recognised by local clearings Existing on-balance sheet accounts can be added to a hybrid cash pool and are automatically converted to off-balance sheet transaction accounts when joining These acc
Slide 20: Hybrid Cash Pool - Accounts
Hybrid Cash Pool - Accounts Currency Top Account, physical on-balance sheet accounts per currency, part of a bundle arrangement between the bank and the corporate customer Mirror Transaction Account, special type of off-balance sheet Transaction Account that is a record of transactions and balan
Slide 21: Hybrid Cash Pool – Intra cash pool transactions
Hybrid Cash Cash Pool – Intra cash pool transactions Transactions between accounts within the cash pool can be posted without needing to pass via the currency top account Account to account transfers Standing Orders Sweeps Internal interest and charges Internal FX will allow the corporat
Slide 22: Graphical Cash Pool Builder
Graphical Cash Pool Builder 23
Slide 23: Graphical Cash Pool Builder: View
Graphical Cash Pool Builder: View
Slide 24: Graphical Cash Pool Builder: Edit - Add Accounts
Graphical Cash Pool Builder: Edit - Add Accounts In edit mode + symbols appear under cards where it is possible to add more accounts
Slide 25: Graphical Cash Pool Builder: Edit - Move Accounts
Graphical Cash Pool Builder: Edit - Move Accounts Click on the ellipsis at the bottom of the account card that is to be moved and select Move.
Slide 26: Graphical Cash Pool Builder: Edit - Move Accounts
Graphical Cash Pool Builder: Edit - Move Accounts Click the ellipsis on the card for the parent summary account under which the accounts are to be moved and select Paste
Slide 27: Global Cash Management
Global Cash Management 28
Slide 28: Global Cash Management
Global Cash Management Deliver a global cash management solution for corporate customers of our bank clients. • Single customer view of cash positions with all banks • Ability to manage liquidity across multiple institutions • Create multi-bank pooling structures • Use multi-bank limits Transact
Slide 29: Global Cash Management – Key Features
Global Cash Management – Key Features Off balance sheet external account (EAC) product to record balances of client accounts open in a ledger external to T24 Transact Record arrangement Settlement Details Product Switching between EAC and on balance sheet products EAC balances and balance co
Slide 30: Information in this document is subject to change without notice. No part of this
Information in this document is subject to change without notice. No part of this document may be reproduced or transmitted in any form or by any means, for any purpose, without the express written permission of TEMENOS HEADQUARTERS SA. COPYRIGHT 2019 TEMENOS HEADQUARTERS SA. All rights reserved.
Slide 31: UK Country Layer
UK Country Layer 32
Slide 32: Model Bank concept with localization capability
Model Bank concept with localization capability Bank branding 1000+ pre-defined processes Differentiated products 90% pre-defined parameters and processes 45+ role-based dashboards Example: bank-specific Example: pre-configured rates savings account products Temenos >280 country modu
Slide 33: ISAs
ISAs • Checks and capability for building ISA and JISA products in the Temenos Product Builder • Accounts & Deposits Product Lines: Variable/Fixed Rate ISAs • Client can parameterise annual allowances for ISAs and JISAs • Allowance monitoring: Blocking credit transactions leading to an oversubscript
Slide 34: UK Payments
UK Payments BACS Direct Credits Faster Payments CHAPS • Local Clearing of non- • Support of direct and • Support of direct and priority payments indirect participation indirect participation • Support of direct and • Inward: Acceptance of • Inward: Acceptance of indirect participation FPS payment fi
Slide 35: UK Country Layer
UK Country Layer UK Static Data (NINO, BoE Reporting Codes) Financial Compensation Scheme FSCS Continuity of Access Cash ISA/Junior ISA ISA Transfer BACS Direct Credit Payments CHAPS Payments Faster Payments BBSI Reporting (Section 17 Returns) OI Reporting (Section 18 Returns)
Slide 36: Thank you
Thank you temenos.com
Slide 37: Information in this document is subject to change without notice. No part of this
Information in this document is subject to change without notice. No part of this document may be reproduced or transmitted in any form or by any means, for any purpose, without the express written permission of TEMENOS HEADQUARTERS SA. COPYRIGHT 2019 TEMENOS HEADQUARTERS SA. All rights reserved.