Cholamandalam Investment And Finance Co. Ltd. · NSE:CHOLAFIN
Cholamandalam Investment And Finance — Shareholder Meeting (August 2012)
12 slides from Cholamandalam Investment And Finance's shareholder meeting presentation, August 2012
Slide 1: Cholamandalam Investment and Finance Company Limited 34th Annual General Meeting 2012
Cholamandalam Investment and Finance Company Limited 34th Annual General Meeting 2012 1
Slide 2: Executive Summary – FY-12 vs FY-11
Executive Summary – FY -12 Vs FY - 11 • Disbursements grew from Rs.5731 Cr. to Rs.8889 Cr. – Growth of 55% • Balance Sheet size has grown from Rs. 9678 Cr. to Rs.13423 Cr. (crossing Rs.10,000 Cr. mark) – Growth of 39% • Profit before Tax have grown from Rs.100.11 Cr. to Rs.290.11 Cr. – Growth of 190
Slide 3: Financial – Highlights
Financial – Highlights Rs in Cr. Profit & Loss Account Mar-12 Mar-11 Income 1,766.60 1,201.83 Expenses Finance Costs 988.18 568.25 Salary Cost 110.37 89.69 Operating Exp 326.42 244.27 Provision & Loan Losses 18.06 175.52 Total Expenses 1,443.03 1,077.73 Profit Before Exceptional Items 323.57 124.10
Slide 4: Key Highlights – Shareholders
Key Highlights – Shareholders Earning Per Share in Rs. Book Value Per Share in Rs. 16 115 14.39 106.92 110 154% 19% 105 11 100 95 89.87 5.67 90 6 85 80 75 1 70 FY -11 FY -12 FY -11 FY -12 Market Price* Per Share in Rs. Market Capitalisation* in Cr. 205.00 7% 2,500.00 2,452.92 190.00 185.05 2,400.00
Slide 5: Business Lines
Business Lines Assets* Asset Class Description as at 31 Mar ‘12 Managed # Own Vehicle Provides vehicle financing for NEW Rs Cr. and USED HCVs, LCVs, SCVs, Finance MLCVs, MUVs , Tractors and Cars 9841 8855 (73.1%) (72.3%) Home Provides loans against residential 3083 2848 property to self employed
Slide 6: Key Highlights – Vehicle Finance
Key Highlights – Vehicle Finance Rs in Cr. Disbursements AUM 7900 On Book Assigned 7306 9841 6900 10000 9000 985 5900 8000 8855 4900 4496 7000 6012 6000 268 3900 5000 3913 2900 2525 2861 4000 3331 3060 3000 775 1322 1900 1502 2000 1023 3138 5743 1000 2009.2 2037 900 0 FY - 08 FY - 09 FY - 10 FY - 11
Slide 7: Key Highlights – Home Equity
Key Highlights – Home Equity Rs in Cr. Disbursements AUM 2000 On Book Assigned 3083 3000 235 1528 1500 1235 2500 2174 1004 2000 384 1000 1456 1500 2848 501 202 500 318 1000 734 1790 348 175 1254 500 559 0 0 348 FY - 08 FY - 09 FY - 10 FY - 11 FY - 12 FY - 08 FY - 09 FY - 10 FY - 11 FY - 12 Income Pr
Slide 8: Key Highlights – Business Finance
Key Highlights – Business Finance Rs in Cr. AUM 1087 On Book Assigned 1100 900 780 700 511 491 1087 500 363 780 300 511 491 363 100 -100 FY - 08 FY - 09 FY - 10 FY - 11 FY - 12 Income Profit Before Tax 200 40 35 35 150 30 128 133 25 106 100 20 20 74 18 17 57 15 15 50 10 5 0 0 FY - 08 FY - 09 FY - 10
Slide 9: Consolidated Financials
Consolidated Financials Rs in Cr. Profit & Loss Account Mar-12 Mar-11 Income 1,783.94 1,222.72 Expenses Finance Costs 990.02 574.71 Salary Cost 119.19 96.55 Operating Exp 337.45 251.50 Provision & Loan Losses 77.96 177.22 Total Expenses 1,524.62 1,099.98 Profit Before Exceptional Items 259.32 122.74
Slide 10: Financial Results – Q-1 of FY 13
Financial Results – Q -1 of FY 13 10
Slide 11: Q-1 – Financial Results
Q – 1 – Financial Results Particulars Q – 1 – FY 12 Q – 1 – FY 13 Growth Disbursements in Cr. 1672 2535 52% Profit Before Tax in Cr. 62.70 102.89 64% Profit After Tax in Cr. 37.88 69.65 84% ROTA – PAT / Avg Assets - % 1.64% 2.10% 27% Capital Adequacy Ratio - % 16.77% 18.41% 10% Investor Related Rati
Slide 12: Thank You
Thank You _ ae, es <> Chola B
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