Bindawood Holding Company · TADAWUL:4161
Bindawood — H1 2026 Earnings Presentation
31 slides from Bindawood's earnings presentation, Aug 11, 2026
Slide 1: A Scalable Retail Platform with Selective, ROIC-Accretive Adjacencies
A Scalable Retail Platform with Selective, ROIC-Accretive Adjacencies BinDawood Holding Company Investor Presentation Q2 2026 (11th August 2026)
Slide 2: Disclaimer
Binaglav. DAwOooD HOLDING acyl! DISCLAIMER This presentation has been prepared for information and background purposes only. It has not been independently verified, and no representation or warranty, express or implied, is made as to the fairness, accuracy, completeness or correctness of the informa
Slide 3: About the BinDawood Holding Company
About the BinDawood Holding Company BinDawood Holding (Tadawul: 4161 and the Company), a retail conglomerate, which integrates information technology solutions into its core operations and strategically acquires companies to enhance its market position, leveraging these investments to fuel sustained
Slide 4: Geographical Coverage
GEOGRAPHICAL COVERAGE
Slide 5: Geographical coverage by segment
Retail Segment Distribution Segment Tech Segment Food Processing Segment FRANCHISE BAHRAIN QATAR Ykone has presence in 12 countries RIYADH – DAMMAM - JEDDAH and 18 cities (worldwide) Dammam – Al-Qasim, Al-Ahsa , Riyadh Eastern Province, Afif , Medina , Makkah, Jeddah 105 55 JEDDAH DUBAI Total Stores
Slide 6: CEO Perspectives: H1 2026 Year in Review
CEO Perspectives: H1 2026 Year in Review
Slide 7: BDH's Financial Performance – H1 2026
BDH’s Financial Performance – H1 2026 BDH - Consolidated 34.1% Revenue Gross Profit Operating Profit Net Profit 1,156.5 211.3 3,454.5 1,062.0 3,148.7 173.2 116.2 124.4 33.5% 6.1% 3.6% +9.7% +8.9% 5.5% 34.1%+22% 3.7% +7.1% 33.7% 6.5% 6.2 31.6% 32.0% 6.1% H1'25 H1'26 H1'25 H1'26 H1'25 H1'26 H1'25 H1'2
Slide 8: Key Events H1 2026 (1/2)
Key Events H1 2026 (1/2) Broad Retail Expansion Expansion in Tech Segment A New Global Standard The industry's first definitive ranking by Influencer Strategists (UK) has positioned YKONE as a top-tier global leader based on scale, footprint, and brand impact. • Ogilvy (Ad Giant) • Edelman (PR Giant
Slide 9: Key Events H1 2026 (2/2)
Key Events H1 2026 (2/2) Expansion of Distributed Brands Entry into Food Processing Segment Acquisition and integration of Vaza Foods completed in June 2026 Acquisition of Wonder Bakery is planned to be completed in Q3 2026 Operational launch of the Jeddah meat processing facility 7 9
Slide 10: BDH's Operational Performance Snapshot
BDH’s Operational Performance Snapshot No. of Branches Sales / SQM Basket Size Transaction No. of Sales / SQM Basket Size Transaction Count (SAR) Count (Millions) Branches 1,356 (SAR) (Thousands) 1,077 1,120 34.1% 34.3 2,708 100 104 82.6 81.1 32.5 1,029 2,796 188 209 81.9 73.2 H1'25 H1'26 H1'25 H1'2
Slide 11: Financial Outlook & Trading Performance Review
Financial Outlook & Trading Performance Review
Slide 12: H1 2026 vs H1 2025 Revenue Bridge
Overview of H1 2026 vs H1 2025 BDH’s Revenue Bridge Revenue Bridge H1 2025 Vs H1 2026 Revenue by Segments – H1 2026 (amounts in SAR 'M) 0.4% 3.4% 10.0% 14.5 3,454.5 3,148.7 98.5 9.1 116.7 93.9 Grocery 26.9 5.7% Pharma Tech +9.7 Distribution Food Processing 80.4% Retail H1 2025 Grocery Pharma Tech Di
Slide 13: Balanced Growth: Organic & Acquisitions
Balanced Growth: Organic & Acquisitions Revenue Like for Like (Organic) Revenue (Consolidated) Gross Profit (Organic) Gross Profit (Consolidated) 1,021.2 1,156.5 3,454.5 980.1 1,062.0 3,192.0 3,148.7 2,959.5 +8.9% +9.7% 33.1% 32.0% 33.7% 33.5% +4.2% +7.9% H1'25 H1'26 H1'25 H1'26 H1'25 H1'26 H1'25 H1
Slide 14: FY 2021 - TTM H1 2026 Operating Profit
FY 2021- TTM H1 2026 Operating Profit Operating Profit 433.8 395.7 369.1 354.3 274.6 6.2% 6.5% 151.0 6.3% 6.5% 6.3% 3.1% FY'21 FY'22 FY'23 FY'24 FY'25 TTM H1'26 * Amount in SAR millions Source: Company Information H1’2026, FY’2025, FY’2024 , FY’2023 and FY,2022 FS. 14
Slide 15: FY 2021 - TTM H1 2026 Net Profit
FY 2021- TTM H1 2026 Net Profit Net Profit 275.1 280.2 278.3 270.0 240.6 4.3% 4.2% 124.7 4.9% 4.9% 5.5% 2.5% FY'21 FY'22 FY'23 FY'24 FY'25 TTM H1'26 Borrowing Cost Nil Nil Nil Nil 16.9 16.8 (SAR Millions) * Amount in SAR millions Source: Company Information H1’2026, FY’2025, FY’2024 , FY’2023 and FY
Slide 16: Revenue Value Creation Bridge
Revenue Value Creation Bridge from FY 2021 to TTM H1 2026
Slide 17: Revenue Value Creation Bridge
Revenue Value Creation Bridge Acquired in Acquired in Acquired in Acquired Acquired FY 2022 FY 2024 FY 2025 in FY 2025 in FY 2026 73.8 6,653.9 428.1 676.2 121.4 957.6 4,382.2 CAGR 9.7% FY 2021 Grocery Tech Distribution Pharma Toy Triangle Vaza TTM H1 2026 * Amounts in SAR millions 22 17
Slide 18: Evolution of How the Group Segments Drive Operating Profit Mix
Evolution ofHowthe Group Segments Drive Operating Profit Mix BDH’s EBITDA In FY2025 Operating Profit 1.0% 9.5% 7.0% -3.3% 5.9% 10.5% 9.7% Organic (Grocery) Organic Organ 53% ic 53% Organic Organic Organic (Grocery) (Grocery) 83% 73.9% 85.8% Organic (Retail Grocery) Retail Pharma H1 2025 Organic (Ret
Slide 19: Loan Outstanding & CAPEX Projection
Loan Outstanding & CAPEX Projection CAPEX Projection Loan Outstanding Acquisition of 488.7 Zahrat 34.1% 434.8 493.6 Acquisitions 316.6 by BDH 316.6 240.9 34.1% Committed Under 161.4 Pipeline Estimated 79.8 86.0 Capex H1'25 FY'25 H1'26 YTD'26 H1'25 H1'26 H1'25 H1'26 FY'25 H2'26 FY'25 H2'26 Organic**
Slide 20: Annexures
a Annexures
Slide 21: Trade Working Capital (BDH & Segments)
Trade Working Capital (BDH & Segments) NWC/ NWC/ NWC/ 4.8% 1.3% 5.5% Sales 11.2% 16.5% 13.8% Sales Sales 29.6% 30.4% 28.3% Ratio Ratio Ratio 69 59 12 17 97 13 Food Processing 24 Retail Pharma 1,052 1,174 1,143 15 14 Retail Grocery 239 230 204 18 16 19 (879) (899) (1,172) (91) (116) (117) (11) (10) (
Slide 22: Inventory and Payable Days
Inventory and Payable Days Retail Grocery Retail Pharma 110 111 395 105 99 378 96 340 87 173 188 184 Inventory days Payable Days Inventory days Payable Days FY'25 Q1'26 H1'26 FY'25 Q1'26 H1'26 Distribution (excluding HTT and TTC) Toy TTC (including HTT) segment has been 215 211 239 227 234 transferr
Slide 23: Newly Introduced Concepts – Food Processing
Newly Introduced Concepts – Food Processing - Fresh Food Processing Strategic Brief BDH's fully automated, tech-driven fresh food manufacturing project TRECOT FRUTERRA STRATEGIC Trecot: Flagship automated meat processing HIGHLIGHTS facility - operational and delivering premium quality. Vertically In
Slide 24: Acquired Subsidiary under Food Processing
Acquired Subsidiary under Food Processing - Vaza Foods Company, Saudi Premium Foods Manufacturing Platform 1 2 3 Company Overview Operating Model Strategic Rationale Confectionery, bakery & Production, cloud kitchens. Premium, high-margin portfolio specialty foods & D2C retail expansion Value Chain
Slide 25: Integrated Stores under BinDawood/Danube Stores
Integrated Stores under BinDawood/ Danube Stores - Zahrat Al Rawdah Pharmacies Integrated Stores within BinDawood/Danube BDH is the pioneer in KSA to launch integrated pharmacy concept inside Bindawood/Danube stores post-acquisition of Zahrat Al Rawdah 25 24
Slide 26: Franchise Model in Qatar - BinDawood
Franchise Model in Qatar - BinDawood - Franchise Arrangement with The Regional Group to expand in Qatar BDH also embarked the journey of expansion via franchise agreement with BinDawood brand, one store opened in February 2026 26 24
Slide 27: New Brands under Distribution
New Brands under Distribution - Addition of new renowned food and non-food brands under the Distribution Segment BDH's Distribution segment strengthened its portfolio by adding several renowned brands, broadening its market presence and customer base. 27 24
Slide 28: Subsidiary under completion – Wonder Bakery
Subsidiary under completion – Wonder Bakery - Wonder Bakery LLC, Serves Primarily B2B customers—including hotels, restaurants, cafés, supermarkets, airlines, and foodservice businesses 1 Company Overview 2 Operating Model 3 Strategic Rationale GCC Expansion, Supply chain Croissants and other optimiz
Slide 29: Core achievements
Premium Strategic Highlight H1 2025 H1 2026 YoY Core achievements Sales 3,148.7 3,454.5 9.7% Improvement of sales Gross Profit 1,062.0 1,156.5 8.9% densities across all segments Gross margin % 33.7% 33.5% -25Bps Higher margins among the industry peers Operating Profit 173.2 211.3 22.0% Disciplined c
Slide 30: Shareholding Structure
Shareholding Structure Free Float - 22.3% Abdullah Dawood Akasiya Star Trading BinDawood and Sons 5.1% Company Ltd. - 67.6% Al-Ati Holding Company - 5% Akasiya Star Trading Company Ltd. - 67.6% Abdullah Dawood BinDawood and Sons 5.1% Free Float 22.3% Al-Ati Holding Company - 5%
Slide 31: Thank You
THANK YOU BinDawood Holding Headquarters, KSA Al-Madinah Al-Munawarah Rd, Al Naeem, Jeddah 21530 P.O. Box 51190, Jeddah 21543 +966 12 605 3557 INVESTOR ENQUIRIES Hassan Javaid Head of Investor Relations hassan.javaid@danube.com
BinDawood Holding Company — H1 2026 Earnings Presentation on 6ix