Alliance Bank Malaysia Bhd. · MYX:ABMB

Alliance Bank Malaysia Bhd — Shareholder Meeting (August 2022)

22 slides from Alliance Bank Malaysia Bhd's shareholder meeting presentation, Aug 4, 2022

  1. Slide 1: 40th Annual General Meeting

    GENERAL MEETING 40th ANNUAL 4 August 2022 4 August-22 40th ABMB Annual General Meeting

  2. Slide 2: Contents

    Key Results Contents 1 FY22 Financial Highlights  Revenue & Profitability  Effective Risk Management  Shareholder Value 2 FY22 Strategic Priorities: Achievements  Acquire more customers 4 August-22 4 August-22  Deepen customer engagement  Gain efficiencies 40th 40th ABMB ABMB Annual 3 Going Fo

  3. Slide 3: Revenue & Profitability: Franchise revenue grew 7.9%; NIM at 2.53%

    Financial Highlights: Key Results Revenue & Franchise revenue grew 7.9%; NIM at 2.53% (Top in industry) Profitability Revenue Net interest income RM mil RM mil +8.8% y-o-y 1,361 1,480 +2.8% y-o-y 1,818 1,868 FY21 FY22 1,622 1,689 4 August-22 1,572 4 August-22 1,762 Net interest margin 1,633 ABMB NIM

  4. Slide 4: Growth in wealth management, FX sales & trade fees

    Financial Highlights: Key Results Revenue & Growth in wealth management, FX sales & trade fees Profitability Client based income (excluding brokerage) Pending disposal of stockbroking RM mil RM mil Proposed divestment to Phillip Futures Sdn Bhd Lower merchant 39 discount fee 20 +3.5% income y-o-y FY

  5. Slide 5: Pre-provision Operating Profit grew 2.7%

    Financial Highlights: Key Results Revenue & Pre-provision Operating Profit grew 2.7% Profitability OPEX & cost to income ratio Pre-provision Operating profit (PPOP) RM mil OPEX CIR RM mil 51% 48% 48% 44% 44% +2.7% +RM22.3mil (2.8%): y-o-y RM7.2mil: sales force & collection RM5.3mil: IT for strategic

  6. Slide 6: Financial assistance and impaired loans ratio reducing

    Financial Highlights: KeyEffective Results Financial assistance and impaired loans ratio reducing Risk Management Loans under financial assistance Gross impaired loans RM bil Resumed normal repayment (under observation) RM mil Gross Impaired Loans (GIL) Moratoria GIL ratio Payment Relief Assistance

  7. Slide 7: Net credit cost reduced to 48.1 basis points

    Financial Highlights: Effective Net credit cost reduced to 48.1 basis points Risk Management RM mil Management Overlays Net Credit Cost - BAU Total Net Credit Cost (bps)  Continuing proactive actions to 121.4 manage portfolio:  Frequent portfolio reviews  Enhanced underwriting criteria  Lending

  8. Slide 8: Loans growth at 4.6%, supported by strong funding

    Financial Highlights: KeyEffective Results Loans growth at 4.6%, supported by strong funding Risk Management Gross loans Customer based funding RM bil RM bil CASA Ratio 48.9% 47.0% +4.6% +0.8% y-o-y 46.2 Y-o-Y 48.7 y-o-y 49.1 Y-o-Y 44.1 4 August-22 4 August-22 Fixed 23.1 -0.9% 25.5 -1.5% 40th Consum

  9. Slide 9: NPAT grew 59.7%; ROE improved to 9.2%

    Financial Highlights: Shareholder Value NPAT grew 59.7% ; ROE improved to 9.2% Net Profit After Tax (NPAT) & Return on Equity (ROE) NPAT (RM mil) ROE (%) With Cukai Makmur 9.5% 9.9% 9.2% 7.3% 5.9% 4 August-22 +59.7% 573 4 August-22 538 y-o-y 493 40th 424 40th ABMB 359 ABMB Annual Annual General Gene

  10. Slide 10: Dividend payout at 50%

    Financial Highlights: Key Results Shareholder Value Dividend payout at 50% (> FY21 payout) Dividend paid & payout ratio Net assets per share RM mil Total Dividend Paid RM Dividend Payout Ratio During 4-year CAGR: 48% 48% pandemic 50% +4.1% 22% 25% 4.04 4.14 286 3.53 3.70 3.87 4 August-22 259 4 Augus

  11. Slide 11: Contents

    Key Results Contents 1 FY22 Financial Highlights  Revenue & Profitability  Effective Risk Management  Shareholder Value 2 FY22 Strategic Priorities: Achievements  Acquire more customers 4 August-22 4 August-22  Deepen customer engagement  Gain efficiencies 40th 40th ABMB ABMB Annual 3 Going Fo

  12. Slide 12: Acquire More Customers

    Strategic Priorities: FY22 Strategic Priorities: Achievements Key1stResults Theme Acquire More Customers 1 Acquire more customers SME market share continued Number of New-to-Bank customers to grow grew >40% y-o-y ABMB SME market share (%) +46% +55% y-o-y 56k since 4 August-22 economy 4 August-22 4.8

  13. Slide 13: Deepen customer engagement

    Strategic Priorities: FY22 Strategic Priorities: Achievements Key 2ndResults Theme Deepen customer engagement 2 Deepen customer engagement Business owners with dual personal & Customer digital adoption continue to business relationship: >doubled increase Number of dual-relationship business owners a

  14. Slide 14: Gain efficiencies

    Strategic Priorities: FY22 Strategic Priorities: Achievements Key3rdResults Theme Gain efficiencies 3 Gain efficiencies Branch Transformation: Future proofing Implemented a new remote working our branch infrastructures model: Virtual centralisation Virtual Centralisation 4 August-22 4 August-22 40th

  15. Slide 15: Contents

    Key Results Contents 1 FY22 Financial Highlights  Revenue & Profitability  Effective Risk Management  Shareholder Value 2 FY22 Strategic Priorities: Achievements  Acquire more customers 4 August-22 4 August-22  Deepen customer engagement  Gain efficiencies 40th 40th ABMB ABMB Annual 3 Going Fo

  16. Slide 16: FY23 Strategic Priorities

    Going Forward FY23 Strategic Priorities VISION: The Preferred Bank of Business Owners MISSION: Building Alliances To Improve Lives Business banking Consumer banking Double SME market share Be the personal banker of choice for business owners FY23 Strategic Priorities: 1 2 3 Acquire more Deepen custo

  17. Slide 17: Sustainability

    Going Forward Sustainability FY2022 Achievements on track to realize Topline Goals FY2025 FY2022 What’s Next for Topline Goals Achievements FY2023 1 • Governance and Risk Management • Target RM2.6 billion in new Grow RM10.0 • Achieved RM2.0 billion in new sustainable sustainable business billion in

  18. Slide 18: Awards

    Awards We won several awards for our digital innovations Supporting Businesses Supporting Consumers BizSmart® eTrade eKYC Solution Best Mobile Banking & Payment Initiative of the Year - Malaysia Excellence in Omni-Channel Integration Malaysia Domestic Trade Finance Bank of 4 August-22 the Year 4 Aug

  19. Slide 19: Video: Digital SME

    Video 1 Digital SME 4 August-22 4 August-22 40th 40th ABMB ABMB Annual Annual General General Meeting Meeting 18

  20. Slide 20: Video: BizSmart eTrade

    Video 2 BizSmart eTrade 4 August-22 4 August-22 40th 40th ABMB ABMB Annual Annual General General Meeting Meeting 19

  21. Slide 21: Video: Halal in One

    Video 3 Halal in One 4 August-22 4 August-22 40th 40th ABMB ABMB Annual Annual General General Meeting Meeting 20

  22. Slide 22: Thank You

    Thank You. 4 August-22 40th ABMB Annual General Meeting 4 August-22 40th ABMB Annual General Meeting Disclaimer: This presentation has been prepared by Alliance Bank Malaysia Berhad (the “Company”) for information purposes only and does not purport to contain all the information that may be required

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