Eml Payments Ltd. · ASX:EML
Eml Payments — Investor Presentation (October 2019)
14 slides from Eml Payments's investor presentation, Oct 23, 2019
Slide 1: Investor Presentation ASX Announcement
23 October 2019 ASX Market Announcements 20 Bridge Street SYDNEY NSW 2000 For personal use only Investor Presentation EML PAYMENTS LIMITED (ASX: EML) (“EML”) is pleased to provide investors with the following presentation. About EML Payments Limited With EML, you will be empowered with more control,
Slide 2: Investor Presentation October 2019
Investor Presentation For personal use only October 2019
Slide 3: Agenda and Important Notice
Tom Cregan 01 For personal use only Managing Director Our History & Group CEO 02 Rob Shore Our Product Group CFO 03 Our Growth 04 Q&A Important Notice This investor presentation has been prepared by EML Payments An investment in EML securities is subject to known and unknown risks, Limited ABN 93 10
Slide 4: EML Mission Statement
EML Payments Investor Presentation EML Mission Statement For personal use only We create awesome, instant and secure payment solutions that connect our customers to their customers, anytime, anywhere, wherever money is in motion. —03
Slide 5: About Us – EML Snapshot
EML Payments Investor Presentation About Us – EML Snapshot For personal use only EML is an ASX listed (ASX:EML) GROUP GDV (FY19) GROUP REVENUE (FY19) GROUP EBITDA (FY19) financial services company specialising in prepaid stored value products with offices in $9.03bn $97.2m $29.1m Australia, United K
Slide 6: Our Journey
EML Payments Investor Presentation Our Journey For personal use only Incentives Launch of GPR Launch of GPR in Launch of GPR in Launch of largest + B2B & B2C Cards in Australia UK and Europe North America European mall program + Mastercard licence + Launch of + Expand into Poland Mobile Rewards and
Slide 7: FY19 Business Update
EML Payments Investor Presentation FY19 Business Update For personal use only Gift & Incentive General Purpose Reloadable (GPR) Virtual Account Numbers (VANS) GDV Revenue GDV Revenue GDV Revenue $1.06bn $66.4m 627bps $2.74bn $23.9m 86bps $5.23bn $6.4m 12bps $0.74bn (FY18) $46.6m (FY18) $3.35bn (FY18
Slide 8: EML Salary Packaging / EML Pays
EML Payments Investor Presentation For personal use only EML Salary Packaging EML Pays Watch the video here Watch the video here —07
Slide 9: Consumer finance with delegated authority
EML Payments Investor Presentation Consumer finance with delegated authority For personal use only 0 1 2 3 4 5 6 Digital Real time 123 4 5678 9 Delegated Payment load and VALID 01/21 authorisation THRU Solution settlement Name Nam eson EML’s innovative solution Through delegated authorisation EML pr
Slide 10: Business Model - Sources of revenue
EML Payments Investor Presentation Business Model - Sources of revenue 05 Customer info system authorises For personal use only transaction and adjusts cardholder account balance EML Software 01 EML issues prepaid card Interchange 06 Revenue Transaction Establishment Plastics authorised Fee Physical
Slide 11: Business Model - Barriers to Entry
EML Payments Investor Presentation Business Model - Barriers to Entry For personal use only End to end nd to End payment E processing platform (card issuing, transaction processing, fraud control, settlement and reconciliation) Customers Merchants Regulatory and compliance Information Fraud across t
Slide 12: Track Record of Growth
EML Payments Investor Presentation Track Record of Growth Growth Drivers 82 For personal use only % Gaming Expand European and North 5 YR 32% Acquisition American programs EBITDA Salary Packaging CAGR 68% Organic Transition contracted benefit accounts Gift and Incentive Expand mall programs and use
Slide 13: How we think about growth
EML Payments Investor Presentation How we think about growth For personal use only FY19 GDV Growth Strong Organic Growth Acquisitions GDV growth from existing customers in FY19 at $2.0bn $2.3 Billion Constant Growth Drivers 9.7x Acquisition Multiple (2019) Salary Packaging Instant Gift 4.9x 2019 EBI
Slide 14: Q&A Thank you
Q&A For personal use only Thank you Level 12, 333 Ann Street Brisbane QLD 4000 Telephone: +61 7 3557 1100 emlpayments.com