Fifth Third Bancorp · NASDAQ:FITB
Fifth Third Bancorp — Barclays Global Financial Services Conference 2015
14 slides from Fifth Third Bancorp's conference presentation, Sep 17, 2015
Slide 1: Barclays Global Financial Services Conference
Exhibit 99.1 Barclays Global Financial Services Conference Tayfun Tuzun Executive Vice President & Chief Financial Officer September 17, 2015 Fifth Third Bank | All Rights Reserved
Slide 2: Through the Cycle Top Performance
Fifth Third Bank Through the Cycle Top Performance Strong Core Operational Performance Excellence Historical Strength of Building Infrastructure to Fifth Third meet New Regulatory Expectations Balancing Shareholder Return with Growth Aggressively Managing Expenses across the Company Investing for Ba
Slide 3: Strong Core Performance
Fifth Third Bank Strong Core Performance Net Interest Income ($MM) Net Charge-offs ($MM) 1 $1,000 $25 $110 $104 $22 $100 $800 $91 $90 $86 $600 $80 $888 $852 $892 $70 $400 $60 $200 $50 4Q14 1Q15 2Q15 4Q14 1Q15 2Q15 Lost Deposit Advance Revenue Commercial Loan Growth ($B) 2 Core Deposit Growth ($B) $6
Slide 4: Operational Excellence
Fifth Third Bank Operational Excellence Investments in Risk & Increasing Technology Historical Focus on Compliance to meet New Investment to Build Expense Management Regulatory Guidelines Future Shareholder Value Efficiency Ratio Comparison Compliance and Risk FTE Technology and Communications Expen
Slide 5: Balance Sheet Positioned Well for Current Environment
Fifth Third Bank Balance Sheet Positioned Well for Current Environment Post-crisis balanced interest rate risk 5% Balanced Interest Rate Risk management Management 4% Balance achieved by managing investment portfolio duration in conjunction with high 3% portion of LIBOR-indexed loans 2% Transparent
Slide 6: Investing for the Future
Fifth Third Bank Investing for the Future Transforming the Core Business • Optimizing branch network – addressing evolving customer behavior, preferences and expectations • Supporting physical presence with advanced digital capabilities Building Capabilities in Commercial Banking • Becoming a full s
Slide 7: Future of Fifth Third: Retail Evolution
Fifth Third Bank Retail Evolution 2012 Future of Fifth Third Optimize Re-engineer Digitize • Drove digital adaption • Redesigning branch formats • Build out marketing and through mobile and ATM and changes in branch network analytics expertise • Redefined staffing models • Launching universal banker
Slide 8: Consumer Bank: State of the Art Banking
Fifth Third Bank Consumer Bank: State of the Art Banking Selection Criteria for Consolidations Timeline of Branch Network Changes Scorecard over 50 variables 120 — Production volume trend 100 — Transaction volume trend 80 — Overlap with nearby branches 60 — Customer loyalty scores 40 Recent consolid
Slide 9: Commercial Bank: Scale and Scope
Fifth Third Bank Commercial Bank: Scale and Scope • #9 in C&I loans, #9 in treasury management, #10 in commercial deposits nationally • Diversified revenue composition • Focus on verticals and industry-specific solutions via dedicated solution specialists • Changing credit profile post-crisis in-lin
Slide 10: Wealth Management: Capitalizing on Retail & Commercial Partnerships
Fifth Third Bank Wealth Management: Capitalizing on Retail & Commercial Partnerships • Provides for significant cross-sell opportunity with growth that outpaces the retail channel • Focus on superior client experience — Use of digital transformation — Building a higher touch model • Innovating estat
Slide 11: Payments & Commerce Solutions: Capital Efficient Relationship Profitability Growth
Fifth Third Bank Payments & Commerce Solutions: Capital Efficient Relationship Profitability Growth • Traditional strength of Fifth Third • Diversified revenue streams in consumer and commercial businesses • Industry leading payments revenue • Increasing specialized expertise in healthcare and retai
Slide 12: Vantiv, Inc: Hidden Value
Fifth Third Bank Vantiv, Inc: Hidden Value Significant Unrealized Value TRA-related gross cash flows recorded by Vantiv $597M 2 22.8% ownership stake; Market value net of carrying value 1 $1.6B Potential remaining TRA-related gross cash flows 1 Market value as of 9/15/15 2 As of 6/30/15 Note: Increm
Slide 13: Strong Core Performance
Fifth Third Bank Through the Cycle Top Performance Strong Core Operational Performance Excellence Well-managed Investing for balance sheet the Future positioning 13 Fifth Third Bank | All Rights Reserved
Slide 14: Cautionary Statement
Fifth Third Bank Cautionary Statement This release contains statements that we believe are “forward-looking statementswithin” the meaning of Section 27A of the Securities Act of 1933, as amended, and Rule 175 promulgated thereunder, and Section 21E of the Securities Exchange Act of 1934, as amended,
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