9 slides from Qualitas Controladora S.a.b. De C.v's earnings presentation, Jul 22, 2026
Slide 1: Earnings Results Webcast 2Q26
Earnings Results Webcast 2Q26 July 22nd ,2026
Slide 2: Quálitas
me < Quilitas = " _—~_ Qualitas,
Slide 3: 2026 Macro & Operational Outlook
2026 Macro & Operational Outlook ~1% Global Mexico VAT regulatory Strong Turmoil GDP change Competition Strategic Response “Aggressive but not irresponsible” Cost Control Vertical Integration Pricing Discipline 3
Slide 4: Market leadership with disciplined execution
Agenda Market leadership with disciplined execution Written Premium (as of 1Q26) Top 5 Companies 34.2% 12.3% 10.4% 7.0% 5.8% Underwriting Results Quálitas Outperforms peers in Profitability through a 17.0% favorable Combined Index -390 bp 92.0% 88.1% 83.0% Ind. Exc. Q Qualitas Quálitas accounted for
Slide 5: Sustained value driven by our DNA
Sustained value driven by our DNA 1 2 3 Strengthen our Accelerate profitable New business leadership in Mexico growth in subsidiaries opportunities within insurance ecosystem ORGANIZATIONAL CULTURE “Our team commitment, discipline, and execution continue to be the foundation of our results and the r
Slide 6: Top-line performance
Top-line performance Agenda QMX 95% Written Premiums Normalized 9.5% Traditional Financial Institutions +7.7% 63%*; 32%*; %∆ +5.5% %∆ +15.4% 39,022 Normalized 3.4% Individual 36,236 37%*; (0.5%) %∆ +3.1% 17,414 17,329 Fleets 26%*; 2Q25 2Q26 6M25 6M26 %∆ +8.9% 40.1% (in USD) Premiums in millions peso
Slide 7: Disciplined execution delivering results
Disciplined execution delivering results 6,143,717 Insured Units Earned Premiums CAGR: 8.5%* +8.0% 36,192 +4.4% 33,498 17,392 16,666 2Q25 2Q26 6M25 6M26 2Q26 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 20
Slide 8: Investment Strategy & Net Results
Agenda Investment Strategy & Net Results Unrealized Gains 2Q26 6M26 2,500 2,357 2,300 Comprehensive $1,161 $2,337 financial income -4.7% vs 2Q25 -15.1% vs 6M25 2,100 1,957 1,900 1,847 Net income $1,389 $2,944 -1.3% vs 2Q25 -17.1% VS 6M25 1,700 1,500 2.6 yrs 7.4% 21.4% 1,300 1,291 1,529 Duration ROI
Slide 9: Investor Relations
Investor Relations ir@qualitas.com.mx 9