China Minsheng Banking Corp., Ltd. Class A · SSE:600016
China Minsheng Banking Corp., Ltd. Class A — Q1 2014 Earnings Presentation
18 slides from China Minsheng Banking Corp., Ltd. Class A's earnings presentation, April 2014
Slide 1: China Minsheng Banking Corp., Ltd. Q1 2014 Results Announcement
China Minsheng Banking Corp., Ltd. Q1 2014 Results Announcement April 2014
Slide 2: Disclaimer
Disclaimer This presentation contains forward-looking statements that involve risks and uncertainties. These statements are generally indicated by the use of forward- looking terminology such as believe, expect, anticipate, estimate, plan, project, target, may, will or other similar words that expre
Slide 3: Agenda
Agenda 1 Business overview 2 Financial performance 3 Outlook 2
Slide 4: Business overview
Business overview During Q1 2014, the Group took proactive measures in response to the adjustment and changes in macroeconomic environment and regulatory policies, focusing on strategic transformation and strengthening risk control. Our profitability has continued to improve this quarter 1 Higher pr
Slide 5: Corporate banking – Consolidating existing customer base and enlarging scale of financial assets
Corporate banking – Consolidating existing customer base and enlarging scale of financial assets We took initiatives to respond to the changes of economic and financial environment to strengthen the reform of SBUs and corporate banking business development of our branches. We also strengthened our r
Slide 6: Retail banking — Comprehensively expanding small business finance and community finance activities
Retail banking — Comprehensively expanding small business finance and community finance activities We comprehensively carried out the transformation focusing on small business finance and community finance in all branches. Apart from further enhancing small business finance, we officially launched c
Slide 7: Retail banking and private banking businesses continued to expand
Retail banking and private banking businesses continued to expand China’s Best Private Bank with High Net Best Private Bank with The Private Bank of 2013 Best Domestic Private Banking Worth Customer Services Integrated Services Performance ——Economic Observer ——Euromoney ——21st Century Business Hera
Slide 8: Agenda
Agenda 1 Business overview 2 Financial performance 3 Outlook 7
Slide 9: Overview of key financial indicators
Overview of key financial indicators Income statement highlights (RMB million, except per share Jan-Mar Jan-Mar Balance sheet highlights 31 Mar 31 Dec data) 2014 2013 Growth(%) (RMB million) 2014 2013 Growth(%) Operating income 31,231 28,877 ↑ 8.15 Total assets 3,282,119 3,226,210 ↑ 1.73 Of which: N
Slide 10: Profitability
Profitability The Group maintained good profitability in Q1 2014. Earnings per share grew steadily, and operating efficiency was further improved Profit before tax Net profit attributable to equity shareholders of the Bank (RMB million) (RMB million) 20,000 17,050 15,000 12,676 14,920 11,015 15,000
Slide 11: Net interest income
Net interest income The Y-o-Y increase in NIM drove the growth in net interest income NIM1 Net interest income (RMB million) 3.0% 24,000 2.62% 21,195 2.45% 20,114 2.5% 20,000 2.0% 16,000 1.5% 12,000 1.0% 8,000 0.5% 4,000 0.0% 0 Jan-Mar 2013 Jan-Mar 2014 Jan-Mar 2013 Jan-Mar 2014 Source: Company's Q1
Slide 12: Net non-interest income
Net non-interest income Net non-interest income and net fee and commission income continued to grow fast Net non-interest income Net fee and commission income (RMB million) (RMB million) % of operating % of operating 30.35% 32.13% income 24.93% 27.90% income 12,000 10,000 9,000 8,714 10,036 10,000 8
Slide 13: Deposit and loan portfolios
Deposit and loan portfolios The balance of deposits and loans continued to grow steadily. The loan mix remained stable while the percentage of personal deposits further increased Deposits from customers Gross balance of loans and advances to customers (RMB million) (RMB million) 2,500,000 2,146,689
Slide 14: Asset quality
Asset quality Comprehensive risk management system has been fully implemented to ensure the stability of asset quality Proactive measures to control asset quality Impaired loans ratio ♦ Enhancing credit planning, proactively adjusting loan distribution, and continuously optimizing asset structure 1.
Slide 15: Capital adequacy ratio
Capital adequacy ratio All capital adequacy indicators of the Group have met the regulatory requirements for the transition period under the new measures issued by the CBRC, while total equity to total assets ratio further increased Core tier-one capital adequacy ratio1 Tier-one capital adequacy rat
Slide 16: Agenda
Agenda 1 Business overview 2 Financial performance 3 Outlook 15
Slide 17: 2014 Outlook
2014 Outlook In 2014, in order to fully realize the objectives under the “New Three-Year Plan”, our Group will strive to ensure sustainable development across all businesses and achieve the “Second Take-off”. We will devote to position ourselves as the best commercial bank in China with core competi
Slide 18: Q&A
Q&A 17
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