Pt Bank Aladin Syariah Tbk · IDX:BANK
Pt Bank Aladin Syariah Tbk — Q3 2025 Earnings Presentation
11 slides from Pt Bank Aladin Syariah Tbk's earnings presentation, September 2025
Slide 1: PT Bank Aladin Syariah Tbk Company Presentation
PT Bank Aladin Syariah Tbk Company Presentation September 2025
Slide 2: Disclaimer
This presentation material was prepared by PT BANK ALADIN SYARIAH Tbk. (“Company”). Everyone who receives this material or participates in this meeting or discussion hereby agrees not to reproduce in any form and at any time. Any material contained in this material prohibited from unauthorized use o
Slide 3: Bank Aladin is a listed, licensed digital Sharia bank serving Indonesia's mass population
Bank Aladin is a listed, licensed digital Sharia bank that serves Indonesia’s mass population Vast and attractive market opportunity for digital banking in Indonesia through offline-to-online (“O2O”) and Sharia ecosystem ~77% of Indonesia’s adult 2nd largest banking market in population remain South
Slide 4: Massive opportunity for Sharia banking in Indonesia
Massive opportunity for Sharia banking in Indonesia clear from large and increased customer demand and government support Sharia banking is an underserved and Increased consumer appetite for Sharia-compliant underpenetrated segment products in Indonesia Addressable market (# of Share of Sharia (% of
Slide 5: Building continuous business momentum with partners through product launches
Building continuous business momentum with our partners through product launches and enhanced features ● TD retail online launched, ● Forging a strategic alliance ● Mobile App soft launch, offering 2 with Muhammadiyah to providing retail users with types of saving products Ala Dompet ● QRIS and CIB
Slide 6: Strong business growth and improving financials since launch in January 2022
Strong business growth and improving financials since our launch in January 2022 Key Metrics as of 30 September 2025 (Unaudited) Registered Users (KYC Complete) Funding >3.6m >IDR 8.7T The only digital bank with Financing Nationwide offline footprint >IDR 5.2T >25.000 outlets in Indonesia Via O2O st
Slide 7: Financial Performance
Financial Performance In Million (IDR) Sep-25 Dec-24 Dec-23 Sep-25 Dec-24 Dec-23 Description Financial Ratio (Unaudited) (Audited) (Audited) (Unaudited) (Audited) (Audited) Asset 12,791,827 9,362,085 7,092,120 CAR 52.45% 64.96% 96.17% Financing 5,233,800 4,749,053 3,102,309 NIM 3.87% 4.42% 4.56% Thi
Slide 8: Charting a better path: Our commitment to sustainable future
Charting a better path: Our commitment to sustainable future ● Action to plant 10,000 Mangroves on Pari Island to restore the coastal ecosystem. As a tangible manifestation of our commitment to pollution reduction Environment and environmental stewardship. ● Bank Aladin Syariah has established colla
Slide 9: Local and international recognitions validating our progress
Local and international recognitions on various categories validating our progress over the years Infobank Digital Awards 2024 Transparansi & Penurunan EMisi AWARDS Korporasi Award 2024 2024 The Best Deposit Sharia The Best Digital Bank The Best Sharia Bank KBMI Predikat Platinum Plus Bank KBMI 1 KB
Slide 10: Brief History and Shareholder Structure
BriefHistory Brief History&and ShareholderStructure Shareholders Structure Bank history Shareholder Structure as at 30 September 2025 • Acquired in December 2019 No Shareholder Percentage • Listed on IDX with the ticker “BANK” in Feb 2021 1 PT Aladin Global Ventures 51.40% • Right Issue in June 2022
Slide 11: Thank You
THANK YOU
PT Bank Aladin Syariah — Q3 2025 Earnings Presentation on 6ix