Natwest Group Plc · LSE:NWG

Natwest — The Royal Bank of Scotland Group — Deutsche Bank Global Financials Conference 2015

13 slides from Natwest's conference presentation, Jun 2, 2015

  1. Slide 1: Delivering value growth at RBS

    Click to edit Master title style Delivering value growth at RBS Ross McEwan, Chief Executive Deutsche Bank Global Financials Conference – New York 2 June 2015

  2. Slide 2: Strong execution against 2014 strategic targets

    Strong Click to execution edit Masteragainst 2014 strategic targets title style Strategy Goal 2014 Target 2014 Delivery Unquestioned CET1 >11% by end 2015 CET1 +260bps to 11.2% capital strength Overhaul of costs £1bn cost reduction in 2014 £1.1bn(1) Resilient Improve the resilience Key services avai

  3. Slide 3: RBS intends to become the #1 service bank in 2019

    The bank Click to editRBS intends Master title to become style RBS in 2019 Personal & Commercial & Corporate & # 1 Service Business Banking Private Banking Institutional Banking #2 UK Personal Current Accounts #1 SME Bank Top 3 UK Rates, DCM, FX #3 ROI Personal Current Accounts #1 UK Commercial Bank

  4. Slide 4: Improving our business for customers

    Click Improving to editour Master business title style for customers Over 1000% growth in 16 branch transformations mobile usage since 2010 per week ~3m active mobile 93% of branches re-branded customers by end of 2016 End of 2013 447 3,973 0 6,106 Our expanding presence communities served self serv

  5. Slide 5: We are making our business simpler

    Click We areto edit making Master our title business style simpler We have simplified our current account…. … and savings product ranges 24 -54% 31 -84% 11 5 2013 2014 2013 2014 # of offsale(1) Personal current account products # of offsale(1) Personal Savings products We have moved customers to on

  6. Slide 6: We have significantly simplified our change portfolio

    We have Click significantly to edit simplified Master title style our change portfolio… Number of Programmes  Legacy portfolio had 550 programmes aligned to businesses, many of which -67% were duplicates 550  Significant reduction in the past 12 months to fewer than 200 programmes  Same investmen

  7. Slide 7: …and continued to streamline our property portfolio

    …and Clickcontinued to streamline to edit Master title style our property portfolio Bank-wide London case study Number of London Offices(2) Total Number of Properties(1) -14% -9% 2,900 11 -50% -28% 10 2,500 1,800 5 2013 2014 2016 target 2013 2014 2016 target (1) Whole bank including branches and hea

  8. Slide 8: Our go-forward business profile

    Click Our go-forward to edit Master business title style profile Go-forward businesses Total Exit bank overview (pro-forma 2014) RBS profile (pro-forma 2014) CIB Other Int’l go- Total go- CIB Other Total Exit (£bn) PBB(1) CPB(2) go- Private W&G(4) Citizens RCR forward forward forward Legacy Banking

  9. Slide 9: Illustrative Exit Group RWA run down

    Illustrative Click to editExit Group Master titleRWA stylerun down Illustrative run-down of RBS Exit Group RWA, £bn 235(1) 40 1Q’15 RWA 1Q’15 RWA 25 170 reduction reduction £4.3bn £4.8bn ~45 ~25 ~12 ~90 170 2013(1) CIB RCR Citizens 2014 CIB(3) RCR(4) 2015 target partial deconsolidation(2) (1) Illust

  10. Slide 10: Targeted outcomes 2015-2019

    2015-2019 Click to edit –Master Targeted titleoutcomes style  RCR run-down target achieved  CIB restructuring ahead of schedule  CET1 ratio of 13% complete  Citizens deconsolidation  Citizens exit  Strong returns  Williams & Glyn  Williams &  ICB compliant  RWAs below £300bn IPO Glyn exit

  11. Slide 11: 2015 delivery targets

    2015to Click delivery targets edit Master title style Strategy goal 2015 delivery target RWAs reduced to below £300bn; RCR exit substantially completed and CFG Strength and sustainability deconsolidated; £2bn of AT1 raised Customer experience NPS improvement in every UK customer franchise Committed

  12. Slide 12: Our blueprint for lasting success

    Our Clickblueprint for lasting to edit Master success title style 12 (1) During the period of CIB restructuring. (2) Excludes restructuring, conduct, litigation and intangible write-off charges as well as the operating costs of Citizens Financial Group and Williams & Glyn. (3) Global Financial Servi

  13. Slide 13: Forward Looking Statements

    Click Forward to edit Looking Master Statements title style Certain sections in this document contain ‘forward-looking statements’ as that term is defined in the United States Private Securities Litigation Reform Act of 1995, such as statements that include the words ‘expect’, ‘estimate’, ‘project’,

The Royal Bank of Scotland Group — Deutsche Bank Global Financials Conference 2015 on 6ix