Paysign, Inc. · NASDAQ:PAYS
Paysign — Investor Presentation (November 2022)
23 slides from Paysign's investor presentation, Nov 30, 2022
Slide 1: Transforming What Payments Can Do for Your Business
1 Transforming What Payments Can Do for Your Business Investor Overview • Q3 2022 © 2022 Paysign, Inc. All rights reserved. Paysign® is a registered trademark.
Slide 2: Important Notices
2 Important Notices Forward-Looking Statements and Use of Non-GAAP Financial Information This presentation may include forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended (“Forward-
Slide 3: Upcoming Investor Conferences
33 Upcoming Investor Conferences Jeff Baker, CFO • Benchmark Discovery One-on-One Conference, December 1, 2022 • Ladenburg Technology Expo, December 7, 2022 • D.A. Davidson Fintech & Payments Conference, December 8, 2022
Slide 4: Paysign: A Payments Partner You Can Rely On
4 Paysign ® A Payments Partner You Can Rely On Paysign provides prepaid card programs and integrated payment processing services designed to reward consumers, clients, partners, and employees. We create customized, innovative payment solutions for businesses across all industries, including pharmace
Slide 5: Company Overview
5 Company Overview • Paysign was incorporated in 1995 and is headquartered in Henderson, Nevada. • We are a leading provider of prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing designed for businesses, consumers, and go
Slide 6: Financial Snapshot
6 Financial Snapshot Quarterly Revenue Overview 12 $10.60 Millions Stock Price (11/18/22) $2.72 10 $8.77 $8.60 $7.77 $8.22 Market Cap $145.25M 8 $7.25 $6.28 $6.65 Diluted Shares Outstanding 53.4M 6 4 TTM Revenue $36.2M 1 2 Cash $8.0M / $89.1M 0 Debt $0 Q4 2020 Q1 2021 Q2 2021 Q3 2021 Q4 2021 Q1 2022
Slide 7: Our Mission and Values
7 Our Mission and Values Our mission is to deliver prepaid card solutions and payment processing services that allow businesses and organizations to reduce costs, streamline operations, and increase revenue. We strive each day to bring new efficiencies to the payments landscape to better serve our c
Slide 8: Investment Highlights
8 Investment Highlights Revenue Growth Products and Solution Leadership Fast-growing, high-margin, Large market opportunity in corporate Highly accomplished and profitable business with incentives, consumer incentives, and digital experienced management predictable recurring revenues bank account wi
Slide 9: Company Milestones
9 Company Milestones 2018 2020 May – Formation of The company launched its Independent Board of revamped Patient Directors. Affordability product line. 2009 Q3 2022 2006 Aug – The company was 3.5M cardholders and 360 Company rebranded as 2014 listed on NASDAQ under card programs 5.0M cardholders and
Slide 10: Growth Strategy
10 Growth Strategy A Payments Partner One Can Rely On Grow Diversify Build Deliver Protect and grow core New products: New payment capabilities Deliver operational excellence plasma business Paysign Premier and product features Paysign Rewards Make data-driven decisions Partner with pharma industry
Slide 11: 2023 U.S. Open-Loop Prepaid Market Forecast
11 2023 U.S. Open-Loop Prepaid Market Forecast Total Prepaid Market Market Segments Paysign Where We Operate Products $1.72B (0.4%) $93.8B (23.3%) Paysign Premier Digital Financial Services (GPR) Bank Account Campus CAGR -2%, 2018-2023 $84.3B (20.9%) Government Benefits (Social Security, TANF, State
Slide 12: A Full-Service Provider
12 A Full-Service Provider Cardholder Self-Service Client API-Based 24/7/365 Fraud and Portals and Partner Portal Solutions In-House, Bilingual Chargeback Mobile Apps Customer Care Management Program Management Services Full-service, end-to-end, card-based solutions as both a processor and program m
Slide 13: Plasma Donor Solutions
13 Plasma Donor Solutions Because of our extensive experience servicing the plasma collection industry, we’ve built and perfected donor compensation programs that give our clients the tools they need to streamline their operations, while increasing donor frequency and donor retention. Our programs a
Slide 14: Paysign Pharmaceutical Solutions
14 Paysign Pharmaceutical Solutions Powering the Convergence of Fintech and Healthcare Patient Affordability Solutions Designed to offset out-of-pocket costs for drugs and related adjunctive therapies, these solutions help remove the financial barriers and encourage continued therapy. Our enrollment
Slide 15: Digital Banking Solutions
15 Digital Banking Solutions Paysign Premier Paysign Premier is a Visa® debit card connected to a digital bank account which can be accessed by enrollees 24/7. This solution requires no credit check, has no minimum balance fees, allows for direct deposit of paychecks, and can be used for cash deposi
Slide 16: Corporate Disbursement Solutions
16 Corporate Disbursement Solutions Paysign Payout Card These efficient cards allow the cardholder to track spending in real time and are ideal for paying vendors, fulfilling consumer incentives, and showing appreciation to donors. Designed to eliminate the labor- intensive tasks of cutting checks,
Slide 17: GPR and Payroll Solutions
17 GPR and Payroll Solutions General Purpose Reloadable (GPR) General purpose reloadable (GPR) prepaid debit cards are extremely versatile cards that offer all the functionality of digital banking, but with a simpler enrollment process. Designed for maximum flexibility, these debit cards can be used
Slide 18: Key Differentiators
18 Key Differentiators End-to-End Solutions: Paysign is both the processor Superior Service: Paysign offers in-house, and program manager. bilingual customer service. Unmatched Uptime: Paysign's back-end processing Timely Solution Delivery: Paysign is expedient and nimble capability means no relianc
Slide 19: Investment by the Numbers
19 Investment by the Numbers 2022 TTM SEPT 2022 2022 TTM Revenue Adjusted EBITDA Debt Total Assets $36.2M $5.0M $0 $114.4M Revenue by Segment Total Revenue Q3 22 $9,829,811 $693,353 $10.60M Q3 Y/Y 36.4% Q2 22 $7,806,202 $773,311 $8.60M Q1 22 $7,394,154 $806,568 $8.22M Q4 21 $7,554,150 $1,177,671 $8.
Slide 20: Financial Highlights
20 Financial Highlights Income Statement Summary Revenue and Reconciliation of Net Income to Adjusted EBITDA Q4 20 Q1 21 Q2 21 Q3 21 Q4 21 Q1 22 Q2 22 Q3 22 Revenues 7,253,436 6,279,428 6,651,290 7,767,190 8,766,942 8,220,639 8,598,776 10,596,428 Net Income (Loss) (4,311,157) (1,623,528) (931,967) (
Slide 21: Leadership Team
21 Leadership Team Mark Newcomer Matt Lanford Jeffery Baker Director, President & Chief Financial Officer Co-Founder, Chairman & Chief Operating Officer Baker joined Paysign in 2021. Chief Executive Officer Lanford joined Paysign in 2019. He Prior to that, he held positions as chief development and
Slide 22: Independent Directors
22 Independent Directors • Former CEO and President of Green Dot Corporation (NYSE: GDOT) Dan Henry • Former CEO of NetSpend (2008-2013); Grew annual revenue from $129M to $351M, with over 2.4 million Director cardholder accounts; NetSpend acquired by Total System Services: (NYSE: TSS) for $1.4B STE
Slide 23: Thank you!
23 Thank you! 2615 St. Rose Parkway Investor Relations Main: 702.453.2221 Henderson, NV 89052 ir@paysign.com Toll-Free: 888.522.4810 ©2022 Paysign, Inc. All rights reserved. The content of this document is propriety and confidential information of Paysign, Inc. It is not intended to be distributed t