Ptc India Financial Services Limited · NSE:PFS
Ptc India Financial Services — Q3 FY22 Earnings Presentation
31 slides from Ptc India Financial Services's earnings presentation, May 30, 2022
Slide 1: Cover letter to stock exchanges with corrigendum
Date: 30th May 2022 Manager, Manager Listing Department, Listing Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Tower, Dalal Street, Exchange Plaza, C-1, Block G, Mumbai 400 001 Bandra Kurla Complex, Bandra (East), Scrip Code - 533344 Mumbai 51 Scrip Code - PFS De
Slide 2: Q3 FY22 Investor Presentation
WE BRING Lifeline to Clean | Sustainable | Infrastructure Q3 FY22 Investor Presentation
Slide 3: Table Of Contents
03 07 08 10 PFS at a Glance Our Purpose Products and Services Business Model 12 13 15 17 Navigating the Next Strategy Risk Management System Our Clientele & Lenders Operational Overview 18 27 28 Financials Corporate Social Responsibility Shareholder Information Table Of Contents
Slide 4: PFS at a Glance
PFS AT A GLANCE CAPITAL ADEQUACY RATIO FOR 9MFY22 SANCTIONS FOR 9MFY22 22.50% Rs. 4,150 Crore DIVERSIFYING INTO.. Sunshine sectors like electric vehicle mobility (1,050 EV), water projects (362 million litre per day), renewable projects (around 13,000 MW), Power Transmission, Waste Management Facili
Slide 5: Quarterly Snapshot
QUARTERLY SNAPSHOT PBT & PAT (Rs. in Cr) Sanctions & Disbursements (Rs. in Cr) 32.90 1,852 1,821 20.85 1,419 882 9.50 6.93 PBT PAT Sanctions Disbursements Q3FY21 Q3FY22 Q3FY21 Q3FY22 Return on Assets % Interest Spread % 0.74 2.86 2.80 0.29 ROA Interest Spread Q3FY21 Q3FY22 Q3FY21 Q3FY22 • PFS has pr
Slide 6: About PFS
ABOUT PFS PTC India Financial Services Limited (PFS) is an infrastructure finance company which provides a vast array of services to the entities in energy value chain. The Company invests in equity and/or extending debt to power projects in generation, Incorporated in 2006 transmission, distributio
Slide 7: Company Overview - Milestones
COMPANY OVERVIEW-MILESTONES 2010 2019 PFS classified as 2015 First NBFC to Infrastructure Finance PFS becomes the first receive Company by RBI institution in India, to sign sanction of IFC’s Master Cooperation Partial Credit Agreement Enhancement 2017 Preferential allotment to PTC India Limited 2006
Slide 8: Our Purpose
OUR PURPOSE WE EXTEND OUR SUPPORT TO FINANCE ENVIRONMENT-FRIENDLY PROJECTS WHICH CONTRIBUTE TOWARDS STRONGER GREENER SUSTAINABLE Investor Presentation Previous 7 Next
Slide 9: Products & Services
PRODUCTS & SERVICES PFS offers various investment and financing products/solutions to Infrastructure and Power projects, the details are illustrated in the graphic below: Debt Financing PFS provides debt finance in the form of Long Term Loan, Short Term Loan as well as Bridge Financing to the projec
Slide 10: Key Functions of the Company
KEY FUNCTIONS OF THE COMPANY Early Warning System Underwriting and Syndication Treasury and Resource Mobilization Business Development and Credit Asset Liability Management Advisory Services Interest Rate Mechanism Credit Appraisal and Monitoring Risk Management Investor Presentation Previous 9 Next
Slide 11: Business Model
BUSINESS MODEL A range of tailor-made services according to the needs of the customer A seamless and efficient network of system framework and processes Timely execution of projects Adequate liquidity and focus on cash flow generation Extensive planning and monitoring to avoid project lapses Investo
Slide 12: What Makes PFS a Unique Investment Case
WHAT MAKES PFS A UNIQUE INVESTMENT CASE We have been the first movers in established and emerging green infrastructure finance sectors like renewable energy, wastewater treatment plant, e-mobility, e-vehicle manufacturing which are long-term sustainable in the future Favourably positioned to capital
Slide 13: Navigating the Next Strategy
NAVIGATING THE NEXT STRATEGY Financing a Adopting a Implementation Enhancing Strategize Leveraging number of green customer-centric of integrated financial and adopt existing infrastructure approach framework performance alternative relationships projects to systems and parameters sources of with do
Slide 14: Risk Management System
RISK MANAGEMENT SYSTEM Credit Risk Management • Implementation of Internal Credit Grading mechanism which captures sector specific risk related parameters during the entire loan-life cycle (i.e. pre-construction and post construction). • Implementation of Early Warning System which has been integrat
Slide 15: Management Outlook
MANAGEMENT OUTLOOK PFS is focused on its stance of progressive growth and stability through the enhancement of its products and quality of the portfolio. We are focused to sustainable green infrastructure finance , sunshine sectors and retail green financing. This reiterates our resolve of achieving
Slide 16: Our Marquee Clients
OUR MARQUEE CLIENTS Investor Presentation Previous 15 Next
Slide 17: Our Marquee Clients
OUR MARQUEE CLIENTS Established relationship with Leading Development Financial Institutions (DFIs) and Banks in form of treasury of around Rs. 10,000 crore (around $ 140 million) Investor Presentation Previous 16 Next
Slide 18: Comfortable Cash Flows
COMFORTABLE CASH FLOWS • As on 27th May 2022, Undrawn credit lines of more than Rs. 1,800 Crore are available (Long Term of Rs. 610 crore and Short Term Rs. 1,200 crore) • HQLA of Rs. 644 Crore in form of liquid assets to meet any contingencies 4,000 3,455 3,500 3,350 3,000 2,500 2,000 1,500 1,330 1
Slide 19: Financials
FINANCIALS
Slide 20: Key Balance Sheet Indicators
KEY BALANCE SHEET INDICATORS Qtr ended Qtr ended Qtr ended 9 Months Ended 9 Months Ended Particulars 31st December, 2021 30th September, 2021 31st December, 2020 31st December, 2021 31st December, 2020 1,852 541 1,419 Loan Sanctioned (Rs. Crs) 4,150 1,769 1,821 433 882 Loan Disbursed (Rs. Crs) 3,508
Slide 21: Key Operational Indicators
KEY OPERATIONAL INDICATORS Qtr ended Qtr ended Qtr ended 9 Months Ended 9 Months Ended Particulars 31st December, 2021 30th September, 2021 31st December, 2020 31st December, 2021 31st December, 2020 88.56 89.60 76.23 Net Interest Income (Rs. Crs) 257.47 256.44 10.34 10.57 11.25 Yield on Earning Loa
Slide 22: Results Overview
RESULTS OVERVIEW Qtr ended Qtr ended Qtr ended Particulars 9 Months Ended 9 Months Ended 31st December, 2021 30th September, 2021 31st December, 2020 (Rs. In Crore) 31st December, 2021 31st December, 2020 224.39 232.85 260.30 Interest Income 702.44 842.57 241.09 242.34 269.39 Total Income 737.38 864
Slide 23: Operation Performance – Sector Wise Outstanding
OPERATION PERFORMANCE – SECTOR WISE OUTSTANDING 5,181 4,747 3,753 3,219 3,199 2,633 2,451 2,407 2,339 1,970 1,444 1,509 1,357 1,324 1,318 1,310 1,313 1,236 1,261 1,075 649 718 676 580 560 442 442 433 425 195 159 244 130 15 30 3Q 2021 4Q 2021 1Q 2022 2Q 2022 3Q 2022 Renewable Transmission Sustainable
Slide 24: Operation Performance – Corporate Loan Under Respective Sector
OPERATION PERFORMANCE – CORPORATE LOAN UNDER RESPECTIVE SECTOR 2,633 2,451 2,407 2,339 1,970 603 621 548 503 443 494 481 306 263 218 276 249 225 225 225 3Q 2021 4Q 2021 1Q 2022 2Q 2022 3Q 2022 Renewable State Power Utility Thermal & Hydro Other* Total 2,758 3,419 3,682 3,661 3,960 * Other Sector - P
Slide 25: Portfolio Shift – Sector Wise Credit Portfolio %
PORTFOLIO SHIFT – SECTOR WISE CREDIT PORTFOLIO % 2 4 4 5 4 14 13 13 14 13 19 23 23 25 27 12 0 10 5 0 15 6 14 13 1 7 2 2 6 7 49 44 36 35 33 3Q 2021 4Q 2021 1Q 2022 2Q 2022 3Q 2022 Renewable Transmission Sustainable Infra Road State Power Utility Thermal & Hydro Other* * Other Sector - Port, Road, Man
Slide 26: NIMs / Spread Driven by Consistent Improvement on Operational Parameters
NIMS / SPREAD DRIVEN BY CONSISTENT IMPROVEMENT ON OPERATIONAL PARAMETERS ON EARNING BOOK PORTFOLIO 10.00 7.00 8.76 9.00 8.53 8.39 8.00 6.00 8.00 7.65 7.58 7.54 7.00 5.00 4.35 4.14 4.02 6.00 3.70 3.81 3.54 3.53 4.00 5.00 3.00 4.00 3.31 2.80 2.83 2.86 2.98 2.99 2.80 3.00 2.00 2.00 1.00 1.00 0.00 0.00
Slide 27: Stage III as on December 31, 2021
STAGE III AS ON DECEMBER 31, 2021 Impairment Reserve in Loan Account (Rs. crore) Gross Loan Provision Net Exposure addition to Provisions Athena Chhattisgarh Power Limited 189.51 170.98 18.53 8.91 Danu Wind Park Private Limited 325.45 28.40 297.05 71.97 ICOMM Tele Ltd 2.65 0.03 2.62 1.68 IL&FS Tamil
Slide 28: Credit Standing Snapshot
CREDIT STANDING SNAPSHOT Company is having adequate liquidity in the form of HQLA , liquid 01 assets and undrawn credit lines to meet any contingency and growth. 1,361 1,353 1,353 1,362 1,375 02 Relationship enhanced with existing bankers and establishing with new lenders, domestic as well as intern
Slide 29: Corporate Social Responsibility
CORPORATE SOCIAL RESPONSIBILITY Community Waste Management project site in Abul Fazal, Okhla. The initiative will build a strong Water ATM project in underprivileged localities in Ongoing project of Crop Residue Management in community managed waste management model, and provide support to the exist
Slide 30: Shareholder Information
SHAREHOLDER INFORMATION Stock Information (As on 27th May, 2022) Top Shareholders (As on 31st December, 2021) % of holding Market Cap 1,028 Cr PTC India Limited 64.99 Stock Price 16.00 52 Week (High/Low) 25.95/14.00 Life Insurance Corporation of India 2.13 NSE/BSE Symbol PFS/533344 Quant Money Manag
Slide 31: Contact
Abhinav Goyal - Vice President Email: abhinav.goyal@ptcfinancial.com Tel: +91 11 2673 7300 / 2673 7400 PTC India Financial Services Ltd 7th Floor Telephone Exchange Building, 8 Bhikaji Cama Place, New Delhi - 110 066 INDIA Fax: +91 11 26737373 / 26737374 Email: info@ptcfinancial.com Contact Karan Th
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