United Overseas Bank Limited · SGX:U11
United Overseas Bank — FY2011 Earnings Presentation
9 slides from United Overseas Bank's earnings presentation, Feb 23, 2012
Slide 1: UOB Group Full Year 2011
UOB Group Full Year 2011 Fundamentals remain sound, Regional opportunities abound Wee Ee Cheong Deputy Chairman & Chief Executive Officer 23 February 2012 Disclaimer: This material that follows is a presentation of general background information about the Bank’s activities current at the date of the
Slide 2: Improved Funding Mix, Strengthened Customer Franchise
Improved Funding Mix, Strengthened Customer Franchise Diversified, Well-funded Balance Sheet Strengthened funding capabilities Debts Others Debts Others Issued 5% Issued 5% • Grew customer deposits Shareholders’ 3% Shareholders’ 5% Equity Equity • Reduced interbank funding 10% 10% • Tap longer-dated
Slide 3: Core Business Remains Resilient
Core Business Remains Resilient Strong core earnings in 2011 on the back of: • Record high net interest income in 4Q11 • Rebound in net interest margin in 4Q11 • Sustained strong fee income momentum • Disciplined cost management initiatives 3
Slide 4: Regionalisation On Track
Regionalisation On Track Regional operating profit, fees, loans Benefits From Our Integrated and deposits growth outpaced that of Regional Platform Singapore’s CUSTOMERS Creating an integrated regional platform enabled by technology: • Full steam ahead. Final stages of Seamless Standardised completi
Slide 5: Extending Our Regional Corporate Banking Franchise
Extending Our Regional Corporate Banking Franchise Overseas Wholesale Growth Progress Overseas Wholesale loans and fees growth continue to outpace 50 45 the Group’s YoY Growth (%) 40 29 30 26 Leverage our strong balance 20 13 sheet and capital position to seize 10 growth opportunities 0 Loans Fees O
Slide 6: Capitalising On Growing Intra-Regional Flows
Capitalising On Growing Intra-Regional Flows Growth Opportunities Within Wholesale Banking Increasing demand for TB, Structured STCF, Treasury and IB Trade & Transaction Investment activities as customers Banking (TB) Commodity Treasury Banking (IB) Finance (STCF) regionalise •Trade Financing STCF t
Slide 7: Expanding Our Wealth Management Footprint
Expanding Our Wealth Management Footprint Wealth Management Growth Progress Strong balance sheet facilitated growth in AUM FY10 130,000 and customers 105,000 $56bn FY11 $48bn Increased regional wealth management footprint Assets Under Management Customers from 29 to 41 in 2011 Expanding Regional Wea
Slide 8: Delivering On Our Wealth Management Strategy
Delivering On Our Wealth Management Strategy Holistic Wealth Management Holistic wealth management framework COMPREHENSIVE SOLUTIONS, CUSTOMISED APPROACH MASS MARKET MASS AFFLUENT HIGH NET WORTH Comprehensive solutions across products; Customised approach TREASURY in delivery BANCASSURANCE FUNDS On
Slide 9: Looking Ahead
Looking Ahead Asia is holding up well; Remain vigilant to global uncertainties Focus on fundamentals as we build our business Disciplined in balancing growth with stability, investing for the future Right resources in the right markets. On track to realise our potential 9