Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — Q1 FY2021-22 Earnings Presentation
14 slides from Housing & Urban Development's earnings presentation, Aug 12, 2021
Slide 1: Exchange intimation letter under Regulation 30
HUDCO/CS/SE/2021 12th August, 2021 Listing Department Listing Department BSE Limited National Stock Exchange of India Ltd. Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalai Street Bandra Kuria Complex, Bandra (E) Mumbai- 400001 Mumbai- 400051 Scrip Code- 540530 NSE Symbol- HUDCO Sub: Int
Slide 2: Investors Presentation & Performance Highlights Q1 FY 2021-22 (Standalone)
INVESTORS PRESENTATION & PERFORMANCE HIGHLIGHTS Q1 FY 2021 - 22 (STANDALONE) Highest Domestic Credit Rating AAA from ICRA, CARE, and India Ratings & Research.
Slide 3: Financial Highlights
FINANCIAL HIGHLIGHTS (Amount in ₹ Crore) 80000 Quarter ended June-21 70000 76100 78174 60000 Balance 50000 Quarter ended June-20 Sheet 40000 30000 20000 10000 13605 12543 0 Total Assets Net Worth 2000 1500 1798 1782 Income 1000 Statement 500 630 563 544 271 405 203 0 TOTAL INCOME NII PBT PAT 20000 1
Slide 4: Sanctions - Composition
Sanctions - Composition (Amount in ₹ Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Discipline-wise Q1# Q4 Q3 Q2 Q1 2021-22* 2020-21 2019-20 - 540.37 359.13 16.40 - - 915.90 3,790.26 Housing - 10.34% 26.70% 1.13% - - 9.95% 19.01% 1.65 4,676.05 983.29 1,434.93 1,171.00 1.65 8
Slide 5: Disbursements - Composition
Disbursements - Composition (Amount in ₹ Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Discipline-wise Q1# Q4 Q3 Q2 Q1 2021-22* 2020-21 2019-20 507.00 957.71 500.00 30.38 2,200.00 507.00 3,688.09 4,983.56 Housing 40.05% 27.32% 35.56% 2.70% 96.29% 40.05% 44.31% 49.23% 756.30
Slide 6: Sector-wise Disbursal - Composition
Sector -wise Disbursal - Composition (Amount in ₹ Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Discipline-wise Q1 Q4 Q3 Q2 Q1 2021-22* 2020-21 2019-20 500.00 900.00 500.00 - 2,200.00 500.00 3,600.00 4,763.09 Social Housing 39.49% 25.67% 35.56% - 96.29% 39.49% 43.25% 47.06%
Slide 7: Outstanding Loan - Composition
O u t s ta n d i n g L o a n - C o m p o s i t i o n (Amount in ₹ Crore) Financial Year 20-21 For the Financial Year Financial Year 21-22 Borrower-wise Q1 Q4 Q3 Q2 Q1 2021-22* 2020-21 2019-20 72,884.39 73,195.78 75,247.13 75,341.62 75,333.26 72,884.39 73,195.78 73,722.00 Government Agencies 96.55% 9
Slide 8: Details of Borrowings
D e ta i l s o f B o r r o w i n g s (Amount in ₹ Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Particulars Q1 Q4 Q3 Q2 Q1 2021-22* 2020-21 2019-20 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 Tax Free Bonds 29.32% 28.49% 28.13% 28.16% 27.
Slide 9: Funds Raised during the year
Fu n d s R a i s e d d u r i n g t h e y e a r (Amount in ₹ Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Q1 Q4 Q3 Q2 Q1 Particulars 2021-22* 2020-21 2019-20 Taxable Bonds - - 940.00 800.00 4,610.00 - 6,350.00 7,695.00 Refinance from - - - - - - - 2,294.00 NHB/IIFCL Public
Slide 10: Classification of Assets
CLASSIFICATION OF ASSETS June, 2021 June, 2020 S. No. Exposure at Default Outstanding (₹ in Outstanding (₹ in % % Crore) Crore) I. Stage 1 71,301.51 94.45 73,664.50 94.22 II. Stage 2 1,116.67 1.48 1,132.26 1.45 III. Stage 3 3,072.17 4.07 3,382.76 4.33 Total 75,490.35 100.00 78,179.52 100.00 Total EC
Slide 11: Financial Statements
FINANCIAL STATEMENTS (Amount in ₹ Crore) Quarter Ended th th Particulars 30 June , 2021 30 June, 2020 (Reviewed) (Reviewed) Income: - Revenue from Operations 1,790.31 1,773.91 - Other Income 8.04 7.88 Total Income (1) 1,798.35 1,781.79 Expenses: - Finance Cost 1,146.59 1,200.58 - Employee Benefit Ex
Slide 12: Key Indicators
Key Indicators Quarter Ended Particulars June,2021 June, 2020 Yield on Loan (%) (Annualised) 9.66% 9.29% Cost of Funds (%) (Annualised) 7.63% 7.75% Interest Spread (%) 2.03% 1.54% 3.43% 2.96% Net Interest Margin (%) (Annualised) Interest Coverage Ratio (times) 1.47 1.23 Debt Equity Ratio (times) 4.2
Slide 13: Shareholding Pattern
S h a r e h o l d i n g Pa t t e r n th th 30 June, 2021 6 August, 2021 Particulars % % President of India 89.81# 81.81 Foreign Institutional Investors/ Foreign Nationals/ Foreign Portfolio Investors 0.13 0.16 Resident Individual/ Employees 6.69 7.91 Mutual fund/ AIF 0.52 1.92 Nationalized Banks/ Ot
Slide 14: Thank You
THANK YOU Disclaimer: This presentation is made purely for information. We have attempted to provide relevant information which we believe will help in knowing the Company. The users may use their own judgement and are advised to make their own calculations before deciding on any matter based on the
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