Danske Bank A/S · OMXCOP:DANSKE

Danske Bank A/S — Investor Day (June 2023)

11 slides from Danske Bank A/S's investor day presentation, Jun 7, 2023

  1. Slide 1: Focused Nordic leader with strong profitability

    Focused Nordic leader with strong profitability Investor update Copenhagen, June 7, 2023

  2. Slide 2: Digital and technology: Driving business outcomes

    Digital and technology Driving business outcomes Frans Woelders, Chief Operating Officer 2

  3. Slide 3: Our unique digital and technology platform is a competitive advantage

    Digital and technology Our unique digital and technology platform is a competitive advantage Strong digital customer engagement #1 Online banking for Cash 1 Management (District) Award-winning Mobile Banking Serving customers at scale One 55% Accounts opened digitally >1bn Card transactions handled

  4. Slide 4: Driving down tech run costs while investing in digital and increasing productivity

    Digital and technology Driving down tech run costs while investing in digital and increasing productivity Reducing technology run cost Increasing investments Increasing productivity Annual technology run cost, excl. one-offs Annual funding for development Avg. number of change releases for applicati

  5. Slide 5: Examples of how we are delivering results

    Digital and technology Examples of how we are delivering results Reducing technology run cost Increasing investments Increasing productivity Finance applications Enhanced self-service and Implemented Agile@Scale moved to cloud digital offerings in District to respond better & faster Capacity availab

  6. Slide 6: Driving competitive digital value propositions for our customers

    Digital and technology Driving competitive digital value propositions for our customers Digital 2026 Leading digital solutions in Mobile Banking and District Digital One integrated, cloud-based channel for Mobile Banking, District and Leading digital engagement eBanking solutions Digitally-enhanced

  7. Slide 7: Investing in data and AI capabilities to drive better advice for our customers

    Digital and technology Investing in data and AI capabilities to drive better advise for our customers Data and AI capabilities 2026 Provide targeted data-driven insights to advisors and customers Proactive, Data-driven advisory Enhance analytics-driven customer engagement with 360-degree view target

  8. Slide 8: Accelerating deployment of latest technologies

    Digital and technology Accelerating deployment of latest technologies Technology 2026 targets Largely API-enabled our platform Public cloud Move applications to public cloud and SaaS while reducing legacy 30% Infuse platform with latest technologies and AI Of applications moved to public cloud Conti

  9. Slide 9: Accelerating our investments to deliver on our business ambitions

    Digital and technology Accelerating our investments to deliver on our business ambitions Key focus areas Increasing investment levels (DKK per year) Digital Available for strategic change Customer Integrated ~4 bn engagement platform customer channels +1 bn Customer journey One Corporate ~3 bn digit

  10. Slide 10: Digital and technology: Driving business outcomes

    Our unique single platform is a competitive advantage We are accelerating our digital and technology investments Digital and Our strategy drives business growth and technology profitability Driving business outcomes 10

  11. Slide 11: Disclaimer

    Disclaimer Important Notice This presentation does not constitute or form part of and should not be construed as, an offer to sell or issue or the solicitation of an offer to buy or acquire securities of Danske Bank A/S in any jurisdiction, including the United States, or an inducement to enter into

Danske Bank — Investor Day (June 2023) on 6ix