Southern First Bancshares, Inc. · NASDAQ:SFST
Southern First Bancshares — Shareholder Meeting (May 2022)
10 slides from Southern First Bancshares's shareholder meeting presentation, May 17, 2022
Slide 1: Annual Shareholder Meeting
SOOO Southern ANNUAL SHAREHOLDER MEETING May 17, 2022 Te
Slide 2: Forward-Looking Statements
FORWARD-LOOKING STATEMENTS During the course of this presentation, management may make projections and forward- looking statements regarding events or the future financial performance of Southern First Bancshares, Inc. We wish to caution you that these forward-looking statements involve certain risk
Slide 3: Corporate Profile: SFST (NASDAQ)
CORPORATE PROFILE: SFST (NASDAQ) GEORGIA NORTH CAROLINA SOUTH CAROLINA 4 4 catia Southern First Markets: Greenville, SC 2000 Columbia, SC 2007 Charleston, SC 2012 Raleigh, NC 2016 Atlanta, GA 2017 Summerville, SC 2018 Greensboro, NC 2018 Charlotte, NC 2021 Headquartered in Greenville, SC Started as
Slide 4: 2021 Year-End Highlights
2021 YEAR-END HIGHLIGHTS RECORD FINANCIAL PERFORMANCE 2021 Net income Provision for loan losses Earnings per share (diluted) Book value Year-end stock price Retail deposit growth Loan growth $46.7 million ($12.4 million) $5.85 $35.07 119% $62.49 177% $443 million 21% $347 million % 16%
Slide 5: 2021 Year-End Highlights: Talent Acquisition
2021 YEAR-END HIGHLIGHTS TALENT ACQUISITION 80 new hires in 2021 3 new appointments to Board of Directors: Terry Grayson-Caprio, Ray Lattimore, and Bill Maner Launched Charlotte market National recruiting resulting in Chief Innovation Officer, Director of Architecture, and Director of IT from Califo
Slide 6: Raymond James Community Bankers Cup
RAYMOND JAMES COMMUNITY BANKERS CUP Presented to 23 banks that performed in the top 10% of community banks with assets between $500 million and $10 billion as of December 31, 2021 Southern First was ranked #6 in overall performance for 2021
Slide 7: Q1 2022 Highlights
Q1 2022 HIGHLIGHTS Net income of $8.0 million * $0.98 diluted EPS Record loan growth of $171 million * 28% annualized growth rate Solid deposit growth of $144 million + Adopted CECL as of January 1, 2022 Superb asset quality —— eee
Slide 8: SFST - Growing Shareholder Value
SFST - GROWING SHAREHOLDER VALUE Growth Performance Model Organic strength in Earnings/risk Technology/highly each market management efficient structure Markets Attractive markets in SC, NC, & GA Leadership Performance driven
Slide 9: Slide 9
Slide 10: Southern
SOOO Southern
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