Raiz Invest Ltd. · ASX:RZI
Raiz Invest — Coffee Microcaps VIP Conference, Sydney, 1 May 2025
17 slides from Raiz Invest's conference presentation, May 1, 2025
Slide 1: Coffee Microcaps VIP Conference, Sydney
Coffee Microcaps 1 May 2025 Coffee For personal use only Microcaps VIP Conference Sydney - 1 May 2025 Raiz Invest – Investing made easy Level 9, 2 Bulletin Place, Sydney NSW 2000 Announcement authorised by the Board of Directors
Slide 2: Australia's leading mobile first wealth platform
Australia's leading mobile first wealth platform Committed to enriching the financial wellbeing of all Australians Coffee Microcaps 1 May 2025 • Mobile-first wealth platform: o Providing convenience: easy way to save and invest For personal use only o Accessibility: breaking down the barriers to inv
Slide 3: Raiz – Savings made easy
Raiz – Savings made easy Three easy ways to save and invest via the Raiz platform Coffee Microcaps 1 May 2025 Round-ups Recurring Investments Lump Sum Small amounts add up For personal use only Total savings since inception $4.4bn Total saved in 2024 $728m Dividends reinvested since inception $175m
Slide 4: Building wealth – Investing made easy
Building wealth – Investing made easy A product for different stages of the customer lifecycle Coffee Microcaps 1 May 2025 Raiz Invest Raiz Invest Plus Raiz Invest Super Raiz Rewards For personal use only Introductory product Allows retail investors Retail Super product A cashback reward for first t
Slide 5: Building wealth - Investing made easy
Building wealth - Investing made easy A product for different stages of the customer lifecycle Coffee Microcaps 1 May 2025 Raiz Kids Raiz Jars Raiz Property Fund Raiz White-label For personal use only Raiz Kids promotes Enable customers to Help young Coming Soon – in financial literacy and manage mu
Slide 6: Q3 FY25 Highlights
Q3 FY25 Highlights Solid growth in financial and business metrics Coffee Microcaps 1 May 2025 Financial Metrics Business Metrics 14.3% Revenue Positive operating Active Customers ARPU5 For personal use only cash flow $6.1m 324,968 $75.94 $1.2m 14.1% YOY 7 consecutive quarters 6.9% YOY 5.9% YOY 327,0
Slide 7: Core revenue drivers trending positively
Core revenue drivers trending positively Solid growth in Active Customers, ARPU and FUM Coffee Microcaps 1 May 2025 For personal use only Active Customers ARPU ($) FUM ($’million) 7
Slide 8: Increasing Active Customers
Increasing Active Customers Importance of trust and credibility in marketing strategies and channel partnerships Coffee Microcaps 1 May 2025 Brand Awareness and Education For personal use only Strategic Partnerships
Slide 9: Core focus on increasing Active Customers on platform
Core focus on increasing Active Customers on platform Laser focused on delivering for our customers Coffee Microcaps 1 May 2025 Product Innovation to attract, re-engage and retain Improved conversion rate in onboarding For personal use only • Strong product uptake by new and existing customers • The
Slide 10: Growth in net inflows continues - $60m in Q3 FY25
Growth in net inflows continues - $60m in Q3 FY25 Strong adoption of recurring investment features and increased product cross-sell Coffee Microcaps 1 May 2025 Increased engagement with recurring investment feature • In Q3, 60% of customers utilised the recurring investment feature, up from 54% in Q
Slide 11: Steady growth in ARPU over time
Steady growth in ARPU over time Changing product mix to higher revenue products Coffee Microcaps 1 May 2025 Key drivers of ARPU growth – CAGR of 9% over 4 years For personal use only • Account based revenue (maintenance & account fees, including FUM based fees) • Fee increase in August 2023 • Custom
Slide 12: Transition to operating profitability
Transition to operating profitability Material growth in Underlying EBITDA on pcp Coffee Microcaps 1 May 2025 % vs $’000 1H25 1H24 1H24 Revenue 11,604 10,154 14% For personal use only Operating expenses7 (10,898) (10,050) (8%) Underlying EBITDA8 706 104 579% Underlying Net Profit / (Loss) After Tax
Slide 13: The competitive landscape is changing
The competitive landscape is changing Raiz is uniquely positioned Coffee Microcaps 1 May 2025 Raiz delivers: • a comprehensive offering for retail investors Round Up Investments For personal use only • a value for money offering which for a low Recurring Investments monthly fee provides: Lump sum •
Slide 14: Uniquely positioned for growth
Uniquely positioned for growth Compelling investment thesis with a proven track record Coffee Microcaps 1 May 2025 1 2 3 4 5 6 For personal use only CUSTOMER POSITIVE OPPORTUNITIES EXPANDED SCALABLE & STRENGTH FIRST MOMENTUM RESOURCES RESILIENT Upcoming launch of MODEL Strong balance Customer centri
Slide 15: Market information
Market information Share price, capital structure, and substantial shareholders Coffee Microcaps 1 May 2025 Raiz Share Price & Volume Capital structure (28-Apr-25) Shares on issue 105.3m For personal use only Share price A$0.63 12-month range A$0.33 - A$0.86 Market capitalisation A$66m Cash & cash e
Slide 16: Important notice and disclaimer
Important notice and disclaimer Coffee Microcaps 1 May 2025 This presentation has been prepared by Raiz Invest Limited (ACN 615 510 177) (RAIZ). References in this presentation to RAIZ include its group of companies and trusts. This presentation is subject to the conditions outlined below. Your rece
Slide 17: Investor and media enquiries
Coffee Microcaps 1 May 2025 For personal use only Investor and media enquiries: Brendan Malone Managing Director and CEO M: + 61 439 339 195 E: ir@raizinvest.com.au Katie Mackenzie Investor Relations M: +61 455 502 197 E: kmackenzie@belleviewir.com.au (ASX:RZI) 17
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