Trustco Bank Corp Ny · NASDAQ:TRST

Trustco Bank Corp Ny — Shareholder Meeting (May 2022)

16 slides from Trustco Bank Corp Ny's shareholder meeting presentation, May 23, 2022

1. Slide 1: Welcome to the Annual Meeting of Shareholders

   YYTRUSTCO FX Bank Corp NY Welcome to the Annual Meeting of Shareholders

2. Slide 2: Annual Meeting of Shareholders and Shareholder Assembly Agenda

   ET aIee. Bank Corp NY ANNUAL MEETING OF SHAREHOLDERS AND SHAREHOLDER ASSEMBLY May 19, 2022 SHAREHOLDER ASSEMBLY AGENDA 1. Remarks by the President. 2. Shareholder questions and comments. 3. Adjournment.

3. Slide 3: Total Assets

   erie \ Bank Corp NY Total Assets $6,500,000. $6,000,000 $5,500,000: $5,000,000. $4,500,000 $4,000,000 $3,500,000 $3,000,000. 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 (dollars in thousands)

4. Slide 4: Total Loans

   erie \ Bank Corp NY Total Loans $5,000,000 $4,500,000 $4,000,000 $3,500,000 $3,000,000 $2,500,000 $2,000,000 $1,500,000 $1,000,000 $500,000 $- 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 (dollars in thousands) [Ga NY Loans GFL Loans «Total Loans

5. Slide 5: Residential & Commercial Loans

   erie INN, Bank Corp NY Residential & Commercial Loans $4,500,000. $4,000,000. $3,500,000 $3,000,000 $2,500,000 $2,000,00 $1,500,000 $1,000,000 $500,000 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 Total Mortgage HTotal Commercial (dollars in thousands)

6. Slide 6: Total Liabilities

   erie \ Bank Corp NY Total Liabilities $6,000,000 $5,500,000 $5,000,000 $4,500,000 $4,000,000: rooane | | $3,000,000 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 20202021 (dollars in thousands)

7. Slide 7: Deposits

   ET aIee. \ Bank Corp NY Deposits $6,000,000 $5,000,000 $4,000,000 $3,000,000 $2,000,000 $1,000,000 ee $- 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 (dollars in thousands) ]@==Total Core @==Total Time =Total Deposits

8. Slide 8: Earnings

   erie \ Bank Corp NY Earnings $70,000 $60,000 $50,000 $40,000 $30,000 $20,000 $- 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 (dollars in thousands)

9. Slide 9: Dividends

   ET aIee. \ Bank Corp NY Dividends $27,000 $26,000 $25,000 $24,000: $23,000 $22,000 $21,000 $20,000: $19,000 $18,000 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 (dollars inthousandy) $627.2 Million in dividends paid out since 2002.

10. Slide 10: Capital

    ET aIee. \ Bank Corp NY Capital $650,000 $600,000 $550,000 $500,000 $450,000 $400,000 $350,000 $300,000 $250,000 $200,000 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 (dollars in thousands)

11. Slide 11: Branches

    erie \ Bank Corp NY Branches 150 145 140 155 130 125 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021

12. Slide 12: Cash & Investments

    ET aIee. \ Bank Corp NY $1,400,000 $1,200,000 $1,000,000 $800,000: $600,000: Cash & Investments $400,000 $200,000 (dollars in thousands) 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 ]@==Cash Investments

13. Slide 13: Liquidity

    YY TRUSTCO FX Bank Corp NY Liquidity $1,800,000 $1,600,000 $1,400,000 $1,200,000 $1,000,000 $800,00 | | $600,000: 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 (dollars in thousands)

14. Slide 14: Forward Looking Statements

    ET aIee. \ Bank Corp NY Forward Looking Statements Safe Harbor Regarding Forward-Looking Statements This presentation may contain forward-looking information about TrustCo Bank Corp NY (“the Company”) that is intended to be covered by the safe harbor for forward-looking statements provided by the Pr

15. Slide 15: YX TRUSTCO

    YX TRUSTCO Bank Corp NY Things to BE © proud Oe ASS —seesties—

16. Slide 16: Thank You For Attending

    yy TRUSTCO ZX Bank Corp NY Thank You For Attending. €TRUSTCO BANK

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