Ptc India Financial Services Limited · NSE:PFS
Ptc India Financial Services — H1 FY23 Earnings Presentation
33 slides from Ptc India Financial Services's earnings presentation, December 2022
Slide 1: We Bring Lifeline to Clean, Sustainable Infrastructure
WE BRING LIFELINE TO CLEAN, SUSTAINABLE INFRASTRUCTURE Q1 & Q2 - FY23 Investor Presentation
Slide 2: Table of Content
PFS at a Glance 03 Our Purpose 08 Products and Services 09 TABLE OF CONTENT Business Model 11 Navigating the Next Strategy 13 Risk Management System 14 Our Clientele & Lenders 16 Financials 18 Corporate Social Responsibility 30 Shareholder Information 31
Slide 3: PFS at a glance
PFS at a glance SANCTIONS FOR H1FY23 Rs. 1,160 Crore CAPITAL ADEQUACY RATIO FOR H1FY23 DIVERSIFYING INTO.. 31.74% Sunshine sectors like Electric Vehicle Mobility (350 EV), DEBT TO EQUITY FOR H1FY23 Water Treatment Projects (362 million liters per day), 2.38 Renewable Projects (around 15,000 MW), Pow
Slide 4: Quarterly Snapshot
Quarterly Snapshot PBT & PAT (Rs. in Cr) Sanctions & Disbursements Return on Assets % 130.88 137.94 (Rs. In Cr) 2.35 98.07 103.22 2,298 1,687 1,160 1,061 2.06 PBT PAT Sanctions Disbursements H1FY22 H1FY23 H1FY22 H1FY23 H1FY22 H1FY23 Interest Spread % • PFS has provided financial assistance for renew
Slide 5: About PFS
About PFS PTC India Financial Services Limited (PFS) is an infrastructure finance company which provides a vast array of services to the entities in energy value chain. The Company invests in equity VISION MISSION and/or extending debt to power projects in generation, transmission, distribution, and
Slide 6: Management Outlook
Management Outlook PFS is focused on its stance of progressive growth and stability through the enhancement of its products and quality of the portfolio. We are focused to sustainable green infrastructure finance, sunshine sectors and retail green financing. This reiterates our resolve of achieving
Slide 7: Milestones Over The Years
Milestones Over The Years 2017 Preferential allotment to PTC India Limited 2011 PFS completes Initial 2008 Public Offer (IPO), ECBs 2021 Goldman Sachs and from DEG and IFC Foray into EV Sector Macquarie acquired stake in PFS 2019 Diversified into water treatment and waste management sector 2010 PFS
Slide 8: Our Purpose
Our Purpose GREENER We extend our support to FINANCE ENVIRONMENT-FRIENDLY PROJECTS which contribute towards SUSTAINABLE STRONGER 8 Investor Presentation
Slide 9: Products & Services
Products & Services PFS offers various investment and financing products/solutions to infrastructure and power projects, the details are illustrated in the graphic below: Debt Financing Fee Based Services Advisory Services PFS provides debt finance in the form of Long PFS team assists companies in s
Slide 10: Key Functions of the Company
Key Functions of the Company Interest Rate Mechanism 01 02 Asset Liability Management Treasury and Resource Early Warning System Mobilization 03 04 and Monitoring Business Development and Stress Assets Resolutions 05 06 Syndication Credit Appraisal and Underwriting 07 08 Advisory Services Corporate
Slide 11: Business Model
Business Model Robust credit appraisal Seamless Maintain adequate liquidity management system and operational risk and focus on cash flow processes management system generation System for effective Enhanced focus on Early monitoring of compliance of Warning Signal and Stress loan conditions Resoluti
Slide 12: What makes PFS a unique Investment case
What makes PFS a unique Investment case We have been the first movers in established and emerging green infrastructure finance sectors like renewable energy, wastewater treatment plant, e-mobility, e-vehicle manufacturing which are long-term sustainable in the future Focus on Sustainable High Operat
Slide 13: Navigating the next strategy
Navigating the next strategy Financing a number of green Implementation of integrated infrastructure projects to framework systems and processes Strategize and adopt support growth with technical capabilities alternative sources of funding Adopting a customer-centric Enhancing financial performance
Slide 14: Risk Management System
Risk Management System Credit Risk Management • Implementation of Internal Credit Grading mechanism which captures sector specific risk related parameters during the entire loan-life cycle (i.e. pre-construction and post construction). • Implementation of Early Warning System which has been integrat
Slide 15: Carbon Neutral; Marching Towards Sustainability
Carbon Neutral; Marching Towards Sustainability Renewables Assisted in clean energy Road and Railways Assisted in generation through 14858 MW 1571km of Rail & Road network Rs. 30,233 Crore Rs. 3,798 Crore E-Mobility 350 Electric Buses Water Assisted in 362 MLD of for public transportation water trea
Slide 16: Our Key Lenders (International And Domestic)
Our Key Lenders (International And Domestic) Established relationship with Leading Development Financial Institutions (DFIs) and Banks 16 Investor Presentation
Slide 17: Our Marquee Clients
Our Marquee Clients Partnering with leading players in green infrastructure development 17 Investor Presentation
Slide 18: Financials
FINANCIALS
Slide 19: Comfortable Cash Flows
Comfortable Cash Flows As on 1st December 2022 Company is having liquid funds of Rs.1,245.11 crore including HQLA of around Rs. 525 Crore as per OCT 22 ALM considering LCR requirement as 70% from Dec 01, 2022. 2,708 2,723 1,049 820 719 707 693 477 494 343 394 376 Upto 3M 3M-6M 6M-1Y 1Y-3Y Total Infl
Slide 20: Key Balance Sheet Indicators
Key Balance Sheet Indicators Quarter ended Quarter ended Quarter ended Half Year Ended Half Year Ended Year Ended Particulars 30th Sep, 2022 30th Jun, 2022 31st March, 2022 30th Sep, 2022 30th Sep 2021 31st March, 2022 1,160 - - Loan Sanctioned (Rs. Crs) 1,160 2,298 4,150 1,041 20 380 Loan Disbursed
Slide 21: Key Operational Indicators
Key Operational Indicators Quarter ended Quarter ended Quarter ended Half Year Ended Half Year Ended Year Ended Particulars 30th Sep, 2022 30th Jun, 2022 31st Mar, 2022 30th Sep,2022 30th Sep, 2021 31st Mar,2022 84.00 86.02 86.36 Net Interest Income (Rs. Crs) 170.02 169.22 344.92 10.58 10.50 10.52 Y
Slide 22: Results Overview
Results Overview Quarter ended Quarter ended Quarter Ended Half Year Ended Half Year Ended Year Ended Particulars 30th Sep, 2022 30th Jun, 2022 31st Mar 2022 30th Sep, 2022 30th Sep, 2021 31st Mar,2022 190.78 198.75 222.25 Interest Income 389.54 478.04 924.69 195.84 207.20 231.35 Total Income 403.05
Slide 23: Operational Performance – Sector Wise Outstanding
Operational Performance – Sector Wise Outstanding 3,219 3,199 2911 2864 2,633 2516 2,339 2353 2352 2193 1342 1370 1,261 1,318 1,310 1,313 1286 876 676 656 560 528 497 433 425 477 393 244 214 191 253 159 0 0 73 2Q 2022 3Q 2022 4Q 2022 1Q 2023 2Q 2023 Renewable Transmission Sustainable Infra Road Stat
Slide 24: Operational Performance – Corporate Loan under respective sector
Operational Performance – Corporate Loan under respective sector 2,864 2,633 2,516 2,339 2,353 603 621 621 625 494 481 374 225 225 228 143 143 213 143 179 2Q 2022 3Q 2022 4Q 2022 1Q 2023 2Q 2023 Renewable State Power Utility Thermal & Hydro Other* Total 3,661 3,960 3,507 3082 3810 * Other Sector - p
Slide 25: Portfolio Shift – Sector Wise Credit Portfolio %
Portfolio Shift – Sector Wise Credit Portfolio % 5 4 2 4 1 6 10 7 14 13 29 33 38 25 27 0 0 15 14 13 19 18 2 3 2 6 7 8 7 5 35 33 34 31 31 2Q 2022 3Q 2022 4Q 2022 1Q 2023 2Q 2023 Renewable Transmission Sustainable Infra Road State Power Utility Thermal & Hydro Other* * Other Sector - port, manufacturi
Slide 26: NIMs / Spread driven by consistent improvement
NIMs / Spread driven by consistent improvement on operational parameters on earning book portfolio 11.25 10.98 10.96 10.57 10.34 10.52 10.5 10.5 8.39 8.00 7.65 7.58 7.54 7.60 7.52 7.43 3.81 4.24 4.14 4.30 4.23 4.34 4.02 3.53 3.31 2.98 2.99 2.92 2.98 3.12 2.86 2.80 3Q 2021 4Q 2021 1Q 2022 2Q 2022 3Q
Slide 27: Stage III as on June 30, 2022
Stage III as on June 30, 2022 Loan Account Gross Loan Provision Net Exposure Impairment Reserve Athena Chhattisgarh Power Limited 20.44 1.92 18.52 8.30 Danu Wind Park Private Limited 341.84 43.80 298.04 72.96 ICOMM Tele Ltd 2.65 0.03 2.62 1.68 Asian Hotels West Limited 3.14 0.31 2.83 - IL&FS Tamil N
Slide 28: Stage III as on September 30, 2022
Stage III as on September 30, 2022 Loan Account Gross Loan Provision Net Exposure Impairment Reserve Athena Chhattisgarh Power Limited 0.76 0.76 - - Danu Wind Park Private Limited 341.66 43.62 298.04 72.96 ICOMM Tele Ltd 1.45 0.73 0.72 0.28 Asian Hotels West Limited 3.14 0.31 2.83 - IL&FS Tamil Nadu
Slide 29: Credit Standing Snapshot
Credit Standing Snapshot Company is having adequate liquidity in the form of HQLA, 1,353 1,362 1,375 01 liquid assets and undrawn credit lines to meet any contingency and growth. 1056 Relationship enhanced with existing bankers and establishing 02 with new lenders, domestic as well as international.
Slide 30: Corporate Social Responsibility
Corporate Social Responsibility HLFPPT– MHC CIIF-CRM FORCE– Rainwater Harvesting CIIF-Community waste Management 30 Investor Presentation
Slide 31: Shareholder Information
Shareholder Information Stock Information (As on 02 Dec, 2022) Stock Information (As on 30th Sep, 2022) Market Cap 1,114 Cr PTC India Limited 64.99 Stock Price 17.35 52 Week (High/Low) 25.90/12.40 Life Insurance Corporation of India 2.11 NSE/BSE Symbol PFS/533344 Quant Money Managers Ltd 1.54 No of
Slide 32: Board of Directors
Board of Directors DR. RAJIB KUMAR DR. PAWAN SINGH MISHRA SH. PANKAJ GOEL MD & CEO Chairman Nominee Director SH. RAMESH NARAIN MR. NAVEEN BHUSHAN MISRA MS. SEEMA BAHUGUNA GUPTA Independent Director Independent Director Independent Director MS. PV BHARATHI Independent Director 32 Investor Presentatio
Slide 33: Thank You
THANK YOU Abhinav Goyal - Vice President PTC India Financial Services Ltd Email: abhinav.goyal@ptcfinancial.com 7th Floor Telephone Exchange Building, Fax: +91 11 26737373 / 26737374 Tel: +91 11 2673 7300 / 2673 7400 8 Bhikaji Cama Place, New Delhi - 110 066 INDIA Email: info@ptcfinancial.com Contac
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