Hingham Institution For Savings · NASDAQ:HIFS

Hingham Institution For Savings — Shareholder Meeting (2014)

16 slides from Hingham Institution For Savings's shareholder meeting presentation, 2014

  1. Slide 1: 2014 Annual Meeting

    SS HINGHAM INSTITUTION FOR SAVINGS ome ESTABLISHED 1834 ——_= 2014 ANNUAL MEETING Een SS ae

  2. Slide 2: ce — = — © pm =

    ce — = — © pm =

  3. Slide 3: Total Deposit Growth

    Total Deposit Growth Source: Depositors’ Insurance Fund 12.31.13 Report on State Chartered Savings Banks

  4. Slide 4: Net Loans

    Net Loans $1,078.9 72) = = — ° = =

  5. Slide 5: Total Loan Growth

    Total Loan Growth \v s es we S) Se) 2 Source; Depositors’ Insurance Fund 12.31.13 Report on State Chartered Savings Banks "ll "13

  6. Slide 6: Assets

    Assets $1,127.3 (81205 $1,017.8 D — = — © =

  7. Slide 7: Total Asset Growth

    Total Asset Growth § Bank Er Peer a B State Alps Source: Depositors’ Insurance Fund 12.31.13 Report on State Chartered Savings Banks

  8. Slide 8: Net Charge-offs as % of Loans

    Net Charge-offs as % of Loans [am Z. at 0 a4 a fey As of 12.31.13

  9. Slide 9: Efficiency Ratio

    Efficiency Ratio Rank eer “10 “11 P 1/11 1/11 D2 “13 11 1/11 State 1/59 1/59 1/59 1/59 Source: Depositors’ Insurance Fund 12.31.13 Report on State Chartered Savings Banks

  10. Slide 10: Earnings

    Earnings $13.3 $13.4 $12.1 aa S = 4 = © am =.

  11. Slide 11: Return on Equity

    Return on Equity Peer 2/11 1/11 12 1/11 1/11 State 2/59 1/59 1/59 1/59 Source: Depositors’ Insurance Fund 12.31.13 Report on State Chartered Savings Banks

  12. Slide 12: Area Banks Return on Equity 2013

    Area Banks Return on Equity 2013 Hingham Savings I 13 60, Boston Private we 11.6% Rockland Trust — 9.1% Eastern Bank Santander South Shore Bank Bank of America Weymouth Bank TD Bank Pilgrim Bank Blue Hills Bank

  13. Slide 13: Stockholders' Equity

    Stockholders’ Equity $103.2 $92.8 $82.3 iy 7 2) — = —| oF4 =

  14. Slide 14: Dividends Declared Per Share

    Dividends Declared Per Share “00 “01 ‘02 ‘03 ‘04 ‘05 ‘06 ‘07 ‘08 ‘09 ‘10 ‘11 “12 ‘13

  15. Slide 15: HIFS and S&P Total Return

    HIFS and S&P 500 Total Return 4.1.93 — 12.31.13 Hingham institution for Savings - Total Return (%) 2.500 2,009) N 4 fal f tg See Sl al T T T t T T T T T T T T T T T T J T T T 1934 1895 1998 1997 1958 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2003 2010 2014 2012 2013 HIFS +2,068% S&P500 +517%

  16. Slide 16: Top Community Banks and Thrifts Ranked by 3-Year Average ROE

    ¥ x, Top 200 Community Ganks and Thtifis eb Ranked by 3-Yeat Averaga ROE Dov Tout Towl = Maviat Closing YR Net Nut Totad AP ty, . Aste Value Price ROAE AGE ROA Interest Income Wonimtedt bad Rank Inatitotion Location ($005) (EM) ASP Ag. RE (MP 1%) Margin yp (ROO) Income eg Ceres > Fanseeuad Manshed P

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