Prudential Financial, Inc. · NYSE:PRU
Prudential Financial — IBM GUL 10 Pres
15 slides from Prudential Financial's investor presentation, November 2011
Slide 1: Protect the people you love and keep their dreams alive.
Protect the people you love and keep their dreams alive. Group Universal Life Insurance Available to employees of IBM The Prudential Insurance Company of America, Newark, NJ 0162230
Slide 2: Your Group Universal Life insurance helps to give you…
Your Group Universal Life insurance helps to give you… More peace of mind now. A more secure future for your loved ones. The chance to save in a cash accumulation fund that earns tax-deferred interest. Money to pay final expenses or debts. 22
Slide 3: Buying at work means…
Buying at work means… No confusing quotes. Generally lower cost than individual coverage. Payroll deductions—no checks to write. 33
Slide 4: Life changes quickly. So do your life insurance needs!
Life changes quickly. So do your life insurance needs! Do you have new family responsibilities? Have you gotten a promotion or a raise? Have you bought a new or larger home? What about college, weddings, or retirement? 4
Slide 5: Match your Group Universal Life Insurance to your needs.
Match your Group Universal Life Insurance to your needs. Your family counts on you for financial security. You have new opportunities and new responsibilities. As a woman, your life touches so many lives. 5
Slide 6: Match your Group Universal Life Insurance to your needs.
Match your Group Universal Life Insurance to your needs. Plan ahead for your spouse, You’re sandwiched between children, and parents. generations and responsibilities. Protect your retirement dreams now. 6
Slide 7: Life changes quickly.
Life changes quickly. Find out how much life insurance is right for you. Life Insurance Needs Estimator 7
Slide 8: How much can you buy?
How much can you buy? Group Universal Life Insurance—for Employees Current employees can purchase new coverage or increase coverage in salary multiples from 0.25 to 8 times annual Coverage base pay, not to exceed $3,000,000. You will have to answer some health questions. Amount Once you’re enrol
Slide 9: Your Group Universal Life Insurance has special benefits.
Your Group Universal Life Insurance has special benefits. The Opportunity for Tax-Deferred Savings You can choose to make contributions to a cash accumulation fund. 1 The fund earns tax-deferred interest at guaranteed, competitive rates. The rate may change, but will never be less than 4%.2
Slide 10: Your Group Universal Life Insurance has special benefits.
Your Group Universal Life Insurance has special benefits. Accelerated Benefit Option* If terminally ill, you may receive a partial payment. Your beneficiary’s amount will be reduced by the amount you received. You can use this partial payment any way you want. * Employees must have a limited l
Slide 11: Your Group Universal Life Insurance has special benefits.
Your Group Universal Life Insurance has special benefits. Prudential’s Alliance Account® Interest-bearing account in your beneficiary’s name. Beneficiaries can… – Leave the money in the account to earn interest. – Withdraw the entire amount immediately. – Write drafts (“checks”) against the balanc
Slide 12: Insure your family, too.
Insure your family, too. Get Group Universal Life insurance coverage for your Spouse / Domestic spouse or your domestic partner. Available in $10,000 Partner* Coverage increments up to $200,000. For new hires, there are no medical questions for coverage up to $50,000. Get Dependent Term Life insuran
Slide 13: The right choice for peace of mind.
The right choice for peace of mind. The Prudential Insurance Company of From America A Name Experienced You Know Financially Strong And Trust Superior Customer Service 13
Slide 14: Enrollment is fast and simple
Enrollment is fast and simple To enroll in Group Universal Life through Prudential’s website, click here. The first time you access the site select the Create an Account option, to create your own secure User ID and Password. Then follow these steps: 1. Enter your employee ID, your date of birth (MM
Slide 15: Group Universal Life Insurance coverage is issued by The Prudential Insurance Company of America
Group Universal Life Insurance coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, 751 Broad Street, Newark, NJ 07102. The Booklet-Certificate contains all details, including any policy exclusions, limitations and restrictions, which may apply. Contract