First Western Financial, Inc. · NASDAQ:MYFW

First Western Financial — Investor Presentation (May 2026)

53 slides from First Western Financial's investor presentation, May 1, 2026

  1. Slide 1: Investor Presentation May 2026

    INVESTOR PRESENTATION May 2026

  2. Slide 2: Safe Harbor

    Safe Harbor 2 This presentation contains “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements reflect the current views of First Western Financial

  3. Slide 3: A Unique Financial Institution in Attractive Markets

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  4. Slide 4: Investment Highlights

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  5. Slide 5: Strong Operational and Financial Momentum

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  6. Slide 6: Franchise Overview

    Franchise Overview W FiIRSTWestern

  7. Slide 7: Great Markets, Scarce Investment Opportunity

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  8. Slide 8: Success in Expansion and Acquisition Growth

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  9. Slide 9: Revenue Growth Strategies

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  10. Slide 10: Increasing Deposit Market Share

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  11. Slide 11: Unique Business Model

    Unique Business Model 11 W FiIRSTWestern

  12. Slide 12: Unique Market Position

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  13. Slide 13: Cross-Selling a Diverse Set of Products and Services

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  14. Slide 14: Long Track Record of Superior Credit Quality

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  15. Slide 15: Strong Client Relationships Result in Sticky Deposit Base

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  16. Slide 16: Consistent Success in Adding New Deposit Relationships

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  17. Slide 17: Transformation Underway

    Transformation Underway 17 W FiIRSTWestern

  18. Slide 18: Improving Trends in Key Financial Metrics

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  19. Slide 19: Market Disruption Opportunities to Add New Clients and Bankers

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  20. Slide 20: A Unique, Integrated Tech Toolbox

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  21. Slide 21: Customized Tech Platform Supports Efficiency and Growth

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  22. Slide 22: Near Term Outlook

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  23. Slide 23: Long-Term Goals to Drive Shareholder Value

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  24. Slide 24: Driving Profitable Growth

    Driving Profitable Growth 24

  25. Slide 25: Strong Execution on Revenue Growth Strategies

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  26. Slide 26: Recent Financial Trends

    Recent Financial Trends 26 W FiIRSTWestern

  27. Slide 27: Overview of 1Q26

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  28. Slide 28: Net Income Available to Common Shareholders and Earnings per Share

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  29. Slide 29: Loan Portfolio

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  30. Slide 30: Commercial Real Estate Portfolio

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  31. Slide 31: Total Deposits

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  32. Slide 32: Trust and Investment Management

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  33. Slide 33: Gross Revenue

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  34. Slide 34: Net Interest Income and Net Interest Margin

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  35. Slide 35: Non-Interest Income

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  36. Slide 36: Non-Interest Expense and Efficiency Ratio

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  37. Slide 37: Asset Quality

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  38. Slide 38: Capital and Liquidity Overview

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  39. Slide 39: Creating Additional Shareholder Value

    Creating Additional Shareholder Value 39

  40. Slide 40: Drivers of Long-Term Improved Financial Performance

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  41. Slide 41: MYFW: Our Five Core Strengths

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  42. Slide 42: Integrated Team Approach in Boutique Offices

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  43. Slide 43: Organizational Structure Built for Scale

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  44. Slide 44: Appendix

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  45. Slide 45: Organizational Overview

    Organizational Overview 45 W FiIRSTWestern

  46. Slide 46: Management Team

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  47. Slide 47: Board of Directors

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  48. Slide 48: Non-GAAP Reconciliations

    Non-GAAP Reconciliations 48

  49. Slide 49: Non-GAAP Reconciliation: Consolidated Gross Revenue

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  50. Slide 50: Non-GAAP Reconciliation: Consolidated Efficiency Ratio

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  51. Slide 51: Non-GAAP Reconciliation: Tangible Common Book Value Per Share

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  52. Slide 52: Non-GAAP Reconciliation: Tangible Common Book Value Per Share

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  53. Slide 53: Non-GAAP Reconciliation: Pre-Tax, Pre-Provision Net Income

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