Realpha Tech Corp. · NASDAQ:AIRE
Realpha Tech — Investor Presentation (September 2025)
26 slides from Realpha Tech's investor presentation, Sep 3, 2025
Slide 1: Reimagining the Path to Homeownership with AI-driven innovation
(reAlpha Reimagining the Path to Homeownership with Al-driven innovation September 2025 Corporate Presentation NASDAQ; AIRE
Slide 2: Disclaimers
Disclaimers ‘This presontaton i made soll fr information purposes and no representation or waranty, express or implied is made by feAipha Tech Corp. ("eAlpha” “we” “us Your” and, together with our subsidiaries, the *Company") or any ofits representatives as tothe information contained in these mater
Slide 3: Executive Summary
Executive Summary reAlpha is building a next-generation, vertically integrated real estate technology company that leverages Al to streamline and monetize the full home buying and selling journey By unifying Realty, Mortgage, and Title services into a single platform, reAlpha is able to capture valu
Slide 4: Investment Highlights
Investment Highlights Massive $3 Trillion+ Market, Purpose-Built for the Modern Homebuyer reAlpha is targeting the multitrillion-dollar? opportunity across real estate, mortgage, and ttle with a tech-frst model designed for scalability, efficiency, and cross-vertical revenue generation Monetization
Slide 5: $3.2 Trillion U.S. Real Estate Market Represents Significant Opportunity
$3.2 Trillion U.S. Real Estate Market Represents Significant Opportunity U.S. Title Insurance Market U.S. Housing U.S. Mortgage Market Origination Market ~$80B $18B $1.5T Cilozay Total Home Transactions Total Value of Mortgages Value Originated (OreAlpha
Slide 6: Homebuying Today: Costly, Complex, and Fragmented
Homebuying Today: Costly, Complex, and Fragmented High Costs and a Complex Traditional Market Not Up to the Task h Fees are Standard * Consumers aren't financially rewarded when using standalone services in the homebuying process + Buyers often assume commissions are paid by the seller, but in reali
Slide 7: Analogous Industries Disrupted by Tech-Driven Innovations
Analogous Industries Disrupted by Tech-Driven Innovations Industry Company New Revenue Model Market Capitalization (OreAlpha SECURITIES BROKER TRAVEL ADVERTISING Robinhood # 7 Expedia Google Order routing, data subscriptions and Merchant model, bundling trips Algorithm-driven bid/ask spreads and tri
Slide 8: reAlpha: Reimagining the Path to Homeownership
reAlpha: Reimagining the Path to Homeownership A Unified Platform Powered by Al and backed by Human Expertise ‘Consumer-Aligned Pricing Model “Commission rebate at losing” approach rewards homebuyers who use ‘multiple services on the reAlpha platform. It aims to maximize consumer value while alignin
Slide 9: End-to-End Homebuying Platform Unifies Key Services
End-to-End Homebuying Platform Unifies Key Services > Realty Mortgage Title & Closing . Cusaeo~=- —— -- °F Savings ~~ Ge>----=------2--"777 pene See eee ;
Slide 10: The End-to-End Real Estate Super App
The End-to-End Real Estate Super App ‘Al agent on standby 24/7 to answer questions, educate homebuyers, and ensure smooth transactions Mortgage built-in so homebuyers can move from offer to closing seamlessly bssisileatid provide expert support fon a no-obligation basis ee ONS, Is designed to incent
Slide 11: Commission Rebate Program Makes Homebuying More Affordable and Accessible
Commission Rebate Program Makes Homebuying More Affordable and Accessible reAlpha increases homebuyers’ purchase power: + Bundle and save approach is intended to generate significant homebuyer savings and increase the incentive to Use multiple reAlpha products * Commission rebate of up to 75% of buy
Slide 12: A Homeownership Success Story Utilizing reAlpha's Full Service Platform
A Homeownership Success Story Utilizing reAlpha’s Full Service Platform (OreAlpha Verified Customer $860K Quadplex in Melbourne, FL <$11K cash-to-close 40-day close | VA Loan * Leveraged reAlpha’s commission rebate and VA benefits to minimize upfront costs + Managed transaction through reAllpha’s pl
Slide 13: Mortgage Division Delivering Strong Growth and High Customer Satisfaction
Mortgage Division Delivering Strong Growth and High Customer Satisfaction <> 5593mM TUT ace vune ee Ditotoe [8 —— Morgege $461K Conventional mVA =FHA = Other ¥ 4.9/5 Google Reviews Loan Types OFEAIPAA ios osinnnn venom so couhinsn nso eannonne wets _— —
Slide 14: Delivering Comprehensive Digital Title Services
Delivering Comprehensive Digital Title Services @ HyperFast by (OreAlpha (reAlpha Client-Focused and Technology-Driven Delivers comprehensive, digital ttle services to meet the dynamic needs of reAlpha homebuyers Title Services Title Insurance Reliable and Secure By collaborating with underwriters,
Slide 15: Innovative Revenue Model Unlocks Value Across the Homebuying Journey
Innovative Revenue Model Unlocks Value Across the Homebuying Journey reAlpha generates revenue from closing costs and services beyond the home purchase! fod, @& B Realty Services Mortgage Brokering Title Services Providing 24/7 Abassisted realestate support _ Helping homebuyers find a mortgage that
Slide 16: Strategic License Expansion will Open New Markets and Drive Scale
Strategic License Expansion will Open New Markets and Drive Scale Geographic Footprint Expansion ‘+ reAlpha’s goal is to continue expanding to additional states and add Realty and Mortgage licenses to the portfolio Service Expansion + Increase services where reAlpha does not have a full suite of hom
Slide 17: Multi-Channel Go-to-Market Strategy Fuels Lead Acquisition through Realty and Mortgage
Multi-Channel Go-to-Market Strategy Fuels Lead Acquisition through Realty and Mortgage —heay— ent SINCLAIR som an WW) wittow NCM — Smarter Paid Social Cf) homebuying starts here Paid Search Google Organic Search Blog content optimized for ™ Self-Generated FLAgents drive direct leads Lead exchange be
Slide 18: Momentum Accelerating Across the Business
Momentum Accelerating Across the Business (OreAlpha Strate; Launched Al Loan Officer Strengthened Assistant! Achieved 60% reduction in loan processing time during the intake process with proprietary Al tool Balance Sheet (20% reduction in time per loan fle) Expanded Service g Integrated & Rebranded
Slide 19: Financial Highlights
Financial Highlights Q2 2025 RESULTS* REVENUE $1,252K 1,909% Yor GROSS PROFIT $621K coon GROSS PROFIT MARGIN 50% (21ppt) Yor ‘ADJ EBITDA ($3,474K) (203%) (OreAlpha Yor 19
Slide 20: Strategic Roadmap to Drive Growth and Operational Excellence
Strategic Roadmap to Drive Growth and Operational Excellence (OreAlpha Expand Service Offerings Diversify Customer Acquisition Channels Increase Funnel Conversion Continue Investment in Al & Automation Maintain Focus on Operational Efficiency Accelerate state licensing expansion across Realty, Mortg
Slide 21: Locations
10 reAlpha NASDAQ: AIRE Locations
Slide 22: Endnotes
Endnotes Notes to Page 4 Investment Highlights and Page 5 ~ $3.2 Tlion U.S. RealEstate Market Posed fo Disruption [4.1] Redfin Data Conte. "Monthly Housing Maret Data fom January 2028 December 2024 Redfin, TUR: s/s redfincom/news/ata-cente/|. Based on the total 2024 US. housing markt vale of approxi
Slide 23: Non-U.S. GAAP Reconciliation
Non-U.S. GAAP Reconciliation? The following table provides a reconciliation of net income to Adjusted EBITDA for the periods presented in this presentation: Net loss Adjusted to exclude the following: Depreciation and amortization Amortization of loan discounts and origination fee Impairment of capi
Slide 24: Completed Acquisitions
Completed Acquisitions DO itorgage @aicnat @ HyperFast /.naamche Planned Acquisitions Mortgage brokerage services in 30 states; formerly known as Be My Neighbor ‘Al-powered chatbot in 270+ languages Title insurance and settlement services in 3 states (controlling interest) In-house Al development st
Slide 25: Leadership Team
Leadership Team Mike Logoz0 Piyush Phadke Vijay Rathna CEO, reilpha Tech Corp. CCFO, reAlpha Tech Corp. (CTO, reAlpha Tech Corp, Mike an experienced leader with a strong, Piyush i a seasoned financial executive with over 20 \ijay is an experienced technology leader with over 20 background in financi
Slide 26: Board of Directors
Board of Directors Giri Devanur Brian Cole Dimitrios Angelis, Executive Chairman Compensation Committee Chairman Corporate Governance Committee Chairman ‘+ Entrepreneur with Nasdaq IPO experience + Managing Director, datd investment Bank + Board Director of a publi listed company + EY Entrepreneur o
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