Slide 1: BSE Regulation 30 disclosure letter: Revised Investor Presentation
Date: April 30, 2025 To, BSE Limited The Corporate Relationship Department Phiroze Jeejeebhoy Towers, 1st Floor, Dalal Street, Mumbai – 400 001 Ref: Scrip Code: 543931 ISIN: INE0Q0M01015 Sub: Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclo
Slide 2: Annual Results Presentation FY 2024-25
(©) VEEFIN Annual Results Presentation FINANCIAL YEAR 2024-25 = 28th April 2025
Slide 3: Veefin Standalone YoY Growth
VEEFIN STANDALONE YoY S VEEFIN Growth 467% a EBITDA PAT Annualised EPS EBITDA % 4 99% 4 104% 437% 19% Y PAT % New Deals Signed New Go-Lives DSO Disbursement ARR > i> 24% 25 21 © -6% — 325K(Cr)
Slide 4: Very Healthy Pipeline
© VEEFIN Very Healthy Pipeline Active Pursuits as on Ist April 2025 Number of Number of Pursuits Won Pursuits Lost 2009 2a ae
Slide 5: Global Industry Leader for the Second Straight Year
GLOBAL INDUSTRY LEADER FOR THE SECOND STRAIGHT YEAR
Slide 6: A Clutch of Awards
© VEEFIN 8 i Tie Ecoxomic Times IBS intelligence BSE peers dun&bradstreet we Y ve Y Va y A ye = NZ Best Digital Lending YF NZ India'sLeading Yh 4 x 4 x Y Best Retlormer N4 ¥ & Collections Ww Y Fintech Companies 4 Y% smecompany YW : \4 Y \4 %, we XG, implementation |W Nj, 2024-2028 evento roneeaTcd =
Slide 7: First multi-country implementation and client wins
y SELECT First multi-country implementation across 5 countries (Kenya, Malawi, Lesotho, Eswatini & Uganda) 2 retin ite EEA) First Banking Largest bank in Client Rwanda. First in the UAE Ezee-Veefin joint implementation [ saas ) @) uco BANK <x) usec First bank through First Global PSB Xchange to sign
Slide 8: What's New!!
What’s New!!
Slide 9: Drivers of Future Growth
Drivers of Future Growth January 2025 - “0 KYC & KYB API GATEWAY May 2025 SECURITIZATION PLATFORM September 2025 on ASSET DISTRIBUTION ENGINE February 2025 } VEEFIN SCF 4.0 June 2025 an m= CO-LENDING October 2025 March 2025 ™% PSB XCHANGE July 2025 TRADE FINANCE November 2025 CASH MANAGEMENT © VEEFI
Slide 10: Veefin 4.0 Functional Architecture – Single Chassis
Veefin 4.0 Functional Architecture – Single Chassis COMMON CHANNELS EXTERNAL OPERATIONAL SYSTEM CAPABILITIES WEB MOBILE API H2H CHATBOTS BRANCH SSO FINTECH DIGITAL ENGAGEMENT HUB MULTI-LINGUAL CUSTOMER ONBOARDING PRODUCT ONBOARDING ENTITLEMENT SETUP MASTER SETUP PRE-CHECKS (LIMIT ETC.) FX INQUIRY DA
Slide 11: PSB Xchange goes live with multiple Public Sector Banks
THIRD PARTY DATA PROVIDER CUSTOMER UNDERWRITING CORE ACQUISITION CHANNEL BANKING SYSTEM GSTN AML MCA Financials ITR BSA Financial Screening SCF Onboarding 1 Fintechs API INTEGRATION Procurement 2 Tech Platforms UCO BANK Accounting CUSTOMER SCF LOAN 3 ONBOARDING UNDERWRITING MANAGEMENT Platforms/ERPs
Slide 12: Financial Performance
Financial Performance
Slide 13: Financial Performance in Numbers
Financial Performance in NUMDEFS a: scesnenis 3) VEEFIN REVENUE 4]n ANNUALISED EPS Dso 4.93 144 0, 0, 3.60 0 136 4 67% 2500 _ 37% = A -6% YoY Growth J YoY Growth YoY Growth _ FY 23-24 FY 24-25 FY 23-24 FY 24-25 FY 23-24 FY 24-25 EBITDA 2151 EBITDA % a RETURN ON EQUITY 10:57% 0 0 43% 0 8.78% A 99% 1,
Slide 14: The full impact of the acquisitions
ALL FIGURES IN ₹LAKHS CONSOLIDATED PARTICULARS REVENUE EBITDA PAT The full VSL VSL Dubai 3,571 326 1,647 262 1,017 262 impact of the VSL BG Veefin Solutions 274 241 229 acquisitions 4,171 2,151 1,509 TOTAL Nityo 3,250 564 471 will be seen Estorifi Infini 20 2 (126) (108) (306) (55) next year GlobeTF
Slide 15: Q&A
Q&A We are now happy to take your questions