Moody's Corporation · NYSE:MCO
Moody's — Investor Presentation (November 2012)
7 slides from Moody's's investor presentation, Nov 2, 2012
Slide 1: Impact of Hurricane Sandy on Property & Casualty Insurance and Reinsurance Industry
Impact off Hurricane S Sandy on Property & Casualty Insurance and Reinsurance Industry November 2, 2012
Slide 2: Assessing the Credit Impact on Insurers
Assessing the Credit Impact on Insurers Positive Factors for the Industry » Good risk-adjusted risk adjusted capitalization » Moderate financial leverage » Earnings benefit from price increases » Relatively low weather-related losses through the first three quarters of the year » Recent experience w
Slide 3: Assessing the Credit Impact on Insurers: Types of Insured Losses
Assessing the Credit Impact on Insurers Types of Insured Losses » Homeowners – high frequency frequency, low severity » Auto – probably a higher percentage of losses than typical for hurricane, but still a minority of claim dollars » Commercial Property and Business Interruption – the biggest wild c
Slide 4: Homeowners Market Share
Homeowners Market Share Top 10 Homeowners Homeowners' Insurance Companies (New Jersey, New York) Insurance Financial Market Share Direct Premium Written Strenght Rating Outlook (2011) (2011) St t Farm State F N tR Not Rated t d N/A 14 9% 14.9% 984 712 984,712 Allstate Aa3 Negative 13.6% 901,981 Trav
Slide 5: Commercial Property Market Share
Commercial Property Market Share Top 10 Commercial Property Companies (Fire, Allied, Non-Liab Comm Multi-Peril, Inland Marine) (New Jersey, New York) Insurance Financial Market Share Direct Premium Written Strenght Rating Outlook (2011) (2011) Liberty Mutual A2 Stable 8.6% 481,239 Travelers Aa2 Stab
Slide 6: Personal and Commercial Auto Market Share
Personal and Commercial Auto Market Share Top 10 Automobile Companies (Personal and Commercial Auto Physical Damage) (New Jersey, New York) Insurance Financial Market Share Direct Premium Written Strenght g Ratingg Outlook ((2011)) ((2011)) GEICO (Berkshire Hathaway) Aa1 Stable 20.2% 1,151,572 Allst
Slide 7: Moody's disclaimer and copyright notice
© 2012 Moody’s Investors Service, Inc. and/or its licensors and affiliates (collectively, “MOODY’S”). All rights reserved. CREDIT RATINGS ISSUED BY MOODY'S INVESTORS SERVICE, INC. (“MIS”) AND ITS AFFILIATES ARE MOODY’S CURRENT OPINIONS OF THE RELATIVE FUTURE CREDIT RISK OF ENTITIES, CREDIT COMMITMEN