Ally Financial Inc. · NYSE:ALLY
Ally Financial — RBC Capital Markets Financial Institutions Conference 2024
5 slides from Ally Financial's conference presentation, March 2024
Slide 1: RBC Capital Markets Financial Institutions Conference
RBC Capital Markets Financial Institutions Conference March 2024 Contact Ally Investor Relations at (866) 710-4623 or investor.relations@ally.com 1
Slide 2: Forward-Looking Statements and Additional Information
Forward-Looking Statements and Additional Information This presentation and related communications should be read in conjunction with the financial statements, notes, and other information contained in our Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, and Current Reports on Form 8-K.
Slide 3: Market Leading Franchises
Market Leading Franchises Dealer Financial Services Ally Bank Auto Finance Deposits 22K Dealer relationships 3M+ Deposit customers Record customer growth in 2023 22K relationships | 15K+ SmartAuction | 16K+ Passthrough $142B Retail deposit balances 13.8M Consumer applications 1M Spend customers, 80%
Slide 4: Financial Outlook
Financial Outlook No update to full-year guidance 1Q 2024 FY 2024 Net Interest Margin 3.10% - 3.15% 3.25% - 3.30% Exit rate 3.40% - 3.50% Adj. Other Revenue(1) ↑ 12% - 15% YoY ↑ 5% - 10% YoY Unfavorable nonrecurring items in PY Adj. Noninterest Controllable ↓ 1% YoY Controllable ↓> 1% YoY Expense(1)
Slide 5: Notes and Definitions
Supplemental Notes and Definitions Page – 3 | Market Leading Franchises (1) Estimated retail auto originated yield is a non-GAAP financial measure determined by calculating the estimated average annualized yield for loans originated during the period. At this time there currently is no comparable GA
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