Cnh Industrial N.v. · NYSE:CNH
Cnh Industrial — Investor Day (November 2025)
95 slides from Cnh Industrial's investor day presentation, Nov 11, 2025
Slide 1: Tech Day Agritechnica 2025
Ln N -FECHDAY AGRITECHNICA2025
Slide 2: Safe Harbor Statement and Disclosures
SAFE HARBOR STATEMENT AND DISCLOSURES All statements other than statements of historical fact contained in this presentation including competitive strengths; business strategy; future financial position or operating results; budgets; projections with respect to revenue, income, earnings (or loss) pe
Slide 3: Slide 3
Slide 4: Gerrit Marx, Chief Executive Officer
GERRIT MARX CHIEF EXECUTIVE OFFICER
Slide 5: Welcome
WELCOME
Slide 6: Team members and R&D centers
+35,000 ~5,000 35 TEAM R&D R&D CENTERS MEMBERS EXPERTS AROUND THE WORLD
Slide 7: Innovation in Agriculture
Hosier SV Sue -——— THE WORLD‘S NO. INNOVATION — IM AGRIGSE URE .CNA
Slide 8: etl ely
oe / etl ely .CNA
Slide 9: Path to 2030: Breaking new ground in iron and tech
PATH TO 2030 #1 BREAKING NEW GROUND IN IRON AND TECH
Slide 10: Path to 2030: Expanding mid-cycle adj. EBIT margin
PATH TO 2030 #2 FURTHER EXPANDING MID-CYCLE ADJ. EBIT MARGIN
Slide 11: Path to 2030: Return industrial FCF to shareholders
PATH TO 2030 #3 RETURN SUBSTANTIALLY ALL INDUSTRIAL FCF TO SHAREHOLDERS
Slide 12: Agriculture by the numbers
LIVELIHOODS $4 +600 OF TRILLION MILLION 2.5 USD FARMERS BILLION PEOPLE
Slide 13: Challenges in Agriculture: Population growth
CHALLENGES IN AGRICULTURE GLOBAL POPULATION +35M 10.3B GROWTH ANNUALLY 8.2B IN THE NEXT 50 YEARS IN 2024 Source: UN Food and Agriculture Organization
Slide 14: Challenges in Agriculture: Arable land
CHALLENGES IN AGRICULTURE 26% OF THE EARTH’S SURFACE IS LAND ABOVE SEA LEVEL 3% IS SUITABLE FOR CROP PRODUCTION 10% IS USABLE FOR AGRICULTURE
Slide 15: Challenges in Agriculture: Soil degradation
CHALLENGES IN AGRICULTURE 40% >90% OF THE EARTH'S COULD BECOME SOILS ARE DEGRADED ALREADY BY 2050 DEGRADED
Slide 16: Call to Innovate
S99000OS008 ry ist
Slide 17: The Big Challenge
THE BIG CHALLENGE
Slide 18: It all starts with the soil
It all STARTS with THE SOIL
Slide 19: A farmer's total direct costs
~90% A FARMER’S TOTAL <10% DIRECT COSTS
Slide 20: The health of the soil is wealth
The health of the SOIL is WEALTH
Slide 21: R&D Investments
R&D INVESTMENTS
Slide 22: R&D Investments in agriculture
R&D INVESTMENTS >$800 MILLION IN AGRICULTURE
Slide 23: The Age of Agentic AI
THE AGE OF AGENTIC AI
Slide 24: Connectivity is essential for this transformation
CONNECTIVITY IS ESSENTIAL FOR THIS TRANSFORMATION
Slide 25: Products, People, Processes
PRODUCTS PEOPLE PROCESSES = aN
Slide 26: Covering the entire agricultural cycle
COVERING THE ENTIRE AGRICULTURAL CYCLE FIELD SEED GROW PREPARATION & PLANT & PROTECT HARVEST
Slide 27: Our Soil is Our Factory
“ OUR SOIL IS O U R FA C T O R Y “ JORDAN KAMBEITZ
Slide 28: Franziska Zimmermann, Moderator
FRANZISKA ZIMMERMANN MODERATOR
Slide 29: Jordan Kambeitz, CEO, Kambeitz Farms
JORDAN KAMBEITZ CEO, KAMBEITZ FARMS, CANADA
Slide 30: Jay Schroeder, Chief Technology Officer
J AY S C H R O E D E R CHIEF TECHNOLOGY OFFICER
Slide 31: Schroeder Family Farm
SCHROEDER FAMILY FARM COAL VALLEY, ILLINOIS, USA
Slide 32: Schroeder Family Farm
SCHROEDER FAMILY FARM COAL VALLEY, ILLINOIS, USA
Slide 33: Schroeder Family Farm
SCHROEDER FAMILY FARM COAL VALLEY, ILLINOIS, USA
Slide 34: Schroeder Family Farm
SCHROEDER FAMILY FARM COAL VALLEY, ILLINOIS, USA
Slide 35: Our Connected Ecosystem
OUR CONNECTED A 4 ECOSYSTEM
Slide 36: Increase in registered machines and digitized acres
185% INCREASE IN REGISTERED MACHINES 40% INCREASE IN DIGITIZED ACRES
Slide 37: Farm Management Made Easy
Be. MANAGEMENT j MADE EASY | =8 Overview CNA
Slide 38: Bring Your Own Connectivity
BRING YOUR OWN Reliable Connectivity in Remote Areas CONNECTIVITY Real-time Data for Smarter Decisions Proactive Maintenance and Reduced Downtime
Slide 39: Eric Shuman, John Preheim, Dr. Alison Bryan
ERIC SHUMAN PRECISION TECHNOLOGY PRODUCT MANAGEMENT JOHN PREHEIM HEAD OF PRECISION & ELECTRONICS PRODUCT DEVELOPMENT D R . A L I S O N B R YA N RESEARCH AGRONOMIST
Slide 40: i HD ae
110 Hi i HD ae ecient ‘veormeniotetone vente: arepremeensmonre sett mieernimepeosereti CNA
Slide 41: QuadTrac System
Z reddot winner 2025 | reddot winner 2025 innovative design QUADTRA
Slide 42: Prescription Tillage
PRESCRIPTION TILLAGE
Slide 43: Prescription Tillage: Manage highly erodible zones accurately
PRESCRIPTION TILLAGE: MANAGE HIGHLY ERODIBLE ZONES ACCURATELY PRE TILLAGE POST TILLAGE DEPTH 0” PRESCRIPTION TILLAGE INCREASED RESIDUE COVERAGE BY 6% IN ERODIBLE AREAS
Slide 44: Prescription Tillage Results
PRESCRIPTION TILLAGE RESULTS* $36 17% 4% 9.5% SAVINGS LESS MORE MORE ACRES PER ACRE FUEL YIELD COVERED *Case IH field-scale agronomy research conducted at Elizabeth City, NC. Data (productivity, fuel, total savings) was from 5 fields (~200 acres), soybean yield results were captured in 2 of those fi
Slide 45: Prescription Tillage
eo = = =FieldOps —— 34 Recent Activities
Slide 46: Seedbed Sense Speed Control
SEEDBED SENSE SPEED CONTROL
Slide 47: Autonomous Tillage
AUTONOMOUS TILLAGE
Slide 48: Seed & Plant
SEED 6&1 PLAIN T .CNA
Slide 49: Consistent Seed Placement
CONSISTENT SEED PLACEMENT
Slide 50: Uniform Plants and the Most Yield
UNIFORM PLANTS AND THE MOST YIELD
Slide 51: Distance from center of strip: plant population and yield
Distance from Plant Grain Center of Strip Population Yeld Inches plants/Acre bu/Acre 0 31444 189 3 30222 181 6 26556 173
Slide 52: Active and Passive Implement Guidance
ACTIVE AND PASSIVE IMPLEMENT GUIDANCE
Slide 53: Active and Passive Implement Guidance
ACTIVE AND PASSIVE IMPLEMENT GUIDANCE AT HIGHER CENTIMETER- WORKING SPEEDS LEVEL ACCURACY CULTIVATING AS CLOSE AS 1.5 CM
Slide 54: Active and Passive Implement Guidance
ACTIVE AND PASSIVE IMPLEMENT GUIDANCE 7.5 4% CENTIMETER LIMIT OF PRECISION YIELD LOSS
Slide 55: Cross Track Error
ee Cross Track Error +0.5 in 5
Slide 56: Slide 56
Slide 57: Grow & Protect
G R O W & P R O T E C T
Slide 58: George Varvarelis, Monte Weller, Jordan Kambeitz
G E O R G E VA R VA R E L I S GLOBAL VISION SYSTEMS DIRECTOR MONTE WELLER CROP PRODUCTION PRODUCT MANAGEMENT JORDAN KAMBEITZ CEO, KAMBEITZ FARMS, CANADA
Slide 59: Sense and Act
SENSE AND ACT
Slide 60: Augmenta Technology
- AUGMENTA TECHNOLOGY. CNH |
Slide 61: Slide 61
Slide 62: Cab mounted green-on-brown selective spot spray
‣ CAB MOUNTED GREEN-ON-BROWN SELECTIVE SPOT SPRAY UNIQUE IN THE INDUSTRY
Slide 63: Reducing reliance on synthetic chemicals and costs
REDUCING RELIANCE ON COSTS SYNTHETIC CHEMICALS WEED AND FUNGAL RESISTANCE
Slide 64: ROI
ROI INCREASE IN GROSS MARGIN +15-20% CHEMICAL APPLICATIONS +10% FERTILIZER APPLICATIONS
Slide 65: Application and herbicide savings
UP TO 20% UP TO 60% APPLICATION SAVINGS HERBICIDE SAVINGS
Slide 66: Green-on-Green Solution
‣ GREEN-ON-GREEN SOLUTION
Slide 67: Up to 80% application savings
UP TO 80% APPLICATION SAVINGS
Slide 68: > \) Serererance at aR Eee
> \) Serererance at aR Eee
Slide 69: Francesca Protano, Christian Gonzalez
F R A N C E S C A P R OTA N O PRODUCT INNOVATION AND TECHNOLOGY STRATEGY CHRISTIAN GONZALEZ HARVESTING PRODUCT MANAGEMENT
Slide 70: Harvest: Yield, Cost, Quality, Time
‣ YIELD ‣ COST MAXIMUM YIELD, AS COST MINIMUM LOSSES EFFECTIVE AS POSSIBLE ‣ QUALITY ‣ TIME HARVEST TOTAL YIELD AT AS QUICKLY HIGHEST QUALITY AS POSSIBLE
Slide 71: Innovation Award, Agritechnica Gold Medal
| INNOVATION AWARD AGRITECHNICA GOLD MEDAL
Slide 72: Monitoring and adjusting every seconds
BEST ACTION OUT OF 280 MONITORING AND ADJUSTING EVERY 20 SECONDS MILLION POSSIBILITIES
Slide 73: Residue Management System
RIGHT RADAR ‣ RESIDUE MANAGEMENT SYSTEM LEFT RADAR
Slide 74: Combine Automation
‣ COMBINE AUTOMATION +7.4% +70 TONS/HR HA NET REVENUE
Slide 75: Combine automation and harvest efficiency
COMBINE AUTOMATION AND HARVEST EFFICIENCY AUTOMATION RESPONSE TO YIELD VARIABILITY Yield Map, winter wheat 4.3 T/Ha, 254.5 Ha Automation Response to Yield Varliability High High Low Low Highly variable Less variable High response Low response 2.2-5.6 T/Ha 3.3-4.4 T/Ha Many transitions in color Fewer
Slide 76: Grain loss reduction
-50% GRAIN LOSS
Slide 77: Better nutrition for animals, better quality
‣ BETTER NUTRITION FOR ANIMALS ‣ BETTER QUALITY MILK AND MEAT
Slide 78: Specialty Crops
S P E C I A L T Y C R O P S
Slide 79: Francesca Protano, Thierry Le Briquer
F R A N C E S C A P R OTA N O PRODUCT INNOVATION AND TECHNOLOGY STRATEGY THIERRY LE BRIQUER GLOBAL GRAPE, OLIVE & COFFEE PRODUCT MANAGEMENT
Slide 80: Cropland suitable for high-value crops
55 MILLION HECTARES SUITABLE FOR HIGH-VALUE CROP 1.6 BILLION MECHANIZATION HECTARES EXISTING CROPLAND
Slide 81: World's fruit picking is mechanized
10% WORLD’S FRUIT PICKING IS MECHANIZED
Slide 82: Global specialty crop market growth
GLOBAL SPECIALTY CROP MARKET 4.6% GROWTH FROM 2022 TO 2029 Source: UN Food and Agriculture Organization
Slide 83: Mechanization
‣ GROWING HIGH DENSITY ‣ IRRIGATION MECHANIZATION 100% ‣ FERTILIZING ‣ HARVESTING TIME
Slide 84: Global market share
>50% 1/3 >90% GLOBAL GRAPE SPECIALTY OLIVE MARKET SHARE HARVESTERS TRACTORS HARVESTERS
Slide 85: Over 100 years of experience in specialty tractors
‣ OVER 100 YEARS OF EXPERIENCE IN SPECIALTY TRACTORS ‣
Slide 86: Tractors designed for narrow, low-clearance areas
‣ TRACTORS DESIGNED FOR NARROW, LOW-CLEARANCE AREAS
Slide 87: Technology is central
+ + > TECHNOLOGY " IS CENTRALE
Slide 88: Dedicated R&D team for specialty equipment
COËX DEDICATED R&D TEAM FOR SPECIALTY EQUIPMENT
Slide 89: Guidance
GUIDANCE ‣ HEADLAND TURN SEQUENCES ‣ SMART STEER TECHNOLOGY
Slide 90: Guidance
GUIDANCE 10% REDUCES OPERATOR WORKLOAD INPUT SAVINGS
Slide 91: Advanced Vision-Guided Robotics
ADVANCED VISION-GUIDED ROBOTICS
Slide 92: Augmenta
: AUGMENTA I At L d — = . CNH a
Slide 93: R4 Robots
R4 ROBOTS 80% -20% LABOR TOTAL COST OF REDUCTION OWNERSHIP
Slide 94: Solutions to overcome the toughest challenges in modern agriculture
SOLUTIONS TO OVERCOME THE TOUGHEST CHALLENGES IN MODERN AGRICULTURE
Slide 95: Tech Day Agritechnica 2025
Ln N -FECHDAY AGRITECHNICA2025