Mizrahi Tefahot Bank Ltd · TASE:MZTF
Mizrahi Tefahot Bank — Q1 2014 Earnings Presentation
13 slides from Mizrahi Tefahot Bank's earnings presentation, Mar 31, 2014
Slide 1: Financial Statements 31 March 2014
Financial Statements 31 March 2014 Financial Statements 31 December 2008 1
Slide 2: Disclaimer
Disclaimer This document has been prepared by Mizrahi-Tefahot Bank Ltd (UMTB) solely for use at the company’s presentation. The information contained in this document has not been independently verified. No representation or warranty express or implied is made as to, and no reliance should be placed
Slide 3: Net profit (NIS mil)
Net profit - (NIS mil) Q1 Q2 Q3 Q4 Q1 2013 2014 3
Slide 4: Equity (NIS bil)
Equity (NIS bil) 31.3.2013 31.12.2013 31.3.2014 4
Slide 5: Net profit – ROE
Net profit – ROE Q1-2013 2013 Q1-2014 5
Slide 6: Operating commissions (NIS mil)
Operating commissions (NIS mil) 370* Q1-2013 Q1-2014 * Excluding the effect of FAS 91 of 22 NIS mil 6
Slide 7: Financing Revenues (NIS mil)
Financing Revenues (NIS mil) Rate of Q1‐2014 Q1‐2013 change Interest revenues, net 713 802 Non-interest financing revenues 81 33 Total financing revenues 794 835 (4.9) Less: Effect of application of FAS 91 40 - Linkage differentials with respect to CPI (59) 4 position Revenues from collection of int
Slide 8: Operating and other expenses (NIS mil)
Operating and other expenses (NIS mil) 1.4% total increase in Operating and other expenses Salaries Building & Equipment Others Q1-2013 Q 0 3 Q1-2014 Q 0 8
Slide 9: Cost/income Ratio
Cost/income Ratio Q1-2013 2013 Q1-2014 9
Slide 10: Loans to the public (NIS bil)
Loans to the public (NIS bil) 10
Slide 11: Deposits from the public (NIS bil)
Deposits from the public (NIS bil) 11
Slide 12: Provisions/loans to the public
Provisions/loans to the public Q1 Q2 Q3 Q4 Q1 2013 2014 12
Slide 13: Capital adequacy Tier I
Capital adequacy Basel II Basel III 13 04% 13.04% 12.88% 12 97% 12.97% 9.01% 8.73% 8.87% Tier I 31.12.2013 1.1.2014 31.3.2014 13