Grupo Supervielle Sa Class B · BCBA:SUPV
Grupo Supervielle Sa Class B — Q3 2025 Earnings Presentation
9 slides from Grupo Supervielle Sa Class B's earnings presentation, November 2025
Slide 1: November 2025
November 2025 IR-GrupoSupervielle@gruposupervielle,com,ar Ciudad de Buenos Aires, Argentina
Slide 2: IR-GrupoSupervielle@gruposupervielle,com,ar Ciudad de Buenos Aires, Argentina
IR-GrupoSupervielle@gruposupervielle,com,ar Ciudad de Buenos Aires, Argentina 2
Slide 3: 3Q25 Macro and Financial Environment
3Q25 Macro and Financial Environment • • • • - • - - - - - • - • - - - 3
Slide 4: 3Q25 Highlights: Navigated an Exceptionally Challenging Quarter
| 3Q25 Highlights: Navigated an Exceptionally Challenging Quarter — cruro > SUPERVIELLE | GRuPO VP \ SUPERVIELLE . | co ao af wy “I Ooo & @ & 7 Y : : Profitability Business performance Asset Quality Deposit Growth and Capital in 302025 Loan Growth Outperforms Industry *Loan book +8% QoQ vs. *NPL rat
Slide 5: Net Financial Margin Impacted by Extraordinary Tight Monetary Stance and Unsustainably High Interest Rates
GRUPO a Net Financial Margin Impacted by Extraordinary Tight Monetary SUPERVIELLE Stance and Unsustainably High Interest Rates A o0dU) 2Q25 Net COST OF Financial Income FUNDING ° COST OF FUNDING 219,756 NEGATIVELY IMPACTED BY: eLag in loan repricing while deposits repriced | within 30 days (iS Wis *
Slide 6: Net Financial Margin Impacted by Extraordinary Tight Monetary Stance and Unsustainably High Interest Rates
Net Financial Margin Impacted by Extraordinary Tight Monetary Stance and Unsustainab A o0dU) 2Q25 Net Financial Income 219,756 56,089 y High Interest Rates {rf oth Changes in minimum reserves requirements 20,911 *Record levels in both remunerated and non remunerated regulatory reserves, and complian
Slide 7: Resetting 2025 Expectations in the Wake of Extraordinary High Real Rates and Monetary Tightening
l Resetting 2025 Expectations in the Wake of Extraordinary High Real Rates and grupo Monetary Tightening, Poised to Rebound as Conditions Normalize SUPERVIELLE lien *Growth mainly driven by corporate loans * Temporary mix-shift towards corporate loans from retail. Retail lending to resume as economi
Slide 8: Resetting 2025 Expectations in the Wake of Extraordinary High Real Rates and Monetary Tightening
l Resetting 2025 Expectations in the Wake of Extraordinary High Real Rates and grupo Monetary Tightening, Poised to Rebound as Conditions Normalize SUPERVIELLE Cranitnitaccall * 4Q25 will compare with an unusually high 4Q24 ,--tems_. + Brokerage business fees temporarily impacted with the lifting of
Slide 9: Thank You!
Thank You! IR-GrupoSupervielle@gruposupervielle,com,ar Ciudad de Buenos Aires, Argentina